18102 SPENCER ROAD Odessa, FL $ 799,000
18102 SPENCER ROAD
$ 799,000
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18102 SPENCER ROAD

Odessa, FL, 33556
$ 799,000
Bedrooms3 Baths2.0 Sq 1,990

Monthly Estimate*

$ 4,985

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Single Family Home for sale in Odessa, FL

for $799,000 with 3 bedrooms and 2 full baths. This 1,990 square foot home was built in 1967 on a lot size of 0.99.

Lakefront Opportunity in Keystone – Now $25K Below Seller’s Purchase Price!!! Incredible value on a serene, private lake lot with updated home and prime location. A rare opportunity to own a completely remodeled lakefront home on an acre of land in the heart of Keystone—one of the last truly rural pockets of Tampa Bay. With no HOA, no CDD, and not located in a flood zone, this Keystone Odessa property offers unmatched freedom, peace of mind, and a quiet lifestyle just 20 minutes from Tampa International Airport, downtown, and the beaches. Positioned on the peaceful cove of Lake Taylor, a 50-acre private ski lake, the home offers tranquil water views and access to fishing, boating, and year-round wildlife watching. Facing due west, the backyard delivers breathtaking sunsets over the lake—an unbeatable backdrop for evenings outdoors. Completely rebuilt from the studs in 2022, this three-bedroom, two-bathroom home includes all-new plumbing, electrical, HVAC, EcoBee thermostat, tankless water heater, roof, hardy board siding, insulation, drywall, windows, and doors. The deep, solid foundation provides lasting stability, and every inch of the interior was thoughtfully designed with luxury vinyl plank flooring, solid wood flat-panel doors, LED recessed lighting, and stylish, high-end finishes. The stunning kitchen showcases shaker cabinetry, quartz countertops, reverse osmosis at the sink, and a GE Café matte white appliance suite with gold accents. Both bathrooms feature handmade concrete tile, stacked zellige tile, frameless glass showers, and designer fixtures. The laundry room includes cabinetry, a sink, and full appliances. Outside, enjoy lush new St. Augustine sod supported by a new irrigation system, a recently upgraded driveway with a new section and resurfaced finish, and charming brick paver walkways that lead to a peaceful back patio. A detached garage provides excellent storage for tools, water gear, or hobby space, and there’s a 50-amp hookup in place for your RV. Maintained under a termite bond with no known pest issues, the home sits approximately 50 feet above sea level and has remained dry through all recent storm events. The sellers also invested in extensive tree removal based on certified arborist recommendations and fully upgraded the well system, including a new bladder, softener, UV filter, and reverse osmosis for fresh, clean water. This is not a flip—current owners purchased the home, spent nearly $80k on the home with plans to retire here but never moved in due to a lifestyle change. Located in an A-rated school district and zoned for the coveted Steinbrenner High School, one of the top-ranked schools in the state. Flood insurance is not required, making this a rare and affordable waterfront opportunity. The property is zoned ASC-1, allowing the flexibility for a small urban farm, garden, or outbuildings. Surrounded by multi-million dollar homes and supported by the active Keystone Civic Association, this home blends craftsmanship, privacy, and lifestyle in one of Tampa Bay’s most desirable lakefront communities. The quiet street ends in a gated neighborhood with minimal traffic—an ideal setting to enjoy nature, space, and serenity. For a video walkthrough and a 3D walk go to this site: bit.ly/KeystoneLakeHouse

