706 W 29th Street
Loveland, CO, 80538 $ 1,325,000
Bedrooms4 Baths3.0 Sq 2,642 Monthly Estimate*
$ 8,266
Listed by C3 Real Estate Solutions, LLC
for $1,325,000 with 4 bedrooms and 3 full baths. This 2,642 square foot home was built in 1978 on a lot size of 0.38.
Vacation Every Day on Lake Loveland. Step into true lake life where every day feels like a getaway. This rare lakefront retreat sits on one of the largest lots on Lake Loveland (0.38 acres / 16,500+ sq ft) & offers the kind of easy, breezy waterfront living people dream about. Full homeowner-only lake access means your backyard becomes your private playground-fish from your own boardwalk, launch paddleboards at sunrise, jump in for a swim, or take out the boat for an afternoon on the water. Motorized & non-motorized boats, jet skis, wake surfing, water skiing, paddleboards, everything is allowed here. This home comes with proven short-term rental history, so you can enjoy the lake when you want & generate income when youre away. Inside, sunlight pours into a bright, flexible layout with 4 bedrooms + a potential 5th on the walk-out level. The upper floor offers 3 bedrooms & 2 beautifully refreshed baths. The lakefront primary suite feels like waking up in your own lakeside cabin getaway, complete with sliding doors that open directly to the shoreline, a spa-inspired ensuite, & 3 closets including a laundry closet. The walk-out lower level is made for relaxed lake life, full glass doors open to a patio just steps from the water, perfect for summer BBQs, gathering with friends, hosting guests, or creating a private suite for visitors who will never want to leave. Outside, mature trees, garden beds, multiple seating areas, & an expansive yard create that true vacation at home feel. Morning coffee on the shoreline, afternoons on the water, & sunset views that feel like a postcard, this is the kind of home people remember. You have total flexibility for full-time lake life, a second home, or a strong-performing short-term rental. Minutes to Downtown Loveland, shopping, trails, Fort Collins, & a scenic drive to Estes Park & Rocky Mountain National Park. This is Colorados hidden lake-life gem, peaceful, playful, & NO HOA!! The home comes with a First American home warranty!
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FeaturesInteriorInterior Amenities Kitchen Island Open Floorplan Walk-In Closet(s)
Basement Full
Flooring Wood
Basement (Y/N) Y
Window Features Double Pane Windows
Above Grade Finished Area 1964
Half Baths 0
3/4 Baths 2
Laundry Features In Unit
Total Bedrooms 4
Below Grade Finished Area 478
Main Level Bedrooms 0
Main Level Bathrooms 0
Total Baths 3
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GeneralSewer Public Sewer
Heating Forced Air
Cooling Central Air
Utilities Cable Available Electricity Available Internet Access (Wired) Natural Gas Available
Possession Closing/DOD
Roof Composition
Appliances Dishwasher Microwave Oven Refrigerator
Zoning SFR
Garage Spaces 2
Patio/Porch Features Deck Patio
Architectural Style Contemporary
Construction Materials Frame
Exclusions Seller's Personal Property
Year Built 1978
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2023
Ownership Individual
Waterfront Features Pond
County Larimer
Property Type Residential
HOA N
Attached Garage Y
Subdivision Name Sunny Bay Estates
Possible Use Residential
Full Baths 1
Status Active
High School Loveland
City Loveland
High School District Thompson R2-J
Lot Size Square Feet 16606
Listing Terms Cash Conventional FHA VA Loan
Elementary School Lincoln
Tax Annual Amount 7004
Middle/Junior High School Lucile Erwin
Concessions No
Virtual Tour https://listings.nextdoorphotos.com/vd/142747911
Structure Type House
Standard Status Active
Occupancy Type Owner
Elementary School District Thompson R2-J
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ExteriorVegetation Wooded
Parking Features RV Access/Parking
Lot Features Level Sprinklers In Front
Water Source Public
Total Parking 2
Building Area Total 2642
Lot Size Acres 0.38
Road Surface Type Paved
Road Frontage Type Public
Other Equipment Satellite Dish
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* Excluded FeaturesList ByC3 Real Estate Solutions, LlcBroker
Affordability Calculator
- Monthly Principal & Interest
- $8,266
- Monthly Property Taxes
- $584
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Loveland, CO
Average List Price $766,855
Percent of Sale Price 42%
About Loveland, CO 76,459 Population
43% Since 2002
$ 62,013 Median Income
40.69 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
3043547 Elementary School
3043707 Middle School
Loveland High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/14/2025 | $1,325,000 | -3.64% | Price Down |
| 10/27/2025 | $1,374,999 | -1.72% | Price Down |
| 8/21/2025 | $1,399,000 | -3.45% | Price Down |
| 5/3/2025 | $1,449,000 | | Listed Price |