45 CORTEZ Avenue St. Augustine, FL $ 1,995,000
45 CORTEZ Avenue
$ 1,995,000
New Construction
Share Save

45 CORTEZ Avenue

St. Augustine, FL, 32080
$ 1,995,000
Bedrooms4 Baths3.1 Sq 2,872

Monthly Estimate*

$ 12,284

45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 1
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 2
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 3
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 4
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 5
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 6
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 7
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 8
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 9
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 10
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 11
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 12
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 13
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 14
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 15
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 16
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 17
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 18
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 19
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 20
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 21
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 22
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 23
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 24
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 25
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 26
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 27
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 28
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 29
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 30
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 31
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 32
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 33
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 34
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 35
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 36
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 37
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 38
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 39
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 40
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 41
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 42
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 43
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 44
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 45
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 46
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 47
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 48
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 49
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 50
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 51
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 52
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 53
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 54
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 55
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 56
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 57
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 58
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 59
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 60
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 61
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 62
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 63
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 64
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 65
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 66
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 67
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 68
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 69
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 70
45 CORTEZ Avenue, St. Augustine, FL 32080 - Image 71
Condo for sale in St. Augustine, FL for $1,995,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,872 square foot condo was built in 2024.

Welcome to 45 Cortez within Cortez on the Water-a limited collection of 30 luxury waterfront residences along the Intracoastal Waterway, offering premier views of the Intracoastal, Salt Run, the iconic St. Augustine Lighthouse, and the city skyline of historic downtown. Ideally located just minutes from Anastasia State Park, top-rated restaurants, and entertainment, this refined Swordfish floor plan offers elevated design, modern coastal elegance, and low-maintenance luxury living. This 2,872 sq ft three-story residence features a private in-unit elevator, deeded boat slip with deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates a striking first impression, while the paverstone driveway adds timeless curb appeal in harmony with the coastal architectural style. The first floor features a private guest suite or flex/entertainment room pre-plumbed for a wet bar with full bath, a dedicated laundry room, and direct access to a covered patio with marina and water views. On the second floor, the spacious primary suite is its own retreat and offers a spa-style oversized bath, large walk-in closet, and a private covered balcony with tranquil water views. Two additional bedrooms and a full bath complete this level. The third floor showcases a bright, fully open floor plan thoughtfully designed for effortless entertaining and everyday living. The gourmet kitchen includes a waterfall-edge quartz island with wainscoting and ample storage, high-end stainless steel appliances, and designer cabinetry. A casual dining nook off the kitchen opens to a private balcony with expansive views of the Intracoastal Waterway, the heated pool, and the surrounding community. The open dining area flows seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. From the front windows, enjoy an incredible view of the historic St. Augustine Lighthouse. Additional features include wide-plank wood flooring throughout, a tankless water heater, and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character. Enjoy resort-style amenities including a waterfront pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seatingperfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living. **Select builder upgrades still available.

See more

Condo Active

Price

$ 1,995,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Condo

Taxes

$ 0

Style

Contemporary

Year Built

2024

Town/City

St. Augustine

County/Region

SAINT JOHNS

MLS | Web ID

2095644

Features
Interior
Interior Amenities Ceiling Fan(s) Eat-in Kitchen Elevator Kitchen Island Open Floorplan Pantry Primary Bathroom - Shower No Tub Walk-In Closet(s)
Flooring Wood
Total Stories 3
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 1
Laundry Features Electric Dryer Hookup Lower Level Washer Hookup
Total Bedrooms 4
Entry Level 1
Total Baths 4
See more
General
Heating Central Electric
Cooling Central Air Electric
Utilities Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Appliances Other Dishwasher Disposal Electric Cooktop Electric Oven Electric Water Heater Microwave Refrigerator Tankless Water Heater
HOA Fee 3834.1
Garage Spaces 2.0
Association Fee Includes Insurance Maintenance Grounds Maintenance Structure
Patio/Porch Features Covered Patio
Architectural Style Contemporary Other
Construction Materials Concrete Fiber Cement Frame
Year Built 2024
View Intracoastal Marina
Stories Count 3
Levels Three Or More
Property Subtype Condominium
Current Use Residential
Parcel Number 218431-0114
Waterfront Features Intracoastal Navigable Water
Assoc Fee Paid Per Quarterly
County St. Johns
New Construction 1
Property Type Residential
Association Amenities Pool Other Boat Dock Marina Spa/Hot Tub
HOA Y
Attached Garage Y
Subdivision Name Cortez on the Water
Garage Y/N Y
Total Rooms 0
Full Baths 3
Status Active
Directions From the iconic Lions Bridge travel east on Anastasia Blvd. Turn left onto Comares Avenue then continue north. Cortez on the Water will be just 200 feet ahead on your rightlook for the waterfront
High School St. Augustine
City St. Augustine
Association Name The CAM Team
Senior Community Y/N N
Zoning Description Residential
MLS Area 323-Davis Shores
Carport Y/N N
Listing Terms Cash Conventional
Spa Features Community
Elementary School R.b. Hunt
Property Attached Y/N Y
Home Warranty Y/N N
Middle/Junior High School Sebastian
Lease Renewal Y/N N
MLS Area Minor 323-Davis Shores
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
See more
Exterior
Exterior Amenities Balcony Boat Slip Impact Windows
Parking Features Attached Garage
Water Source Public
Spa N
Road Surface Type Asphalt
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
See more
Internal Only
Street Number 1 45
See more
* Excluded Features
List By
House & Haven

Broker

hilariesellsrealestate@gmail.com

Email

Affordability Calculator

$12,284
Per Month
100%
0%
0%
Monthly Principal & Interest
$12,284
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
308018 Elementary School
307923 Middle School
St. Augustine High School High School
Pricing History
DatePricePrice ChangeDescription
11/8/2025$1,995,000 -2.68% Price Down
6/27/2025$2,050,000 Listed Price

Map


See all

45 CORTEZ Avenue, St. Augustine, FL, 32080 is a Condo for sale at $1,995,000 with 2,872 sqft. 45 CORTEZ Avenue has 4 bedrooms, 3.1 baths, and was built in 2024. The property's zip code is 32080 which is in St. Augustine, FL