407 8th Street Spirit Lake, IA ^$ 1,190,000

407 8th Street

^$ 1,190,000

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407 8th Street

Spirit Lake, IA, 51360

^$ 1,190,000

Bedrooms4 Baths3.0 Sq 3,640

Monthly Estimate*

^$ 7,424

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Single Family Home for sale in Spirit Lake, IA

for $1,190,000 with 4 bedrooms and 3 full baths. This 3,640 square foot home was built in 1976 on a lot size of 0.42.

Elbow Room! Check this 4 bedroom plus an office 3 bath home siting on Peppermint Point on Fabulous East Lake Okoboji. Over 140' of lakeshore wrapping around the point with a great Sand Beach, wood floors cherry cabinets, main floor laundry, Big deck for entertaining all the people that will what to hang out, built in Hot tub Stays, family room in lower level with a wet bar, huge front lawn for big family gatherings. Call today for the great opportunity.

Single Family Active

Price

^$ 1,190,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 10,590

Style

Ranch

Lot Size

0.42

Year Built

1976

Town/City

Spirit Lake

County/Region

Dickinson

MLS | Web ID

250547

Features

General

Water Description Lake

Sewer Public Sewer

Construction Frame/Wood

Heating Boiler

Cooling Central

Appliances Dishwasher Disposal Dryer Exhaust Fan/Hood Microwave Range/Stove Refrigerator Washer

Flood Zone No

Number of Garage Spaces 4

School District Spirit Lake

HOA Fee Includes Air Conditioning

Architctural Style Ranch

Stories Count 1

Class RESIDENTIAL

Assessments No

Levels One

Type Single Family Residence

Yearly Taxes 10590

Tax Year 2025

Fuel Natural Gas

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 18113

Construction Materials Hardboard

Primary City Spirit Lake

Year Built 1976

Directions 8ths street and to the lake.

City Spirit Lake

Total Sq Ft 3640

DOM 209

Secondary City Dickinson County

Postal Code 51360

Price Per Sq Ft Total AG 326.92

Public Remarks Elbow Room! Check this 4 bedroom plus an office 3 bath home siting on Peppermint Point on Fabulous East Lake Okoboji. Over 140' of lakeshore wrapping around the point with a great Sand Beach wood flo

Exterior

Exterior Features Dock Driveway-Concrete

Waterfront 1

Garage Type Attached Detached

Waterfront Name East Okoboji Lake

Garage Capacity 27x28 Detached is 24x24

Lot Size Source Assessor

Water Source Public/City

Beach Type Rocky Sand

Interior

Furnished Y/N No

Fireplace 1

Total Baths 3

Full Baths 1

1/4 Baths 0

Basement Style Walkout

* Excluded Features

List By

Rob Hinn

Listing Agent

Hinn Real Estate

Broker

(712) 330-1910

Phone

robhinn@yahoo.com

Affordability Calculator

$8,307

Per Month

Monthly Principal & Interest: $7,424
Monthly Property Taxes: $883
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spirit Lake, IA

Average List Price ^$678,134

Percent of Sale Price 43%

About Spirit Lake, IA

5,191 Population

15% Since 2002

^$58,432 Median Income

43.82 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883280 Elementary School

1883298 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/8/2025	$1,190,000	-14.39%	Price Down
5/12/2025	$1,390,000		Listed Price

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407 8th Street, Spirit Lake, IA, 51360 is a Single Family Home for sale at $1,190,000 with 3,640 sqft and a lot size of 0.42. 407 8th Street has 4 bedrooms, 3.0 baths, and was built in 1976. The property's zip code is 51360 which is in Spirit Lake, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 12/11/2025.

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407 8th Street

Single Family Home for sale in Spirit Lake, IA

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