430 Olive Street Morro Bay, CA $ 1,624,000
430 Olive Street
$ 1,624,000
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430 Olive Street

Morro Bay, CA, 93442
$ 1,624,000
Bedrooms3 Baths4.0 Sq 2,400

Monthly Estimate*

$ 10,132

Listed by Horizon Realty & Property Mgt
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Single Family Home for sale in Morro Bay, CA

for $1,624,000 with 3 bedrooms and 4 full baths. This 2,400 square foot home was built in 1956 on a lot size of 0.2054.

Coastal Retreat Backing Up to Cerrito Peak – Ocean Views & Prime Location! Enjoy the best of Morro Bay living in this stunning tri-level home with 3 bedrooms and 3 full baths and 1-¾ bathrooms, perfectly situated in the coveted Morro Heights neighborhood. This unique property backs up to scenic Cerrito Peak, offering a rare blend of privacy, nature, and spectacular ocean views. Inside, you'll find a spacious living room and comfortable family room, both with access to a large entertainer’s patio—ideal for soaking in sunsets or hosting guests. The kitchen features granite countertops, while wood and ceramic tile flooring runs throughout the home. Two of the bathrooms include oversized Jacuzzi tubs, and the home is enhanced by ceiling fans and abundant lighting, both indoors and out. Just a short walk to the Embarcadero and downtown Morro Bay, this home delivers coastal living at its finest, with nature as your backyard and the ocean as your view. Possibly lock off top floor which has a separate entry for separate guest quarters or rent. Additionally, the owner live in lower 2 levels which includes the family room, kitchen, living room, full bath and large patio on 2nd level and ground floor master suite, 1 full bathroom and also a 3/4 bath and laundry area.

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Single Family Contingent

Price

$ 1,624,000

Bedrooms

3

Full Bath

4

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.2054

Year Built

1956

Town/City

Morro Bay

County/Region

San Luis Obispo

MLS | Web ID

SC25107871

Days on Market

224

Features
General
Living Area 2400
Sewer Public Sewer Sewer Assessment(s)
Heating Ductless Electric
Cooling Ductless Electric
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Appliances Dishwasher Electric Range Disposal Microwave Refrigerator
Zoning R2
HOA Fee 0
Garage Spaces 2
Patio/Porch Features Concrete Open Patio
Pool Features None
Security Features Carbon Monoxide Detector(s) Smoke Detector(s)
Construction Materials Block Stucco
Year Built 1956
Electric Electricity - On Property
View Coastline Ocean Panoramic
Levels Three Or More
Property Subtype Single Family Residence
Community Features Gutter(s) Suburban
Accessibility None
County San Luis Obispo
New Construction false
Property Type Residential
HOA false
Attached Garage false
Contingency Estate sale is planned and all will be removed prior to close of escrow.
Subdivision Name Morro Heights (810)
Garage Y/N true
Full Baths 3
Special Listing Conditions Standard
Status Active Under Contract
Directions Main Street to Olive
High School Morro Bay
City Morro Bay
Entry Location 2 nd level
Senior Community Y/N false
High School District San Luis Coastal Unified
Number Of Units Total 1
MLS Area MRBY - Morro Bay
Lot Size Units Square Feet
Lot Size Square Feet 8948
Listing Terms Cash Cash to New Loan
Spa Features Bath
Property Attached Y/N false
Land Lease Y/N false
Property Condition Building Permit Updated/Remodeled
Additional Parcels Y/N false
Lease Considered Y/N false
Structure Type House
Living Area Units Square Feet
Standard Status Active Under Contract
Occupancy Type Owner
Year Built Source Assessor
Tax Lot 9
Property Sub Type Additional Single Family Residence
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Interior
Interior Amenities Beamed Ceilings Wet Bar Breakfast Bar Built-in Features Balcony Block Walls Ceiling Fan(s) Granite Counters High Ceilings Open Floorplan Track Lighting Bar Walk-In Closet(s)
Flooring Carpet Stone Wood
Fireplace Features Family Room
Total Stories 3
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N true
3/4 Baths 1
Laundry Features Washer Hookup Gas Dryer Hookup Inside
Total Bedrooms 3
Entry Level 2
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 4
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Exterior
Parking Features Asphalt Concrete Door-Multi Driveway Driveway Up Slope From Street Garage Faces Front Garage Garage Door Opener Paved
Lot Features 0-1 Unit/Acre
Water Source Public
Total Parking 2
Lot Size Area 8948
Foundation Details Slab
Spa true
Lot Size Acres 0.2054
Road Surface Type Paved
Private Pool false
Lot Size Source Assessor
Door Features Sliding Doors
Road Frontage Type City Street
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* Excluded Features
List By
Horizon Realty & Property Mgt

Broker

lorraine@horizoncentralcoast.com

Email

Affordability Calculator

$10,132
Per Month
100%
0%
0%
Monthly Principal & Interest
$10,132
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Morro Bay High School High School
Pricing History
DatePricePrice ChangeDescription
11/24/2025$1,624,000 Listed Price

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430 Olive Street, Morro Bay, CA, 93442 is a Single Family Home for sale at $1,624,000 with 2,400 sqft and a lot size of 0.2054. 430 Olive Street has 3 bedrooms, 4.0 baths, and was built in 1956. The property's zip code is 93442 which is in Morro Bay, CA