21809 Borrowed Time Lane SE Oldtown, MD $ 849,000
21809 Borrowed Time Lane SE
$ 849,000
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21809 Borrowed Time Lane SE

Oldtown, MD, 21555
$ 849,000
Bedrooms6 Baths4.0 Sq 3,126

Monthly Estimate*

$ 5,297

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View a Virtual Tour

Single Family Home for sale in Oldtown, MD

for $849,000 with 6 bedrooms and 4 full baths. This 3,126 square foot home was built in 1989 on a lot size of 218.

TO APPREICATE THE BEAUTIFUL LAYOUT, VIEWS AND EVERYTHING THIS PROEPRTY OFFERS, YOU MUST WATCH THE COMPREHENSIVE VIDEO TOUR. CONTACT LISTING AGENT FOR A LINK IF NEEDED. Is acreage, privacy, unlimited building potential or family compound/family development land on your checklist? This property may be it! Located in Allegany County near Oldtown, Maryland just 2.5 miles from the South Branch of the Potomac River and the storied C&O Canal, youll find this rolling, improved, wooded 218 acres. Turning off of Lower Town Creek Road, youll pass through the security gate and enter Borrowed Time Lane. This private, well maintained gravel road (with erosion control berms) will eventually lead you about one mile through gradual hills, valleys, gentle turns, and beautiful views back to the main dwelling. The first stop along the way is the previous in-law dwelling which is an 1,146 square foot manufactured home on its own well and septic with NEW METAL & SHINGLE ROOF. Here youll find a primary bedroom, en-suite bath, guest bedroom, another full bathroom, inviting living room area, combination kitchen/dining area, screened rear deck area, bonus room and laundry closet. Once updated, this dwelling could continue to be used as an in-law residence, au-pair residence, guest residence or combination/consolidation family residence. Continuing on, your next stop will be the 1,400 square foot poultry/animal pen offering beautiful valley views and plenty of room for expansion. The next stop along the way features a 24x16 equine/animal barn as well as a 1.5 acre fenced corral. If horses or animals are on your checklist, this is set up and ready to go. How does one maintain all of this beautiful land? With the 1,176 square foot pull-through pole barn/maintenance building offering plenty of room for your maintenance equipment, four-wheelers, loaders, etc. Last but certainly not least is the 1,980 square foot main residence. This was intended to be the owners temporary residence as he built his dream home but as sometimes happens, circumstances change and that was never started. This can now be your opportunity to pick up where he left off and select the location, size and attributes of your dream home on this beautiful property. Whether you build an additional home or are happy living here, youll find that this dwelling offers an open kitchen/dining/flex space area, wood stove, sunken living room area, office area, laundry/utility room, 2 full bathrooms, 4 bedrooms, well and septic as well as a NEW METAL ROOF. Note that room counts and square footage are for both dwellings. Currently in Agriculture/Forestry Conservation Program. Can be subdivided into 10 (1) acre parcels if taken out or 6 acres if left in. Sound like this property may have what it takes for your needs? Initial showings will require a 48-hour advance notice and require either proof of funds (if cash buyer) or verified pre-approval prior to scheduling. Please contact listing agent to arrange. Initial showings will entail a preview of the property and access to all buildings. The owner will meet buyers and their agent at the entrance gate for access. A follow-up showing can then be arranged with the owner to ride the property boundaries and trails if desired.

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Single Family Active

Price

$ 849,000

Bedrooms

6

Full Bath

4

Property Type

Single Family

Taxes

$ 1,802

Style

Craftsman,Cape Cod

Lot Size

218

Year Built

1989

Town/City

Oldtown

County/Region

Allegany

MLS | Web ID

MDAL2012014

Features
General
Living Area 3126
Sewer On Site Septic
Heating Baseboard - Electric Wood Burn Stove Wall Unit
Cooling Window Unit(s)
Possession Settlement
Zoning ZRC
Architectural Style Craftsman Cape Cod
Construction Materials Stick Built
School District ALLEGANY COUNTY PUBLIC SCHOOLS
Year Built 1989
Electric 200+ Amp Service
View Mountain Trees/Woods
Levels 2
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Additional Parcels Description Additional 6 acre parcel (0102025469) & 7.19 acre parcel (0102008629).
County ALLEGANY
New Construction N
Property Type Residential
HOA N
Subdivision Name NONE AVAILABLE
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 4
Status ACTIVE
Directions From Oldtown Route 51 south bear left on Lower Town Creek Road SE turn left onto Borrowed Time Lane
City OLDTOWN
Disclosures Lead Based Paint - Federal Lead Based Paint - State Subject to Agricultural Conservation Easement
Senior Community Y/N N
MLS Area SE Allegany - Allegany County (MDAL11)
Lot Size Units Square Feet
Lot Size Square Feet 9496080.00
Tax Annual Amount 1802.0
Property Condition Good
Structure Type Detached
Condo/Coop Association Y/N N
Bathrooms Full Main Level 4
Bathrooms Count Main Level 4.00
Price Per Sq Ft Total AG 271.59
Acceptable Financing Bank Portfolio Cash Conventional
Vacation Rental Y/N N
Virtual Tour https://iplayerhd.com/player/video/ffc7a104-b146-4386-a54e-dd9714b6c343/share
Location Type Mountain
Standard Status Active
Year Built Source Assessor
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Interior
Interior Amenities Carpet Ceiling Fan(s) Combination Kitchen/Dining Entry Level Bedroom Floor Plan - Traditional Kitchen - Island
Heating Fuel Electric Wood Propane - Leased
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 3126
Central Air Y/N N
Total Bedrooms 6
Below Grade Finished Area 0
Main Level Bedrooms 6
Below Grade Finished Area Unit Type Square Feet
Laundry Type Has Laundry Main Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Outbuilding(s)
Pool No Pool
Lot Features Additional Lot(s) Backs to Trees Mountainous No Thru Street Not In Development Rural Secluded Unrestricted Trees/Wooded Subdivision Possible
Water Source Well
Type of Parking Driveway Other
Foundation Details Crawl Space
Water View Y/N N
Lot Size Acres 218.00
Lot Size Source Estimated
Waterfront Y/N N
Horse Y/N Y
Horse Amenities Horses Allowed Riding Ring Paddock
Land Assessed Value 64200.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 21809
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* Excluded Features
List By
Coldwell Banker Realty

Broker

dave.friedrich@cbhomes.com

Email

Affordability Calculator

$5,447
Per Month
97%
3%
0%
Monthly Principal & Interest
$5,297
Monthly Property Taxes
$150
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3546462 Elementary School
3534568 Middle School
Fort Hill High School High School
Pricing History
DatePricePrice ChangeDescription
6/13/2025$849,000 Listed Price

Map


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21809 Borrowed Time Lane SE, Oldtown, MD, 21555 is a Single Family Home for sale at $849,000 with 3,126 sqft and a lot size of 218. 21809 Borrowed Time Lane SE has 6 bedrooms, 4.0 baths, and was built in 1989. The property's zip code is 21555 which is in Oldtown, MD