2765 State Route 8 Speculator, NY ^$ 299,000

2765 State Route 8

^$ 299,000

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2765 State Route 8

Speculator, NY, 12164

^$ 299,000

Bedrooms3 Baths1.1 Sq 1,732

Monthly Estimate*

^$ 1,865

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Single Family Home for sale in Speculator, NY

for $299,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,732 square foot home was built in 1971 on a lot size of 0.57.

Discover this 3-bedroom, 1.5-bath split-level home w/33 feet of deeded shared lake access to beautiful Lake Pleasant. With over 1,700 sq ft of living space & potential to expand in basement, this home is ideal for investors & handy buyers ready to bring their vision to life. The spacious living room features knotty pine walls, wood-burning stove & large bow window that fills the space w/natural light. The open flow leads to the dining area & a generous kitchen w/plenty of cabinet storage. Off the kitchen, enjoy a family room w/several windows perfect for relaxing in the breeze. Upstairs are 3 bedrooms, including one w/private half bath, plus a full bath. The lower level offers garage access, laundry hook ups & bonus room awaiting your personal touch. This property is brimming w/potential!

Single Family Active

Price

^$ 299,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 3,800

Style

Split Level

Lot Size

0.57

Year Built

1971

Town/City

Speculator

County/Region

Hamilton

MLS | Web ID

202520147

Features

Interior

Interior Amenities Wall Paneling Eat-in Kitchen

Basement Partial Unfinished

Total Fireplaces 1

Fireplace Features Wood Burning Stove

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N Y

Fireplace Y/N Y

Above Grade Finished Area 1732.0

Half Baths 1

Laundry Features Electric Dryer Hookup In Basement Laundry Room Washer Hookup

Total Bedrooms 3

Below Grade Finished Area 0.0

Below Grade Finished Area Source Public Records

Above Grade Finished Area Source Public Records

Total Baths 2

General

Sewer Unknown

Heating Electric Hot Water Propane Propane Tank Leased

Cooling None

Possession At Closing

Roof Metal

Appliances Dishwasher Range Refrigerator

Garage Spaces 1.0

Patio/Porch Features Deck

Architectural Style Split Level

Construction Materials Wood Siding

Year Built 1971

View Lake

Property Subtype Single Family Residence

Waterfront Features Lake/River Across Rd Shared Deeded Water Access Lake Front

County Hamilton

New Construction N

Property Type Residential

HOA N

Attached Garage Y

Garage Y/N Y

Total Rooms 9

Full Baths 1

Status Active

Directions RT 30 N to Speculator. Left at 4 corners in village onto Rt 8. House on right

High School Lake Pleasant

City Speculator

Body of Water Lake Pleasant

High School District Lake Pleasant

Lot Size Units Acres

Lot Size Square Feet 24829.2

Carport Y/N N

Elementary School Lake Pleasant

Land Lease Y/N N

Tax Annual Amount 3800.0

Home Warranty Y/N N

Property Condition Fixer

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 7.100

Exterior

Exterior Amenities None

Parking Features Off Street Storage Attached Driveway

Water Source Public

Total Parking 8.0

Lot Size Area 0.57

Spa N

Lot Size Acres 0.57

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 2765

* Excluded Features

List By

Lisa Swift

Listing Agent

Howard Hanna

Broker

(518) 669-1082

Phone

lisaswift99@gmail.com

Affordability Calculator

$2,182

Per Month

Monthly Principal & Interest: $1,865
Monthly Property Taxes: $317
Monthly Home Insurance: --

Set your offer price

Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Speculator, NY

Average List Price ^$361,500

Percent of Sale Price 21%

About Speculator, NY

338 Population

-16% Since 2002

^$57,750 Median Income

55.32 Median Age

7% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3625746 Elementary School

3061757 Middle School

Lake Pleasant High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/18/2025	$299,000	-8.00%	Price Down
6/23/2025	$325,000		Listed Price

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2765 State Route 8, Speculator, NY, 12164 is a Single Family Home for sale at $299,000 with 1,732 sqft and a lot size of 0.57. 2765 State Route 8 has 3 bedrooms, 1.1 baths, and was built in 1971. The property's zip code is 12164 which is in Speculator, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/24/2025.

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2765 State Route 8

Single Family Home for sale in Speculator, NY

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