2489 Surf Road Panacea, FL $ 819,900
2489 Surf Road
$ 819,900
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2489 Surf Road

Panacea, FL, 32346
$ 819,900
Bedrooms4 Baths3.1 Sq 3,228

Monthly Estimate*

$ 5,115

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Single Family Home for sale in Panacea, FL

for $819,900 with 4 bedrooms and 3 full baths, 1 half bath. This 3,228 square foot home was built in 1955 on a lot size of 0.72.

"High Point" is aptly named as this magnificent home sits atop a lot and a half overlooking one of the highest parts of the bay. Almost 3/4 of an acre this paradise property features 120 feet of bay frontage making this one of the premier homesites in the area. Super deepwater boat dock sits right off the channel and features double lifts plus a wet slip and room for a 3rd lift all covered and in the shade. What to do after boat riding and fishing all day? Come back and jump in the sparkling clear screened in pool. This unique property features a multi-level 3200 sqft home with tons of room to accommodate several different uses. Upstairs you will find a kitchen, master bedroom suite, additional bedroom suite, along with a great dining area facing the water and downstairs there are three bedrooms and two baths, plus an enclosed garage and plenty of storage for all the rods and beach toys. Currently the two are not interconnected so could be used separately or together, or if you choose- install an enclosed stairwell if desired. If your looking for a place that offers premier deepwater access, privacy, and a home big enough to accommodate friends and family then "High Point" on the bay is the place for you.

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Single Family Active

Price

$ 819,900

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 5,211

Style

Cottage,Craftsman,Two Story,Split-Level

Lot Size

0.72

Year Built

1955

Town/City

Panacea

County/Region

Wakulla

MLS | Web ID

387080

Features
General
Living Area 3228.0
Sewer PublicSewer
Heating Central Electric HeatPump
Cooling CentralAir CeilingFans Electric HeatPump
Appliances Dryer Dishwasher Disposal IceMaker Microwave Oven Refrigerator Washer
HOA Fee 0.0
Garage Spaces 2.0
Patio/Porch Features Covered Deck Patio Porch
Architectural Style Cottage Craftsman TwoStory SplitLevel
Pool Features InGround ScreenEnclosure
Construction Materials Block Concrete Stucco WoodSiding
Year Built 1955
View Bay Gulf River
Stories Count 2
Levels MultiSplit
Property Subtype Detached
Waterfront Features BayAccess Gulf RiverAccess
County Wakulla
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name TARPON SHORES UT I
Garage Y/N Y
Full Baths 3
Special Listing Conditions Standard
Status Active
Directions Hwy 98 S to Right on Surf Rd
High School WAKULLA
City Panacea
Senior Community Y/N N
MLS Area Wakulla-1
Carport Y/N N
Listing Terms Conventional
Elementary School MEDART
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 5211.0
Home Warranty Y/N N
Middle/Junior High School WAKULLA
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://unbranded.youriguide.com/2489_surf_rd_panacea_fl/
Standard Status Active
Tax Lot 7+
Property Sub Type Additional Detached SingleFamilyResidence
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Interior
Interior Amenities HandicapAccess WindowTreatments SplitBedrooms SunRoom WalkInClosets
Flooring Carpet Tile
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 1
Total Bedrooms 4
Room Type BonusRoom Garage Other Sunroom UtilityRoom
Total Baths 4
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Exterior
Fencing Partial
Parking Features Garage TwoCarGarage
Spa N
Building Area Total 3228.0
Lot Dimensions 121x267x120x260
Lot Size Acres 0.72
Road Surface Type Paved
Private Pool Y
Waterfront Y/N Y
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 2489
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* Excluded Features
List By
Waypoint Properties

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Affordability Calculator

$5,549
Per Month
92%
8%
0%
Monthly Principal & Interest
$5,115
Monthly Property Taxes
$434
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
419019 Elementary School
418971 Middle School
Wakulla High School High School
Pricing History
DatePricePrice ChangeDescription
7/24/2025$819,900 -3.53% Price Down
6/9/2025$849,900 Listed Price

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2489 Surf Road, Panacea, FL, 32346 is a Single Family Home for sale at $819,900 with 3,228 sqft and a lot size of 0.72. 2489 Surf Road has 4 bedrooms, 3.1 baths, and was built in 1955. The property's zip code is 32346 which is in Panacea, FL