313 9th Street SW Spencer, IA ^$ 150,000

313 9th Street SW

^$ 150,000

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313 9th Street SW

Spencer, IA, 51301

^$ 150,000

Bedrooms3 Baths2.0 Sq 912

Monthly Estimate*

^$ 936

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313 9th Street SW, Spencer, IA 51301 - Image 2

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313 9th Street SW, Spencer, IA 51301 - Image 10

313 9th Street SW, Spencer, IA 51301 - Image 11

313 9th Street SW, Spencer, IA 51301 - Image 12

Single Family Home for sale in Spencer, IA

for $150,000 with 3 bedrooms and 2 full baths. This 912 square foot home was built in 1977 on a lot size of 0.2.

All brand new! This house was completely renovated inside after the flood in June 2024. New electric, HVAC, plumbing, flooring, kitchen, and additional ensuite bathroom added while the work was done. A ranch-style home with three bedrooms, two bathrooms, laundry right off the kitchen and fenced-in backyard with utility shed. This house was re-built to make maintenance easy!

Single Family Pending

Price

^$ 150,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,710

Style

Ranch

Lot Size

0.2

Year Built

1977

Town/City

Spencer

County/Region

Clay

MLS | Web ID

250710

Features

Interior

Interior Features Main Floor Bedrooms Main Floor Laundry Washer/Dryer Hkups

Furnished Y/N No

Total Baths 2

Full Baths 1

Bath Description 3/4 Master Main Floor Full Bath

1/4 Baths 0

Basement Features None

Basement Style Crawl Space

General

Sewer Public Sewer

Construction Concrete Block Frame/Wood

Heating Forced Air

Cooling Central

Roof Asphalt

Flood Zone Yes-100

Number of Garage Spaces 1

School District Spencer

Exclusions 0

Electric Breakers

Architctural Style Ranch

Stories Count 1

Class RESIDENTIAL

Assessments No

Levels One

Type Single Family Residence

Total Lots 1

Yearly Taxes 1710

Accessibility Features No Stairs Internal

Tax Year 2023

Fuel Electric

Status Pending

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 8740

Construction Materials Aluminum Siding

Primary City Spencer

Year Built 1977

Directions Turn west from Grand on 8th St SW. Turn south on 2nd Ave. Turn west on 9th St SW.

City Spencer

Disclosures Lead Based Paint Disc Property Condition Disc

Total Sq Ft 912

DOM 180

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 164.47

Public Remarks All brand new! This house was completely renovated inside after the flood in June 2024. New electric HVAC plumbing flooring kitchen and additional ensuite bathroom added while the work was done. A ra

Exterior

Exterior Features Driveway-Concrete Fenced Yard-Partial

Waterfront 0

Garage Type Attached

Garage Capacity 288sqft

Other Structures Storage

Lot Size Source Assessor

Water Source Public/City

* Excluded Features

List By

Kate Padilla

Listing Agent

Exp Realty Llc

Broker

(712) 363-0332

Phone

katherine.padilla@exprealty.com

Affordability Calculator

$1,078

Per Month

Monthly Principal & Interest: $936
Monthly Property Taxes: $143
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$206,956

Percent of Sale Price 38%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/15/2025	$150,000	-3.23%	Price Down
7/28/2025	$155,000	-3.73%	Price Down
6/30/2025	$161,000	-4.73%	Price Down
6/10/2025	$169,000		Listed Price

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313 9th Street SW, Spencer, IA, 51301 is a Single Family Home for sale at $150,000 with 912 sqft and a lot size of 0.2. 313 9th Street SW has 3 bedrooms, 2.0 baths, and was built in 1977. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 12/12/2025.

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313 9th Street SW

Single Family Home for sale in Spencer, IA

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