445 Elk Lake Resort Road # 45 Owenton, KY $ 399,000
445 Elk Lake Resort Road # 45
$ 399,000
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445 Elk Lake Resort Road # 45

Owenton, KY, 40359
$ 399,000
Bedrooms4 Baths2.0 Sq 1,271

Monthly Estimate*

$ 2,489

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Single Family Home for sale in Owenton, KY

for $399,000 with 4 bedrooms and 2 full baths. This 1,271 square foot home was built in 1976 on a lot size of 0.57.

Completely remodeled lake home on a private, wooded and cleared lot! This 4-bedroom, 2-full bath home has been freshly painted inside and out and features luxury vinyl flooring, a brand-new kitchen with new appliances, and a metal roof. Enjoy the convenience of a full en suite bath in the primary bedroom and a brand-new HVAC system for year-round comfort. Outside, the property offers a newer dock with a covered boat slip, a huge storage shed, and a very gradual slope to the water—perfect for easy lake access. Located close to the front gate, this property offers the perfect blend of seclusion and accessibility. Move-in ready and packed with upgrades—just bring your boat and start living the lake life! Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approx. 255 ac. with 14 miles of shoreline &1300 lots!

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Single Family Active

Price

$ 399,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Contemporary

Lot Size

0.57

Year Built

1976

Town/City

Owenton

County/Region

Owen

MLS | Web ID

633837

Features
General
Living Area 1271.0
Sewer Septic Tank
Heating Propane Forced Air
Cooling Central Air
Utilities Cable Available
Roof Metal
HOA Fee 2500.0
Garage Spaces 0.0
Association Fee Includes Management Association Fees Maintenance Grounds Security Trash Snow Removal
Patio/Porch Features Covered Patio Deck
Architectural Style Contemporary
Construction Materials Wood Siding Block
Full Baths 2
Half Baths 0
Year Built 1976
View Lake
Levels One
Unit Number 45
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Owen
New Construction No
Property Type A
Association Amenities Clubhouse Trail(s) Playground Lake Seasonal Lake Year Round
HOA Yes
Attached Garage No
Total Rooms 7
Status Active
Directions From Elk Creek Vineyard head East turn Right onto Rt 1883 turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''
High School Owen County High
City Owenton
School District Owen Co Public
Zoning Description Residential
MLS Area K22 - Owen Cty
Lot Size Units Acres
Lot Size Square Feet 24776.93
Elementary School Owen County Elementary
Property Attached Y/N No
Middle/Junior High School Maurice Bowling Middle School
Property Condition Existing Structure
MLS Area Minor K22 - Owen Cty
Structure Type House
Standard Status Active
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Interior
Interior Amenities Storage Vaulted Ceiling(s) Natural Woodwork Recessed Lighting Ceiling Fan(s) Open Floorplan Multi Panel Doors
Basement Walk-Out Access Finished
Kitchen Appliances Electric Cooktop Dishwasher Refrigerator
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Slider Window(s) Wood Frames
Fireplace Y/N No
Total Bathrooms 2.0
Laundry Features Electric Dryer Hookup
Room Type Bathroom 2 Living Room Laundry Primary Bath Bedroom 3 Bedroom 2 Bedroom 4 Primary Bedroom Family Room Kitchen
Total Baths 2
Total Bedrooms 4
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Exterior
Exterior Amenities Dock Private Yard Fire Pit Boat Slip
Parking Features Driveway
Lot Features Waterfront Wooded Sloped
Water Source Public
Lot Size Area 0.57
Foundation Details Block
Building Area Total 24776.0
Lot Dimensions Of Record
Lot Size Acres 0.57
Road Surface Type Gravel
Lot Size Source Realist
Road Frontage Type Private Road
Land Lease Type Fee
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* Excluded Features
List By
Sibcy Cline, Realtors-Florence

Broker

ptenoever@sibcycline.com

Email

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$2,489
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$2,489
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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3163353 Elementary School
3163371 Middle School
Owen County High High School
Pricing History
DatePricePrice ChangeDescription
8/25/2025$399,000 -3.86% Price Down
7/30/2025$415,000 -2.35% Price Down
6/27/2025$425,000 Listed Price

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445 Elk Lake Resort Road # 45, Owenton, KY, 40359 is a Single Family Home for sale at $399,000 with 1,271 sqft and a lot size of 0.57. 445 Elk Lake Resort Road # 45 has 4 bedrooms, 2.0 baths, and was built in 1976. The property's zip code is 40359 which is in Owenton, KY