945 WINDING OAKS DRIVE Palm Harbor, FL $ 474,900
945 WINDING OAKS DRIVE
$ 474,900
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945 WINDING OAKS DRIVE

Palm Harbor, FL, 34683
$ 474,900
Bedrooms4 Baths2.0 Sq 1,977

Monthly Estimate*

$ 2,963

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Single Family Home for sale in Palm Harbor, FL

for $474,900 with 4 bedrooms and 2 full baths. This 1,977 square foot home was built in 1973 on a lot size of 0.2.

Come and discover this beautiful Spanish Oaks home in the heart of Palm Harbor! From the moment you hear the key turn in the door, you’ll know you’re unlocking “home”. Situated on nice lot with a spacious backyard, the charming curb appeal foretells the feeling that great future memories will be made here. Upon entering, you will love the highly desirable open floor plan with vaulted ceilings and sliding doors that lead out to a large patio. The kitchen flows into the family room over a large center island and is complete with solar tube lighting and seating for everyone. Boasting of updated kitchen cabinetry and granite countertops, this center island will become the center of your family life for nightly homework projects, late night dinners and Saturday morning pancakes. Bright color palettes flow through the entire home and the owners suite is generously sized with large closets, a ceiling fan and an ensuite bathroom. FOUR TRUE BEDROOMS make this home versatile for all of your work-from-home needs. Stepping into the backyard, it’s fully fenced for your furry friends and little ones alike. Plus, the patio area is ideal for your summer BBQ’s and offers the perfect spot for your future fire pit! Unexpected Extras Include: New Roof 2017, Tankless Hot Water Heater, HVAC 2011, Newer Windows, Interior Laundry Room, and No Flood Insurance Required!!! Ideally located near the social ambiance area of downtown areas Dunedin, this home is also near the Dunedin Causeway and Honeymoon Island. You’re just minutes from America’s best sugary sand beaches and A+Rated Schools. Schedule your appointment today!

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Single Family Active

Price

$ 474,900

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 3,985

Style

Florida,Ranch,Traditional

Lot Size

0.2

Year Built

1973

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8401318

Features
Interior
Interior Amenities ceiling fan(s) high ceilings living room/dining room combo open floorplan primary bedroom main floor solid surface counters walk-in closet(s)
Flooring laminate tile
Furnished Y/N unfurnished
Air Conditioning Y/N yes
Heating Y/N yes
Fireplace Y/N no
Half Baths 0
Laundry Features inside laundry room
Total Bedrooms 4
Total Baths 2
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General
Sewer public sewer
Heating central electric
Cooling central air
Utilities bb/hs internet available
Roof shingle
Appliances dishwasher disposal dryer microwave range refrigerator washer
Zoning r-2
HOA Fee 175
Garage Spaces 2
Patio/Porch Features patio
Architectural Style florida ranch traditional
Construction Materials stucco
Pets Allowed yes
Year Built 1973
View trees/woods
Levels one
Property Subtype single family residence
Tax Year 2025
Ownership fee simple
Assoc Fee Paid Per annually
County pinellas
New Construction no
Property Type residential
HOA Y
Attached Garage yes
Subdivision Name spanish oaks
Facing Direction east
Garage Y/N yes
Total Rooms 3
Full Baths 2
Status active
Directions heading n on belcher rd turn left onto curlew rd turn right onto spanish oaks rd turn right onto winding oaks rd and the home will be located on your left.
High School palm harbor univ high-pn
City palm harbor
Association Name spanish oaks hoa
Senior Community Y/N no
MLS Area 34683 - palm harbor
Lot Size Units square feet
Lot Size Square Feet 8660
Carport Y/N no
Listing Terms cash conventional fha va loan
Elementary School lake st george elementary-pn
Property Attached Y/N no
Land Lease Y/N no
Tax Annual Amount 3985.87
Middle/Junior High School palm harbor middle-pn
Property Condition completed
Additional Parcels Y/N no
Lease Considered Y/N yes
Virtual Tour https://www.propertypanorama.com/instaview/stellar/tb8401318
Building Area Units square feet
Living Area Units square feet
Standard Status active
Occupancy Type owner
Tax Lot 3
Legal Description spanish oaks blk d lot 3
Minimum Lease no minimum
Water Access Y/N no
Monthly HOA Amount 14.58
Water View Y/N no
Flood Zone Code x
DockY/N no
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Exterior
Exterior Amenities lighting private mailbox sidewalk sliding doors
Vegetation trees/landscaped
Fencing vinyl
Lot Features landscaped sidewalk
Water Source public
Lot Size Area 8660
Foundation Details slab
Spa no
Building Area Total 2453
Lot Dimensions 115 ft x 69 ft
Lot Size Acres 0.2
Road Surface Type paved asphalt
Private Pool no
Waterfront Y/N no
Covered Spaces 2
Road Frontage Type street paved
Road Responsibility public maintained road
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Internal Only
Street Number 1 945
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* Excluded Features
List By
Blake Real Estate Inc

Broker

micaela.morenz@blakerealestate.com

Email

Affordability Calculator

$3,295
Per Month
90%
10%
0%
Monthly Principal & Interest
$2,963
Monthly Property Taxes
$332
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3324547 Elementary School
3221668 Middle School
Palm Harbor Univ High-PN High School
Pricing History
DatePricePrice ChangeDescription
10/31/2025$474,900 -1.04% Price Down
9/25/2025$479,900 -1.03% Price Down
8/9/2025$484,900 -1.04% Price Down
6/27/2025$490,000 Listed Price

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945 WINDING OAKS DRIVE, Palm Harbor, FL, 34683 is a Single Family Home for sale at $474,900 with 1,977 sqft and a lot size of 0.2. 945 WINDING OAKS DRIVE has 4 bedrooms, 2.0 baths, and was built in 1973. The property's zip code is 34683 which is in Palm Harbor, FL