103 STEPHANIE STREET Palatka, FL $ 550,000
103 STEPHANIE STREET
$ 550,000
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103 STEPHANIE STREET

Palatka, FL, 32177
$ 550,000
Bedrooms3 Baths3.0 Sq 2,320

Monthly Estimate*

$ 3,431

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Single Family Home for sale in Palatka, FL

for $550,000 with 3 bedrooms and 3 full baths. This 2,320 square foot home was built in 1997 on a lot size of 0.57.

One of a kind! Custom-built, pool home is located within minutes of the hospital. It sits on .57 acres and features: 3 bedrooms 2 bathrooms, two-car garage ,engineered Bamboo flooring throughout with tile in the bathrooms, vaulted ceilings, Electrical fireplace, custom indoor plantation shutters, window reading nook, and upgrade master closet. Access the inviting screened-in pool area directly form the master suite or the kitchen/dinning area. Beautifully updated and meticulously maintained home, offering privacy, comfort, and functionality both inside and out. The kitchen has been upgraded with additional cabinetry, quartz countertops, a stylish backsplash, a new sink, modern faucets, and a garbage disposal. Enjoy upgraded LED ceiling lighting, a cozy electric fireplace, and new ceiling fans throughout the home. A brand-new 22x24 detached garage was added, featuring a hip roof, 12’ wide garage door with windows, insulation, and an attached 6x24 covered porch with ladder access—ideal for storage or a workshop. The garage includes a separate entry Bonus/Flex Space complete with a full bathroom, perfect for guests, extended family, or rental potential. The screened-in swimming pool has been enhanced with a new pump, filter, and pool lighting for year-round enjoyment. Additional updates in 2024 include: New septic tank and drain field Full exterior paint New energy-efficient windows Two new front entry doors Hot water circulating pump Full-house gutter system This move-in-ready home is a rare find with thoughtful upgrades, expanded living space, and plenty of room to roam and relax in a private setting.Don't miss out this rare opportunity to own property in the Colonial Pines subdivision.

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Single Family Active

Price

$ 550,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 262

Style

Patio Ranch Traditional

Lot Size

0.57

Year Built

1997

Town/City

Palatka

County/Region

Putnam

MLS | Web ID

FC309374

Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Phone Available Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Electric Water Heater Ice Maker Microwave
Zoning PUTNAM
Garage Spaces 3
Patio/Porch Features Patio
Architectural Style Patio Ranch Traditional
Pool Features In Ground
Security Features Security System Owned Smoke Detector(s)
Construction Materials Block Brick
Year Built 1997
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
County Putnam
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name COLONIAL PINES SUB
Facing Direction North
Garage Y/N true
Total Rooms 7
Full Baths 3
Status Active
Directions Take FL-20 W/Crill Ave left on Latesha Terrace Left on Clover Lane First right on Stephanie Street ( street sign is missing )
City PALATKA
Senior Community Y/N false
MLS Area 32177 - Palatka
Lot Size Units Square Feet
Lot Size Square Feet 24829
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N true
Land Lease Y/N false
Tax Annual Amount 262
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/FC309374
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 4
Legal Description COLONIAL PINES S/D MB6 P35 BLK F LOT 4
Minimum Lease No Minimum
Water Access Y/N false
Additional Rooms Garage Apartment
ILS Total SQFT 480
ILS Under Air SQFT 480
Water View Y/N false
Flood Zone Code x
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Interior
Interior Amenities Attic Fan Ceiling Fan(s) Eating Space In Kitchen High Ceilings Primary Bedroom Main Floor Solid Surface Counters Solid Wood Cabinets Thermostat Attic Fan Vaulted Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Luxury Vinyl Tile
Fireplace Features Wood Burning
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N true
Half Baths 0
Laundry Features In Garage
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities French Doors Private Mailbox Rain Gutters Sidewalk
Water Source Well
Lot Size Area 24829
Foundation Details Slab
Building Area Total 24829
Lot Dimensions 170 x 146
Lot Size Acres 0.57
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N false
Covered Spaces 3
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* Excluded Features
List By
Eaz Realty Llc

Broker

melendezmflagler@gmail.com

Email

Affordability Calculator

$3,453
Per Month
99%
1%
0%
Monthly Principal & Interest
$3,431
Monthly Property Taxes
$22
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$550,000 Listed Price

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103 STEPHANIE STREET, Palatka, FL, 32177 is a Single Family Home for sale at $550,000 with 2,320 sqft and a lot size of 0.57. 103 STEPHANIE STREET has 3 bedrooms, 3.0 baths, and was built in 1997. The property's zip code is 32177 which is in Palatka, FL