421 Spruce Street Utica, NY $ 189,900
421 Spruce Street
$ 189,900
Open House 12/13 11:30am - 1pm
Share Save

421 Spruce Street

Utica, NY, 13502
$ 189,900
Bedrooms3 Baths1.1 Sq 1,008

Monthly Estimate*

$ 1,185

421 Spruce Street, Utica, NY 13502 - Image 1
421 Spruce Street, Utica, NY 13502 - Image 2
421 Spruce Street, Utica, NY 13502 - Image 3
421 Spruce Street, Utica, NY 13502 - Image 4
421 Spruce Street, Utica, NY 13502 - Image 5
421 Spruce Street, Utica, NY 13502 - Image 6
421 Spruce Street, Utica, NY 13502 - Image 7
421 Spruce Street, Utica, NY 13502 - Image 8
421 Spruce Street, Utica, NY 13502 - Image 9
421 Spruce Street, Utica, NY 13502 - Image 10
421 Spruce Street, Utica, NY 13502 - Image 11
421 Spruce Street, Utica, NY 13502 - Image 12
421 Spruce Street, Utica, NY 13502 - Image 13
421 Spruce Street, Utica, NY 13502 - Image 14
421 Spruce Street, Utica, NY 13502 - Image 15
421 Spruce Street, Utica, NY 13502 - Image 16
421 Spruce Street, Utica, NY 13502 - Image 17
421 Spruce Street, Utica, NY 13502 - Image 18
421 Spruce Street, Utica, NY 13502 - Image 19
421 Spruce Street, Utica, NY 13502 - Image 20
421 Spruce Street, Utica, NY 13502 - Image 21
421 Spruce Street, Utica, NY 13502 - Image 22
421 Spruce Street, Utica, NY 13502 - Image 23
421 Spruce Street, Utica, NY 13502 - Image 24
421 Spruce Street, Utica, NY 13502 - Image 25
421 Spruce Street, Utica, NY 13502 - Image 26
421 Spruce Street, Utica, NY 13502 - Image 27
421 Spruce Street, Utica, NY 13502 - Image 28
421 Spruce Street, Utica, NY 13502 - Image 29
421 Spruce Street, Utica, NY 13502 - Image 30
421 Spruce Street, Utica, NY 13502 - Image 31
421 Spruce Street, Utica, NY 13502 - Image 32
421 Spruce Street, Utica, NY 13502 - Image 33
421 Spruce Street, Utica, NY 13502 - Image 34
421 Spruce Street, Utica, NY 13502 - Image 35
421 Spruce Street, Utica, NY 13502 - Image 36
421 Spruce Street, Utica, NY 13502 - Image 37
421 Spruce Street, Utica, NY 13502 - Image 38
421 Spruce Street, Utica, NY 13502 - Image 39
421 Spruce Street, Utica, NY 13502 - Image 40
421 Spruce Street, Utica, NY 13502 - Image 41
421 Spruce Street, Utica, NY 13502 - Image 42
421 Spruce Street, Utica, NY 13502 - Image 43
421 Spruce Street, Utica, NY 13502 - Image 44
421 Spruce Street, Utica, NY 13502 - Image 45
421 Spruce Street, Utica, NY 13502 - Image 46
421 Spruce Street, Utica, NY 13502 - Image 47
View a Virtual Tour

Single Family Home for sale in Utica, NY

for $189,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,008 square foot home was built in 1950 on a lot size of 0.1492.

