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432-434 Main Street Oneonta, NY $ 289,900
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$ 289,900 Get more info
432-434 Main Street
$ 289,900
Back to search
Share Save

432-434 Main Street

Oneonta, NY, 13820
$ 289,900
Bedrooms6 Baths2.1 Sq 2,837

Monthly Estimate*

$ 1,809

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Single Family Home for sale in Oneonta, NY

for $289,900 with 6 bedrooms and 2 full baths, 1 half bath. This 2,837 square foot home was built in 1883 on a lot size of 0.4.

Ideal center-city location with highly sought after Mixed Use-2 Zoning, allowing for short term occupancy. First floor includes living room, kitchen, 4 bedrooms, and 1+1/2 baths. The second floor has living room, kitchen, two bedrooms, and full bathroom. Could be ideal owner-occupied with all one level living, and providing income from short or long-term rentals on the second floor. Or lease entire building long or short term- many options at this highly visible corner lot with plenty of parking!

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Single Family Active

Price

$ 289,900

Bedrooms

6

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 9,487

Style

SeeRemarks,Duplex

Lot Size

0.4

Year Built

1883

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1613072
Features
General
Sewer Connected
Heating Electric Gas Baseboard ForcedAir
Cooling CentralAir
Utilities HighSpeedInternetAvailable SewerConnected WaterConnected
Possession Closing
Roof Shingle
Appliances ElectricWaterHeater GasWaterHeater
Garage Spaces 0.0
Architectural Style Other SeeRemarks Duplex
Construction Materials Frame VinylSiding
School District Oneonta
Year Built 1883
Tenant Pays AllUtilities
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype MixedUse
Business Type Mixed
Accessibility AccessibleApproachWithRamp AccessibleHallways
Additional Parcels Description 288.19-1-76.00
County Otsego
Property Type Residential
Rent Includes CommonAreaMaintenance Gardener SnowRemoval Water
Full Baths 2
Status Active
Directions I88 to Exit 15 R onto Main Street (Rt 7 E) property is on far corner of Fifth Street past Fox Hospital
City Oneonta
Senior Community Y/N No
High School District Oneonta
Zoning Description Residential Multi Use
Number Of Units Total 2
MLS Area Oneonta-City-361200
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 9487.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 258000
TaxOtherAnnualAssessmentAmount 0.0
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Interior
Basement Full
Flooring Carpet Varies
Total Fireplaces 1
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
Total Bedrooms 6
Main Level Bathrooms 0
Total Baths 3
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Exterior
Parking Features Common Other Paved SeeRemarks
Lot Features CornerLot IrregularLot
Water Source Connected Public
Lot Size Area 0.4
Building Area Total 2837.0
Lot Dimensions 144X169
Lot Size Acres 0.4
Waterfront Y/N No
Number of Separate Gas Meters 2
Number of Separate Electric Meters 2
Road Frontage Type MainThoroughfare
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Internal Only
Street Number 1 432
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* Excluded Features
List By
Benson Agency Real Estate Llc

Broker

(607) 287-1559

Phone

Affordability Calculator

$2,599
Per Month
70%
30%
0%
Monthly Principal & Interest
$1,809
Monthly Property Taxes
$791
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
7/18/2025$289,900 -14.71% Price Down
6/7/2025$339,900 Listed Price

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432-434 Main Street, Oneonta, NY, 13820 is a Single Family Home for sale at $289,900 with 2,837 sqft and a lot size of 0.4. 432-434 Main Street has 6 bedrooms, 2.1 baths, and was built in 1883. The property's zip code is 13820 which is in Oneonta, NY

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