4032 Bank Street
Bay Saint Louis, MS, 39520 $ 595,000
Bedrooms3 Baths3.0 Sq 1,490 Monthly Estimate*
$ 3,712
for $595,000 with 3 bedrooms and 3 full baths. This 1,490 square foot home was built in 2018 on a lot size of 0.23.
Experience the ultimate in coastal living with this beautifully designed 3-bedroom, 3-bath waterfront home, perfectly situated on two spacious lots in the sought-after Riverview community of Bay St. Louis. Set on a quiet cul-de-sac with breathtaking sunsets and panoramic water views, this serene escape offers the ideal blend of luxury, comfort, and outdoor enjoyment. Boasting a newly constructed 32-foot boat house with a 10,000-pound lift, Trex-decked bulkhead and dock that spans the entire water frontage, and direct access to the Jordan River, this is a dream for boaters and sunseekers alike. Inside, you'll find a modern, split-floor plan with soaring ceilings, an open-concept layout, and custom touches throughout—from hardwood floors and designer tile to a stylish bar area perfect for entertaining. Two bedrooms feature private ensuite baths, while a third full bath adds even more convenience for guests. Additional highlights include a limestone parking pad, a cargo lift, a 100-gallon propane tank fueling the gas range, and custom shelving in the garage for all your storage needs. Outside, enjoy generous porches, beautifully maintained grounds, and inviting outdoor spaces perfect for relaxing, grilling, or hosting gatherings. Whether you're seeking a weekend retreat or a full-time residence, you'll be just minutes from the vibrant shops, dining, and entertainment of Old Town Bay St. Louis—while enjoying peace and privacy at home. This is more than a home—it's a coastal lifestyle. Don't miss your chance to own a true slice of the Mississippi Gulf Coast.
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FeaturesInteriorInterior Amenities Ceiling Fan(s) Crown Molding Double Vanity Kitchen Island Pantry Walk-In Closet(s)
Flooring Hardwood Tile
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds
Fireplace Y/N N
Half Baths 0
Laundry Features Inside Laundry Closet Main Level
Total Bedrooms 3
Total Baths 3
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GeneralSewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available Electricity Connected Propane Connected Sewer Connected Water Connected
Roof Metal Other
Appliances Dishwasher Disposal Dryer Microwave Range Hood Refrigerator Washer Washer/Dryer Water Heater
Garage Spaces 0.0
Patio/Porch Features Deck Front Porch
Construction Materials Siding
Year Built 2018
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Waterfront Features Boat Dock Bulkhead Canal Front View Waterfront
Community Features Boating Fishing
County Hancock
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Shoreline Park
Garage Y/N N
Other Structures Storage
Total Rooms 0
Full Baths 3
Status Active
City Bay Saint Louis
Lot Size Units Acres
Lot Size Square Feet 10018.8
Carport Spaces 2.0
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 2996.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/4032-Bank-Street-Bay-Saint-Louis-MS-39520/unbranded
Structure Type House
Standard Status Active
Year Built Source Public Records
Legal Description 4 BLK 635 SHORELINE PARKUNIT 6 ADDITION 4
Senior Community None
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ExteriorExterior Amenities Balcony Boat Slip Dock Elevator See Remarks
Parking Features Carport Golf Cart Garage RV Access/Parking
Water Source Public
Total Parking 3.0
Lot Size Area 0.23
Foundation Details Pilings/Steel/Wood
Spa N
Building Area Total 1490.0
Lot Size Acres 0.23
Waterfront Y/N Y
Door Features Double Entry
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByBenji L McLainListing Agent
buyandsellwithbenji@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,712
- Monthly Property Taxes
- $250
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Bay Saint Louis, MS
Average List Price $423,871
Percent of Sale Price 29%
About Bay Saint Louis, MS 10,815 Population
-6% Since 2002
$ 44,438 Median Income
42.48 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
1580642 Elementary School
1580615 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/18/2025 | $595,000 | -2.46% | Price Down |
| 7/1/2025 | $610,000 | | Listed Price |