109 E Water Street Montpelier, IN ^$ 37,000

109 E Water Street

^$ 37,000

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109 E Water Street

Montpelier, IN, 47359

^$ 37,000

Bedrooms5 Baths2.0 Sq 2,240

Monthly Estimate*

^$ 231

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109 E Water Street, Montpelier, IN 47359 - Image 8

109 E Water Street, Montpelier, IN 47359 - Image 9

109 E Water Street, Montpelier, IN 47359 - Image 10

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109 E Water Street, Montpelier, IN 47359 - Image 12

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109 E Water Street, Montpelier, IN 47359 - Image 17

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Single Family Home for sale in Montpelier, IN

for $37,000 with 5 bedrooms and 2 full baths. This 2,240 square foot home was built in 1900 on a lot size of 0.344.

This 5 bedroom 2 bath home has much character but is in need of some repairs. The eat in kitchen has nice oak cabinets on both sides. There is one bedroom and bath down and 4 bedrooms and 1 bath upstairs. Some of the windows have been replaced. The roof is about 10 years old and has new sheating and one layer of shiingles. The house sits on 2 lots , 0.344 of an acre. The river is behind the house but has never came close to the house. The seller does not have flood insurance. Lots of potential must see.

Single Family Pending

Price

^$ 37,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 183

Style

Site-Built Home

Lot Size

0.344

Year Built

1900

Town/City

Montpelier

County/Region

Blackford

MLS | Web ID

202518490

Features

General

Sewer City

Heating Gas Forced Air

Kitchen Level Main

Cooling Window

Laundry Y/N Main

Fireplaces No

Amenities Attic Storage Attic-Walk-up Eat-In Kitchen Porch Enclosed Storm Doors Main Floor Laundry

Status Pending Pending

Full Baths 2

Half Baths 0

Bathrooms 2

Year Built 1900

New Construction No

Subdivision None

Style Two Story

Township Harrison

Class RESIDENTIAL

Type Site-Built Home

Age 125

Inside City Limits Yes

REO No

Status Detail 0

Area Blackford County

Location City/Town/Suburb

High School Blackford Jr/Sr

City Montpelier

School District Blackford County

Total Sq Ft 2240

Elementary School Blackford

Middle School Blackford Jr/Sr

Legal Description FR SW 3 24 11 55' X 150' & 45' X 150'

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202518490

Agent First Name Kathy

Agent Last Name Casterline

DOM 206

Tax Year 2025

Interior

Basement Crawl

Flooring Hardwood Floors Carpet Vinyl

Beds 5

Total Rooms 10

Family Room Width 12

Living Room Width 18

Family Room Length 14

Living Room Length 15

Full Baths Main 1

Full Baths Upper 1

Above Grade Bedrooms 5

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 0

Half Baths Upper 0

1st Bedroom Level Main

1st Bedroom Width 12

2nd Bedroom Length 15

2nd Bedroom Level Upper

2nd Bedroom Width 15

3rd Bedroom Length 16

3rd Bedroom Level Upper

3rd Bedroom Width 14

4th Bedroom Length 15

4th Bedroom Level Upper

4th Bedroom Width 12

5th Bedroom Length 11

5th Bedroom Level Upper

5th Bedroom Width 12

Exterior

Exterior Asbestos

Pool No

Lot Size Area 14985

Lot Dimensions 100 X 150

Lot Description Level

Fence Privacy Wood

Waterfront Y/N No

* Excluded Features

List By

Kathy Casterline

Listing Agent

Neff Sales & Development Llc

Broker

kathycasterline@neffrealtyllc.com

Affordability Calculator

$246

Per Month

Monthly Principal & Interest: $231
Monthly Property Taxes: $15
Monthly Home Insurance: --

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Down Payment

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Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Montpelier, IN

Average List Price ^$178,400

Percent of Sale Price 382%

About Montpelier, IN

1,663 Population

-16% Since 2002

^$36,524 Median Income

40.44 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4362941 Elementary School

5165409 Middle School

Blackford Jr/Sr High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
12/3/2025	$37,000	-17.78%	Price Down
11/24/2025	$45,000	-15.09%	Price Down
9/19/2025	$53,000	-26.39%	Price Down
8/22/2025	$72,000	-7.69%	Price Down
8/11/2025	$78,000	-12.36%	Price Down
5/19/2025	$89,000		Listed Price

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109 E Water Street, Montpelier, IN, 47359 is a Single Family Home for sale at $37,000 with 2,240 sqft and a lot size of 0.344. 109 E Water Street has 5 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 47359 which is in Montpelier, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/11/2025.

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109 E Water Street

Single Family Home for sale in Montpelier, IN

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