Welcome to 421 Spruce St, Utica, NY!?Nestled in a quiet, friendly neighborhood just minutes from SUNY Poly and Downtown Utica, this delightful 3-bedroom, 1.25-bath home offers the perfect blend of comfort, charm, and convenience. Step inside and admire the hardwood floors that run throughout the spacious living and dining areas, as well as the first floor bedroom, creating a warm and inviting atmosphere. The kitchen offers space for the chef and guest to gather with plenty of counter space and cupboards. The first floor is rounded out with a 1/4 bath. Off the dining area is heated sunroom, a standout feature, ideal for enjoying your morning coffee, curling up with a book, or simply soaking in the natural light year-round. The full dry basement provides ample storage space or potential for a future rec room or workshop. You’ll also love the attached 1-car garage, offering easy access and additional convenience, especially during those snowy Upstate winters. The driveway was recently widened to allow for additional vehicles. Outside, the large, fully fenced yard provides a safe and secure space for pets, and gardening enthusiasts alike—perfect for hosting gatherings or simply enjoying the outdoors. This home’s prime location ensures you’re close to everything Utica has to offer, from schools and parks to shopping and dining. Whether you’re a first-time buyer or looking for a well-maintained, move-in ready home with classic appeal, 421 Spruce St is a must-see. Don’t miss your chance to make this charming Utica gem your new home!

See more

Open House

12/13/2025 11:30 AM - 1:00 PM
421 Spruce Street Utica, NY
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 189,900

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 3,495

Style

CapeCod

Lot Size

0.1492

Year Built

1950

Town/City

Utica

County/Region

Oneida

MLS | Web ID

S1610305

Features
Interior
Interior Amenities EntranceFoyer EatInKitchen SeparateFormalLivingRoom LivingDiningRoom Pantry NaturalWoodwork BedroomOnMainLevel ConvertibleBedroom
Basement Full
Flooring Carpet Hardwood Varies Vinyl
Total Fireplaces 0
Total Stories 1
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features ThermalWindows
Fireplace Y/N No
Half Baths 1
Laundry Features InBasement
Total Bedrooms 3
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 2
See more
General
Sewer Connected
Heating Gas ForcedAir
Cooling CentralAir
Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Asphalt
Appliances ExhaustFan ElectricOven ElectricRange GasWaterHeater Refrigerator RangeHood
Garage Spaces 1.0
Architectural Style CapeCod
Construction Materials VinylSiding
School District Utica
Year Built 1950
Electric CircuitBreakers
Township Not Applicable
Property Subtype SingleFamilyResidence
County Oneida
Property Type Residential
Attached Garage Yes
Garage Y/N Yes
Total Rooms 7
Full Baths 1
Status Active
Directions River Rd to Lorraine to Spruce home will be on the right.
City Utica
Senior Community Y/N No
High School District Utica
Number Of Units Total 0
MLS Area Utica-City-301600
Lot Size Units Acres
Lot Size Square Feet 6500.0
Year Built Details Existing
Tax Annual Amount 3495.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1610305
Standard Status Active
Middle/Junior School District Utica
Elementary School District Utica
Tax Assessed Value 47000
TaxOtherAnnualAssessmentAmount 100.0
Tax Lot 25
See more
Exterior
Exterior Amenities BlacktopDriveway EnclosedPorch Porch
Parking Features Attached Garage
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.1492
Foundation Details Block
Building Area Total 1008.0
Lot Dimensions 50X130
Lot Size Acres 0.1492
Waterfront Y/N No
Road Frontage Type CityStreet
See more
Internal Only
Street Number 1 421
See more
* Excluded Features
List By
Benn Realty-Remsen

Broker

(315) 534-1925

Phone

Affordability Calculator

$1,476
Per Month
80%
20%
0%
Monthly Principal & Interest
$1,185
Monthly Property Taxes
$291
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
247699 Elementary School
246707 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/14/2025$189,900 -1.09% Price Down
10/29/2025$192,000 -3.52% Price Down
6/25/2025$199,000 -5.24% Price Down
6/5/2025$210,000 Listed Price

Map


See all

421 Spruce Street, Utica, NY, 13502 is a Single Family Home for sale at $189,900 with 1,008 sqft and a lot size of 0.1492. 421 Spruce Street has 3 bedrooms, 1.1 baths, and was built in 1950. The property's zip code is 13502 which is in Utica, NY