602 E 10th Street Spencer, IA ^$ 130,000

602 E 10th Street

^$ 130,000

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602 E 10th Street

Spencer, IA, 51301

^$ 130,000

Bedrooms3 Baths1.0 Sq 1,444

Monthly Estimate*

^$ 811

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Single Family Home for sale in Spencer, IA

for $130,000 with 3 bedrooms and 1 full bath. This 1,444 square foot home was built in 1940 on a lot size of 0.2.

Two-Bedroom Home in a great location with the potential of a 3rd lower level bedroom. This home features a fenced yard, spacious patio and an oversized two-car detached garage for all your toy storage needs. This home offers a wonderful canvas for your personal touches. Located close to the Spencer Middle School, Parks and Trails. Don't miss your opportunity to invest in a property with so much potential!

Single Family Contingent

Price

^$ 130,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 2,806

Style

Cottage

Lot Size

0.2

Year Built

1940

Town/City

Spencer

County/Region

Clay

MLS | Web ID

250700

Features

General

Sewer Public Sewer

Construction Frame/Wood Stick Built

Heating Forced Air

Cooling Central

Roof Asphalt

Appliances Dishwasher Range/Stove Refrigerator

Flood Zone No

Number of Garage Spaces 2

School District Spencer

Electric Breakers

Architctural Style Cottage

Stories Count 1

Class RESIDENTIAL

Assessments Unknown

Levels One

Type Single Family Residence

Yearly Taxes 2806

Tax Year 2024

Fuel Natural Gas

Status Active Contingent-No Show

Subdivision IA

Sale/Rent For Sale

Status Detail 5

Lot Sqft 8520

Construction Materials Wood Siding

Primary City Spencer

Year Built 1940

Directions GPS

City Spencer

Total Sq Ft 1836

DOM 182

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 90.03

Public Remarks Two-Bedroom Home in a great location with the potential of a 3rd lower level bedroom. This home features a fenced yard spacious patio and an oversized two-car detached garage for all your toy storage

Exterior

Exterior Features Fenced Yard-Full Patio

Waterfront 0

Garage Type Detached

Garage Capacity 24x30

Lot Size Source Assessor

Water Source Public/City

Interior

Furnished Y/N No

Total Baths 1

Full Baths 1

Bath Description Main Floor Full Bath

1/4 Baths 0

Basement Features Finished-Partial

Basement Material Concrete Block

Basement Style Partial

* Excluded Features

List By

Kim Bates

Listing Agent

Northwest Iowa Realty

Broker

(712) 260-7149

Phone

kimbates@iowarealty.com

Affordability Calculator

$1,045

Per Month

Monthly Principal & Interest: $811
Monthly Property Taxes: $234
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$206,885

Percent of Sale Price 59%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/9/2025	$130,000	-4.06%	Price Down
6/25/2025	$135,500	-3.15%	Price Down
6/8/2025	$139,900		Listed Price

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602 E 10th Street, Spencer, IA, 51301 is a Single Family Home for sale at $130,000 with 1,444 sqft and a lot size of 0.2. 602 E 10th Street has 3 bedrooms, 1.0 baths, and was built in 1940. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 12/14/2025.

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602 E 10th Street

Single Family Home for sale in Spencer, IA

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