620 N Lakeshore Dr
Ludington, MI, 49431 $ 399,000
Bedrooms3 Baths2.0 Sq 1,573 Monthly Estimate*
$ 2,489
for $399,000 with 3 bedrooms and 2 full baths. This 1,573 square foot home was built in 1884 on a lot size of 0.03.
Ludington Living - Renovated & Ready, Just steps from Stearns Park Beach Location, updates, and charm all come together in this move-in ready gemideally situated across the street from Lake Michigan and just 1,000 feet from the entrance to Stearns Park Beach. Inside, this renovated 3-bedroom, 2-bath home offers flexible living with multiple gathering spaces, including a living room, family room, and den. The refreshed kitchen, main-floor primary bedroom, full bath, and laundry room provide convenient single-level living. Upstairs, you'll find two additional bedrooms and a second full bathperfect for family or guests. Enjoy summer nights on the patio in your spacious backyard. All set on a generous 120' x 107' lot, this home offers plenty of room to spread out. Notable updates include a new furnace (2015), updated plumbing and electrical (2021), partial roof replacement, new drywall, fresh paint, updated flooring, and more. Whether you're looking for a year-round residence, a vacation getaway, or an income-producing short-term rental (eligible to be placed on the permit waitlist), this property is a rare find in a prime Ludington location.
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FeaturesGeneralSewer Public
Heating Forced Air
Utilities Natural Gas Connected Cable Connected High-Speed Internet
Possession Close Of Escrow
Roof Composition
Appliances Dishwasher Microwave Range Refrigerator
Architectural Style Farmhouse
Construction Materials Wood Siding
Year Built 1884
Stories Count 2
Township Ludington
Property Subtype Single Family Residence
Tax Year 2025
Ownership Private Owned
Waterfront Features Lake
County Mason
New Construction N
Property Type Residential
Garage Y/N N
Total Rooms 8
Full Baths 2
Status Active
Directions West on Ludington Ave to Lakeshore Drive Turn right onto Lakeshore Dr - Approx 7/10 of a mile to 620 N Lakeshore
City Ludington
High School District Ludington
Zoning Description R1B
MLS Area MasonOceanaManistee - O
Lot Size Units Acres
Lot Size Square Feet 1281.0
Carport Y/N N
Listing Terms Cash Conventional
Land Lease Y/N N
Tax Annual Amount 5699.8
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor MasonOceanaManistee - O
Additional Parcels Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Tenant
Tax Assessed Value 98728
Legal Description UNPLATTED COM. AT A POINT 811 FT 5 INCHES N OF COMMON CORNER OF SEC 9 10 15 & 16 T18N R18W TH E 140 FT TH N 120 FT TH W 140 FT TH S 120 FEET TO P.O.B
Senior Community None
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InteriorBasement Partial
Flooring Wood
Total Fireplaces 1
Heating Y/N Y
Window Features Replacement
Fireplace Y/N Y
Half Baths 0
Laundry Features Laundry Room Main Level
Total Bedrooms 3
Below Grade Finished Area 0.0
Main Level Bedrooms 1
Total Baths 2
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ExteriorLot Features Level
Water Source Public
Lot Size Area 0.03
Spa N
Building Area Total 1573.0
Lot Dimensions 120 x 107
Lot Size Acres 0.03
Road Surface Type Paved
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByGreenridge Realty S RathBroker
deb@debstevenson.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,489
- Monthly Property Taxes
- $475
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Ludington, MI
Average List Price $414,805
Percent of Sale Price 4%
About Ludington, MI 8,282 Population
0% Since 2002
$ 36,498 Median Income
41.21 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
251574 Elementary School
251186 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/30/2025 | $399,000 | -2.44% | Price Down |
| 9/10/2025 | $409,000 | -2.39% | Price Down |
| 6/6/2025 | $419,000 | -4.56% | Price Down |
| 5/16/2025 | $439,000 | | Listed Price |