4113 SAGEFIELD DRIVE Harmony, FL $ 405,000
4113 SAGEFIELD DRIVE
$ 405,000
New Construction
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4113 SAGEFIELD DRIVE

Harmony, FL, 34773
$ 405,000
Bedrooms4 Baths2.1 Sq 2,202

Monthly Estimate*

$ 2,494

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Single Family Home for sale in Harmony, FL

for $405,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,202 square foot home was built in 2025 on a lot size of 0.11.

Price improvement! Now offering a 4.99 fixed interest rate or up to $15,000 in Flex Cash. Estimated monthly payments from $2,750. Low HOA and NO CDD make this an exceptional and affordable opportunity. Welcome to Harmony Central in St. Cloud, FL, a highly desirable community featuring scenic ponds, open green spaces, and access to top-rated schools. Conveniently located near the Florida Turnpike, Narcoossee Road, and downtown St. Cloud. This two-story, energy-efficient home showcases the popular Adams Homes 2202 floor plan, offering 4 bedrooms and 2.5 bathrooms. The open-concept layout is ideal for both everyday living and entertaining. The seller is paying closing costs and offering a $15,000 Flex Cash incentive, which may be applied toward interest rate buy-downs and/or prepaid items when using the preferred lender. Additional closing cost incentives may be available through the preferred lender, and the home can be secured with as little as a $1,000 deposit. The spacious kitchen features granite countertops, a center island, stainless steel Whirlpool appliances, and premium brand faucets. Additional highlights include a large laundry room, beautifully appointed bathrooms with granite finishes, an upstairs owner’s suite with a walk-in closet, and a covered lanai perfect for outdoor relaxation. Community amenities include a resort style pool and dog park, all within a quiet, family-friendly setting. This home also includes a 1-year builder warranty, 2-year plumbing, electrical, and mechanical warranty, and a 10-year structural warranty for added peace of mind. A rare combination of new construction, attractive financing, and tranquil surroundings—opportunities like this are limited.

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Single Family Active

Price

$ 405,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 759

Style

Single Family Residence

Lot Size

0.11

Year Built

2025

Town/City

Harmony

County/Region

Osceola

MLS | Web ID

O6323364

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Roof Shingle
Appliances Dishwasher Disposal Microwave Range
Zoning RESI
HOA Fee 825
Garage Spaces 2
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2025
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Annually
County Osceola
New Construction true
Property Type Residential
Attached Garage true
Subdivision Name HARMONY CENTRAL PH 1
Facing Direction Southwest
Garage Y/N true
Total Rooms 10
Full Baths 2
Status Active
Directions Driving Directions from Orlando International Airport (MCO): Take FL-417 Toll South to Exit 22 (Narcoossee Rd). Continue south on Narcoossee Rd for approximately 12 miles. Turn left onto US-192 E/US-441 S. Drive about 3 miles then turn right onto Harmony Square Drive. Follow signs to Harmony Central.
High School Harmony High
City HARMONY
Association Name BETH CONNOR
Senior Community Y/N false
MLS Area 34773 - St Cloud (Harmony)
Lot Size Units Square Feet
Lot Size Square Feet 4792
Carport Y/N false
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Elementary School Harmony Community School (K-5)
Land Lease Y/N false
Tax Annual Amount 759
Middle/Junior High School Harmony Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6323364
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 37
Legal Description HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK A LOT 37
Water View Pond
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 68.75
Water View Y/N true
Flood Zone Code X500
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Interior
Interior Amenities Ceiling Fan(s) High Ceilings In Wall Pest System Open Floorplan Thermostat Walk-In Closet(s)
Flooring Carpet Ceramic Tile Tile
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Electric Dryer Hookup Inside Laundry Room Washer Hookup
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Irrigation System Sidewalk
Water Source Public
Lot Size Area 4792
Foundation Details Slab
Building Area Total 2602
Lot Size Acres 0.11
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Adams Homes Realty, Inc

Broker

Michaelrsoto@hotmail.com

Email

Affordability Calculator

$2,557
Per Month
98%
2%
0%
Monthly Principal & Interest
$2,494
Monthly Property Taxes
$63
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Harmony High High School High School
Pricing History
DatePricePrice ChangeDescription
12/29/2025$405,000 -0.95% Price Down
12/19/2025$408,900 Listed Price

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4113 SAGEFIELD DRIVE, Harmony, FL, 34773 is a Single Family Home for sale at $405,000 with 2,202 sqft and a lot size of 0.11. 4113 SAGEFIELD DRIVE has 4 bedrooms, 2.1 baths, and was built in 2025. The property's zip code is 34773 which is in Harmony, FL