281 Main Street
Richmondville, NY, 12149 $ 639,000
Bedrooms-- Baths2.0 Sq 6,000 Monthly Estimate*
$ 3,987
for $639,000 with 2 full baths. This 6,000 square foot building was built in 1890 on a lot size of 0.1.
Commercial Opportunity in the Heart of Richmondville, NY - Prime 6,000 Sq Ft Mixed-Use Building! Welcome to 281 Main Street, Richmondville, NY, a rare commercial investment opportunity in the vibrant heart of Schoharie County. Priced at 639,000, this 6,000 square foot, three-story building offers a turn-key setup for a variety of commercial or residential ventures. Currently home to Cargies Deli (business name not included in sale), this property comes fully equipped with a professional-grade commercial kitchen, multiple freezers, refrigerated deli cases, coolers, and top-tier stainless steel appliances, ready to meet any culinary or food service needs. Built in 1890 and beautifully maintained, the structure offers 15 total rooms, including 6 bedrooms, 3 full baths, and 2 half baths, allowing flexible use for mixed commercial and residential configurations, owner-occupancy, short-term rentals, or offices. The building features wheelchair-accessible bathrooms, no-step entry, and modern mini-split HVAC, heat pumps, and central A/C for year-round comfort. Situated on a .10-acre rectangular lot with 32 feet of road frontage on Main Street and easy parking access, the location is ideal for foot traffic and visibility. You're just steps from Holmes Street and within the Cobleskill-Richmondville Central School District, making it attractive for both community-serving businesses and residential tenants. Whether you're a restaurateur, investor, or entrepreneur, this is a rare chance to own a piece of historic downtown Richmondville with public water, sewer, and electric connections, and flexible financing options including cash, conventional, and commercial loans.
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FeaturesGeneralSewer Public Sewer
Heating Electric
Cooling Central Air Electric Wall Unit(s)
Utilities Cable Available Natural Gas Not Available Phone Available Sewer Connected Water Connected Propane
Possession Close Of Escrow
Roof Rolled/Hot Mop
Appliances Water Heater Vented Exhaust Fan Stainless Steel Appliance(s) Refrigerator Propane Cooktop Ice Maker Gas Cooktop Free-Standing Refrigerator Free-Standing Range Free-Standing Gas Range Free-Standing Ga
Zoning NA
Security Features 24 Hour Security Carbon Monoxide Detector(s) Fire Escape Smoke Detector(s)
Construction Materials Frame Vinyl Siding
Year Built 1890
Electric 100 Amp Service 200+ Amp Service Circuit Breakers
Tenant Pays All Utilities Sewer Water
Township Other
Property Subtype Mixed Use
Current Use Multi-Family Retail Other
Business Type Deli/Catering Mixed Restaurant
Business Name Cargies Deli
County Schoharie
Property Type Commercial Sale
Building Features High Speed Internet Kitchen Facilities Living Space Available Public Restroom(s) Storage
Other Structures None
Status Active
City Richmondville
High School District Cobleskill/Richmondv
MLS Area Richmondville
Lot Size Units Acres
Lot Size Square Feet 4356.0
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 3170.0
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor Richmondville
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Structure Type Mixed Use Multi Family
Standard Status Active
Tax Assessed Value 70000
Tax Lot 12
Senior Community None
New Construction None
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InteriorBasement Full
Flooring Carpet Vinyl
Total Stories 2
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Total Baths 2
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ExteriorLot Features City Lot Rectangular Lot
Water Source Public
Lot Size Area 0.1
Foundation Details Stone
Building Area Total 6000.0
Lot Size Acres 0.1
Road Surface Type Asphalt
Waterfront Y/N N
Road Frontage Type State Road
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* Excluded FeaturesList ByChristy DahmsListing Agent
Charlotteville RealtyBroker
christy@charlottevillerealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,987
- Monthly Property Taxes
- $264
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCommerical listings in Richmondville, NY
Average List Price $462,000
Percent of Sale Price 28%
About Richmondville, NY 2,518 Population
5% Since 2002
$ 44,885 Median Income
43.9 Median Age
30% Households with Children
Trends Information provided by ATTOM Data Solutions.
5133239 Elementary School
5133241 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/15/2025 | $639,000 | | Listed Price |