678 Lake Street
Saugatuck, MI, 49453 $ 1,150,000
Bedrooms2 Baths1.0 Sq 905 Monthly Estimate*
$ 7,175
for $1,150,000 with 2 bedrooms and 1 full bath. This 905 square foot home was built in 1930 on a lot size of 0.51.
Welcome to the two best adjacent properties on Lake Street in downtown Saugatuck! Offered together at an incentive price - an unparalleled opportunity! 660 Lake Street - a beautifully renovated 2-bedroom, 1-bath home just two blocks from downtown Saugatuck! This charming residence was meticulously and completely renovated in 2023 with a brand new kitchen and bathroom featuring high end finishes and premium appliances and elegant fixtures. Enjoy peace of mind with all new electrical, plumbing, and HVAC systems. Step outside to your private, deep backyard oasis, professionally landscaped in 2025 with a state-of the-art sprinkler system including garden beds, a new driveway and spacious patio. Investment Short-Term Rental (STR) Income Opportunity: Both properties are located in A brand new 2+ car garage will be completed before closing, offering ample storage and convenience - never again worry about finding downtown parking! Perfectly situated near Saugatuck's vibrant downtown, you will be steps from charming shops, art galleries, amazing restaurants, the Center for the Arts, and the award-winning Oval Beach. This is a rare opportunity to own a home on Lake Street. Whether you are looking for a second home, an investment property, or both, 660 Lake Street is an exceptional choice. Adjacent Vacant Buildable Lot - the last truly vacant, buildable lot on Lake Street in downtown Saugatuck! This exceptional property offers the rare opportunity to build your dream year-round residence or summer getaway in the heart of Saugatuck. Perfectly positioned just steps from Saugatuck's vibrant downtown, you will enjoy easy access to charming shops, art galleries, amazing restaurants, the Center for the Arts, and the award-winning Oval Beach. Investment Short-Term Rental (STR) Income Opportunity: Both properties are located in the highly desirable "uncapped" rental license zone (R-2), offering extraordinary potential for short-term rental income. Don't miss the chance to secure your place in one of Saugatuck's most sought-after settings! 660 Lake Street: $699,000 (MLS# 25030666) VL Lake Street: $499,000 (MLS# 25030673) Package Incentive - Both Properties: $1,150,000 (MLS# 25030675)
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FeaturesGeneralSewer Public
Heating Forced Air
Cooling Central Air
Utilities Natural Gas Available Cable Available Natural Gas Connected Cable Connected
Possession Close Of Escrow
Garage Spaces 2.0
Architectural Style Traditional
Construction Materials Brick
Year Built 1930
Stories Count 1
Township Saugatuck City
Property Subtype Single Family Residence
Tax Year 2024
Ownership Private Owned
County Allegan
New Construction N
Property Type Residential
Attached Garage N
Garage Y/N Y
Total Rooms 5
Full Baths 1
Status Active
Directions Blue Star Highway to Lake St to Property Address
City Saugatuck
High School District Saugatuck-Douglas
Zoning Description LS-Lake St R-2
MLS Area Holland/Saugatuck - H
Lot Size Units Acres
Lot Size Square Feet 21998.0
Carport Y/N N
Listing Terms Cash Conventional
Land Lease Y/N N
Tax Annual Amount 16576.72
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor Holland/Saugatuck - H
Additional Parcels Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/wmlar/25030675
Standard Status Active
Tax Assessed Value 286082
Legal Description LOT 12 EX THE NE'LY 100 FT BLK. 4 MORRISON & DENSMORE'S ADDITION. 660 Lake St. PP#57-514-045-00
Senior Community None
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InteriorBasement Michigan Basement
Total Fireplaces 0
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Laundry Features Main Level
Total Bedrooms 2
Below Grade Finished Area 0.0
Main Level Bedrooms 2
Total Baths 1
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ExteriorParking Features Detached
Lot Features Level
Water Source Public
Lot Size Area 0.51
Spa N
Building Area Total 905.0
Lot Dimensions 169 x 130
Lot Size Acres 0.51
Road Surface Type Paved
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $7,175
- Monthly Property Taxes
- $1,381
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Saugatuck, MI
Average List Price $1,144,705
Percent of Sale Price 0%
About Saugatuck, MI 1,068 Population
16% Since 2002
$ 78,444 Median Income
56.24 Median Age
17% Households with Children
Trends Information provided by ATTOM Data Solutions.
248683 Elementary School
250970 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/20/2025 | $1,150,000 | -7.63% | Price Down |
| 7/22/2025 | $1,245,000 | -2.35% | Price Down |
| 6/25/2025 | $1,275,000 | | Listed Price |