1321 Richard Street Schenectady, NY ^$ 150,000

1321 Richard Street

^$ 150,000

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1321 Richard Street

Schenectady, NY, 12303

^$ 150,000

Bedrooms4 Baths2.0 Sq 1,421

Monthly Estimate*

^$ 936

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Single Family Home for sale in Schenectady, NY

for $150,000 with 4 bedrooms and 2 full baths. This 1,421 square foot home was built in 1920 on a lot size of 0.1.

SUPER LOCATION IN THE CITY...close to schools, roadways, shopping etc. Richard St is full of well built and well maintained homes. Your new home @ 1321 has many positive attributes including an updated Roof, Furnace, Electrical Panel, Hot Water Tank and Driveway. The first floor offers a Large Living/Dining Rm, 2BR's, Full Bath, Big Kitchen. 2nd Floor has 2 more good sized BR;s plus a 2nd Full Bath and plenty of storage. Outside is a pleasant backyard space and parking for 4 vehicles. Plenty of potential here!

Single Family Pending

Price

^$ 150,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,434

Style

Bungalow

Lot Size

0.1

Year Built

1920

Town/City

Schenectady

County/Region

Schenectady

MLS | Web ID

202517190

Features

Interior

Interior Amenities High Speed Internet

Basement Full Unfinished

Flooring Tile Carpet Hardwood

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Above Grade Finished Area 1421.0

Half Baths 0

Laundry Features In Basement

Total Bedrooms 4

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 2

General

Sewer Public Sewer

Heating Forced Air Natural Gas

Cooling Central Air

Utilities Cable Available

Possession At Closing

Roof Asphalt

Appliances None

Garage Spaces 0.0

Architectural Style Bungalow

Construction Materials Aluminum Siding

Year Built 1920

Property Subtype Single Family Residence

County Schenectady

New Construction N

Property Type Residential

HOA N

Attached Garage N

Garage Y/N N

Total Rooms 6

Full Baths 2

Status Pending

Buyer Financing Conventional

Directions Norwood Ave or Michigan Ave to Richard St

High School Schenectady

City Schenectady

High School District Schenectady

Lot Size Units Acres

Lot Size Square Feet 4356.0

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 3434.03

Home Warranty Y/N N

Property Condition Fixer

Lease Renewal Y/N N

Additional Parcels Y/N N

Concessions Yes

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Pending

Tax Assessed Value 0

Exterior

Exterior Amenities Drive-Paved

Fencing Chain Link

Parking Features Off Street Paved Driveway

Lot Features Level

Water Source Public

Total Parking 4.0

Lot Size Area 0.1

Spa N

Lot Dimensions 35 x 125

Lot Size Acres 0.1

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 1321

* Excluded Features

List By

Christina Hennessy

Listing Agent

Kw Platform

Broker

(518) 257-0233

Phone

chennessy@kw.com

Affordability Calculator

$1,222

Per Month

Monthly Principal & Interest: $936
Monthly Property Taxes: $286
Monthly Home Insurance: --

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Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Schenectady, NY

Average List Price ^$296,339

Percent of Sale Price 98%

About Schenectady, NY

66,009 Population

7% Since 2002

^$41,120 Median Income

35.65 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853437 Elementary School

853433 Middle School

Schenectady High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/13/2025	$150,000		Listed Price

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1321 Richard Street, Schenectady, NY, 12303 is a Single Family Home for sale at $150,000 with 1,421 sqft and a lot size of 0.1. 1321 Richard Street has 4 bedrooms, 2.0 baths, and was built in 1920. The property's zip code is 12303 which is in Schenectady, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/24/2025.

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1321 Richard Street

Single Family Home for sale in Schenectady, NY

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