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Single Family Active

Price

$ 799,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 12,446

Style

Craftsman

Lot Size

0.99

Year Built

1967

Town/City

Odessa

County/Region

Hillsborough

MLS | Web ID

W7875774

Features
Interior
Interior Amenities ceiling fan(s) eating space in kitchen open floorplan primary bedroom main floor solid wood cabinets split bedroom stone counters thermostat walk-in closet(s) window treatments
Flooring luxury vinyl tile
Furnished Y/N unfurnished
Total Stories 1
Air Conditioning Y/N yes
Heating Y/N yes
Window Features blinds double pane windows insulated windows
Fireplace Y/N no
Half Baths 0
Laundry Features inside laundry room
Total Bedrooms 3
Total Baths 2
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General
Sewer septic tank
Heating central electric
Cooling central air
Utilities bb/hs internet available cable connected electricity connected fire hydrant phone available private sprinkler well water connected
Possession close of escrow negotiable
Roof shingle
Appliances convection oven dishwasher disposal dryer electric water heater exhaust fan kitchen reverse osmosis system range refrigerator tankless water heater washer water filtration system water purifier water
Zoning asc-1
Garage Spaces 1
Patio/Porch Features front porch patio
Architectural Style craftsman
Construction Materials block hardiplank type wood frame
Pets Allowed yes
Year Built 1967
View garden trees/woods water
Levels one
Property Subtype single family residence
Tax Year 2024
Ownership fee simple
Waterfront Features lake front
County hillsborough
New Construction no
Property Type residential
HOA N
Attached Garage no
Subdivision Name unplatted
Facing Direction east
Garage Y/N yes
Total Rooms 8
Full Baths 2
Status active
Directions gunn hwy to tarpon springs rd. left on spencer. house on right.
High School steinbrenner high school
City odessa
Senior Community Y/N no
MLS Area 33556 - odessa
Lot Size Units square feet
Lot Size Square Feet 43124
Carport Y/N no
Listing Terms cash conventional va loan
Elementary School hammond elementary school
Land Lease Y/N no
Tax Annual Amount 12446
Middle/Junior High School martinez-hb
Additional Parcels Y/N no
Lease Considered Y/N yes
Virtual Tour https://bit.ly/keystonelakehouse
Building Area Units square feet
Living Area Units square feet
Standard Status active
Occupancy Type owner
Tax Lot 0000
Legal Description tract beg on wly r/w line of spencer rd 50 ft w & 711 ft n of se cor of e 1/2 of nw 1/4 and run n 73 deg 30 min 30 sec w 541.39 ft n 2 deg 14 min w 32.98 ft s 84 deg 19 min 30 sec e 522.18 ft to rd a
Water View lake
Water Access Type lake
Minimum Lease 1-7 days
Water Access Y/N yes
Additional Rooms great room inside utility
Water View Y/N yes
Flood Zone Code x
DockY/N no
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Exterior
Exterior Amenities french doors irrigation system lighting private mailbox rain gutters
Vegetation mature landscaping
Parking Features driveway
Lot Features cleared in county irregular lot landscaped level oversized lot street dead-end
Water Source see remarks well
Lot Size Area 43124
Foundation Details slab
Building Area Total 1990
Lot Dimensions 135 x 250
Lot Size Acres 0.99
Road Surface Type paved
Private Pool no
Waterfront Y/N yes
Covered Spaces 1
Road Frontage Type street dead-end street paved
Road Responsibility public maintained road
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Internal Only
Street Number 1 18102
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* Excluded Features
List By
Rocks Realty

Broker

annie@therocksrealty.com

Email

Affordability Calculator

$6,022
Per Month
83%
17%
0%
Monthly Principal & Interest
$4,985
Monthly Property Taxes
$1,037
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3325293 Elementary School
3221705 Middle School
Steinbrenner High School High School
Pricing History
DatePricePrice ChangeDescription
8/6/2025$799,000 -5.89% Price Down
7/9/2025$849,000 -5.56% Price Down
5/23/2025$899,000 Listed Price

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18102 SPENCER ROAD, Odessa, FL, 33556 is a Single Family Home for sale at $799,000 with 1,990 sqft and a lot size of 0.99. 18102 SPENCER ROAD has 3 bedrooms, 2.0 baths, and was built in 1967. The property's zip code is 33556 which is in Odessa, FL