55045 Cobus Lane Elkhart, IN ^$ 280,000

55045 Cobus Lane

^$ 280,000

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55045 Cobus Lane

Elkhart, IN, 46514

^$ 280,000

Bedrooms3 Baths2.1 Sq 2,266

Monthly Estimate*

^$ 1,747

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Single Family Home for sale in Elkhart, IN

for $280,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,266 square foot home was built in 1977 on a lot size of 0.41.

Looking for a waterfront home! Don't wait, this one is not going to last long! This great home with 3 bed, 2.5 baths conveniently located in Elkhart but close to Granger and Toll Road access. Spacious home with formal dining room, eat in kitchen and living room makes a great place to entertain. Great size master bedroom offers walk in closet, master bath and additional shelves. Two additional bedrooms with bathroom are located on a main floor. Basement offers large living room with stone fireplace, walk out basement to enjoy quiet evening by the water. Peaceful country setting where you can sit back, relax and enjoy! Plenty of storage, laundry room are just few additions to mention. 2 car garage with additional space on the side of the home for a lawn mower/hobby and any tools you might have. New well 2025, gorgeous new flooring installed 2025! Waterproofing done by EverDry, warranty transferable to the new owners. Needs some small cosmetic updates to your liking, TLC to make your own special home! Priced accordingly to condition.

Single Family Active

Price

^$ 280,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 2,190

Style

Ranch,Walkout Ranch

Lot Size

0.41

Year Built

1977

Town/City

Elkhart

County/Region

Elkhart

MLS | Web ID

202524993

Features

General

Sewer Septic

Heating Gas Forced Air

Kitchen Level Main

Cooling Central Air

Laundry Y/N Basement

Fireplaces Yes

Water Access Type Channel Front/Canal

Garage Attached

Amenities Countertops-Laminate Eat-In Kitchen Garage Door Opener Formal Dining Room

Status Active Active

Full Baths 2

Half Baths 1

Bathrooms 3

Year Built 1977

New Construction No

Subdivision None

Style One Story

Township Cleveland

Class RESIDENTIAL

Type Site-Built Home

Age 48

REO No

Status Detail 0

Dining Room Level Main

Area Elkhart County

High School Elkhart

City Elkhart

School District Elkhart Community Schools

Architctural Style Ranch Walkout Ranch

Total Sq Ft 3044

Elementary School Cleveland

Middle School West Side

Legal Description COBUS CREEK ACRES LOT 4 COBUS CREEK ACRES N PT LOT 6

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202524993

Agent First Name Barbara

Agent Last Name Serwatka

DOM 172

Tax Year 2024/25

Interior

Basement Walk-Out Basement Partially Finished

Fireplace(s) 1

Flooring Carpet Vinyl

Beds 3

Total Rooms 10

Dining Room Length 16

Dining Room Width 13

Breakfast Room Length 9

Breakfast Room Width 8

Fireplace Family Rm Basement

Family Room Width 21

Living Room Width 17

Family Room Length 26

Living Room Length 12

Full Baths Main 2

Full Baths Upper 0

Above Grade Bedrooms 3

Below Grade Baths 1

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 1

Half Baths Main 0

Half Baths Upper 0

1st Bedroom Level Main

1st Bedroom Width 12

2nd Bedroom Length 13

2nd Bedroom Level Main

2nd Bedroom Width 12

3rd Bedroom Length 9

3rd Bedroom Level Main

3rd Bedroom Width 10

Basement Material Poured Concrete

Exterior

Exterior Brick Shingle

Water Frontage 121

Pool No

Waterfront Creek

Garage Length 24

Garage Width 22

Lot Size Area 17860

Lot Dimensions 140X127

Lot Description Level Partially Wooded Waterfront 0-2.9999

Garage Capacity 2

Waterfront Y/N Yes

* Excluded Features

List By

Barbara Serwatka

Listing Agent

Century 21 Circle

Broker

bserwatka@c21circle.com

Affordability Calculator

$1,929

Per Month

Monthly Principal & Interest: $1,747
Monthly Property Taxes: $183
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Elkhart, IN

Average List Price ^$324,146

Percent of Sale Price 16%

About Elkhart, IN

53,365 Population

-3% Since 2002

^$39,230 Median Income

35.79 Median Age

33% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1236589 Elementary School

1237294 Middle School

Elkhart High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/14/2025	$280,000	-1.75%	Price Down
9/18/2025	$285,000	-1.72%	Price Down
8/30/2025	$290,000	-1.69%	Price Down
6/28/2025	$295,000		Listed Price

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55045 Cobus Lane, Elkhart, IN, 46514 is a Single Family Home for sale at $280,000 with 2,266 sqft and a lot size of 0.41. 55045 Cobus Lane has 3 bedrooms, 2.1 baths, and was built in 1977. The property's zip code is 46514 which is in Elkhart, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/18/2025.

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55045 Cobus Lane

Single Family Home for sale in Elkhart, IN

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