15718 HWY 522 Cumberland, KY ^$ 174,500

15718 HWY 522

^$ 174,500

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15718 HWY 522

Cumberland, KY, 40823

^$ 174,500

Bedrooms3 Baths2.0 Sq 2,990

Monthly Estimate*

^$ 1,074

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Single Family Home for sale in Cumberland, KY

for $174,500 with 3 bedrooms and 2 full baths. This 2,990 square foot home was built in 1935 on a lot size of 0.56.

Have you been looking for a three bedroom, two bath home that stands out? This is it!! This charming home has the character of an old house with features such as arch doorways, gorgeous hardwood floors, and beautiful wood trim and doors along with updated features like a gas fireplace in the living room, a modern kitchen, a sun porch, double jacuzzi tub and lot of great closet space! Outside you have a great yard with lots of great curb appeal and stunning flowers! And these are just a few of the reasons why you will want to call this place home!

Single Family Active

Price

^$ 174,500

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 0

Style

Single Family Residence

Lot Size

0.56

Year Built

1935

Town/City

Cumberland

County/Region

Harlan

MLS | Web ID

25013732

Features

Interior

Interior Amenities Ceiling Fan(s) Walk-In Closet(s)

Basement Full Partially Finished Walk-Out Access Walk-Up Access

Flooring Hardwood Laminate Tile Vinyl

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Window Features Blinds Screens Window Treatments

Fireplace Y/N N

Above Grade Finished Area 2090.0

Half Baths 0

Laundry Features Electric Dryer Hookup Washer Hookup

Total Bedrooms 3

Below Grade Finished Area 900.0

Total Baths 2

Heating-Heat Pump True

General

Sewer Septic Tank

Heating Heat Pump

Cooling Heat Pump

Possession Close Of Escrow

Roof Dimensional Style Shingle

Appliances Dryer Microwave Range Washer

Patio/Porch Features Deck Porch

Construction Materials Vinyl Siding Brick Veneer

Year Built 1935

View Mountain(s) Neighborhood Rural Trees/Woods

Levels One and One Half

Property Subtype Single Family Residence

Parcel Number 191-20-00-012.00

County Harlan

New Construction N

Property Type Residential

HOA N

Attached Garage N

Subdivision Name Rural

Garage Y/N N

Total Rooms 0

Full Baths 2

Status Active

Directions From Harlan take HWY 119 towards Cumberland for approximately 18 miles. Take a left onto Hiram Hill Rd. and then a right onto HWY 522 in 400 ft. Go 0.2 mile and take a right onto Creech Loop. stay st

High School Harlan Co

City Cumberland

High School District Harlan County - 86

MLS Area 086 - Harlan County

Lot Size Units Acres

Lot Size Square Feet 24394.0

Carport Y/N Y

Elementary School Harlan Co

Land Lease Y/N N

Home Warranty Y/N N

Middle/Junior High School Harlan Co

MLS Area Minor 086 - Harlan County

Lease Considered Y/N N

Rent Control Y/N N

Structure Type House

Standard Status Active

Senior Community None

Exterior

Fencing Chain Link Partial

Parking Features Attached Carport Driveway

Water Source Public

Lot Size Area 0.56

Foundation Details Block

Building Area Total 2990.0

Lot Size Acres 0.56

Lot Size Source Public Records

Waterfront Y/N N

Door Features Storm Door(s)

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 15718

* Excluded Features

List By

Forever Home

Broker

phyllisnapier@ymail.com

Affordability Calculator

$1,074

Per Month

Monthly Principal & Interest: $1,074
Monthly Property Taxes: --
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Cumberland, KY

Average List Price ^$212,589

Percent of Sale Price 22%

About Cumberland, KY

2,245 Population

-9% Since 2002

^$19,671 Median Income

38.88 Median Age

36% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3289660 Elementary School

3292801 Middle School

Harlan Co High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/2/2026	$174,500	-2.51%	Price Down
11/17/2025	$179,000	-3.24%	Price Down
6/26/2025	$185,000		Listed Price

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15718 HWY 522, Cumberland, KY, 40823 is a Single Family Home for sale at $174,500 with 2,990 sqft and a lot size of 0.56. 15718 HWY 522 has 3 bedrooms, 2.0 baths, and was built in 1935. The property's zip code is 40823 which is in Cumberland, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of Bluegrass REALTORS.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Bluegrass REALTORS. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 1/28/2026.

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15718 HWY 522

Single Family Home for sale in Cumberland, KY

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