2106 CONGRESS LANE Saint Cloud, FL $ 360,000
2106 CONGRESS LANE
$ 360,000
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2106 CONGRESS LANE

Saint Cloud, FL, 34769
$ 360,000
Bedrooms3 Baths2.0 Sq 1,795

Monthly Estimate*

$ 2,246

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Single Family Home for sale in Saint Cloud, FL

for $360,000 with 3 bedrooms and 2 full baths. This 1,795 square foot home was built in 2006 on a lot size of 0.13.

Welcome to 2106 Congress Lane, St. Cloud, FL 34769 — a well-maintained 3-bedroom, 2-bathroom investment property located in a quiet neighborhood. This is a turnkey rental opportunity with a reliable tenant already in place, providing immediate rental income from day one. The home offers an open, functional floor plan with plenty of natural light and tile flooring throughout. The kitchen is equipped with modern appliances, ample cabinet space and large pantry. Major updates include a brand new roof installed in February 2025 and a new air conditioning system replaced in 2019, reducing potential future expenses for the new owner. The spacious backyard offers outdoor living potential, while the attached garage and large driveway provide convenient parking options. Tenant in place on a month to month basis— immediate rental income New roof (2025) New A/C system (2019) Desirable St. Cloud location close to schools, shopping, dining, major highways, Lakefront Park, and Downtown St. Cloud. This is a great addition to your rental portfolio or a perfect entry point for first-time investors or your forever home. Don’t miss this income-generating property with strong long-term potential. Contact us today for more details or to schedule a private showing!

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Single Family Active

Price

$ 360,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 7,046

Style

Single Family Residence

Lot Size

0.13

Year Built

2006

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

S5129285

Features
General
Sewer Public Sewer
Heating Heat Pump
Cooling Central Air
Utilities Cable Available Public Sewer Connected Water Connected
Roof Shingle
Appliances Dishwasher Disposal Electric Water Heater Microwave Range Refrigerator
Zoning SPUD
HOA Fee 100
Garage Spaces 2
Construction Materials Stucco
Pets Allowed No
Year Built 2006
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Annually
County Osceola
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name ANTHEM PARK PH 1B
Facing Direction East
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Active
Directions Hwy 192 to Old Canoe Creek road heading south. Turn right on Capital Blvd. Turn left on Congress Lane and home is down on the right
High School St. Cloud High School
City ST CLOUD
Association Name Tiffany Marshall
Senior Community Y/N false
MLS Area 34769 - St Cloud (City of St Cloud)
Lot Size Units Square Feet
Lot Size Square Feet 5750
Carport Y/N false
Elementary School Neptune Elementary
Land Lease Y/N false
Tax Annual Amount 7046.68
Middle/Junior High School Neptune Middle (6-8)
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Tenant
TaxOtherAnnualAssessmentAmount 2267
Tax Lot 126
Legal Description ANTHEM PARK PH 1B PB 18 PG 72 LOT 126
Minimum Lease 7 Months
Water Access Y/N false
Monthly HOA Amount 8.33
Water View Y/N false
Flood Zone Code x
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Interior
Interior Amenities Living Room/Dining Room Combo
Flooring Ceramic Tile
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Laundry Room Washer Hookup
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Private Mailbox
Water Source Public
Lot Size Area 5750
Foundation Details Slab
Building Area Total 2251
Lot Dimensions 50 x 115
Lot Size Acres 0.13
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
St. Cloud Real Estate

Broker

christine@stcloudpropertygroup.com

Email

Affordability Calculator

$2,833
Per Month
79%
21%
0%
Monthly Principal & Interest
$2,246
Monthly Property Taxes
$587
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
St. Cloud High School High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$360,000 Listed Price

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2106 CONGRESS LANE, Saint Cloud, FL, 34769 is a Single Family Home for sale at $360,000 with 1,795 sqft and a lot size of 0.13. 2106 CONGRESS LANE has 3 bedrooms, 2.0 baths, and was built in 2006. The property's zip code is 34769 which is in Saint Cloud, FL