408 Lake St Spirit Lake, IA ^$ 347,000

408 Lake St

^$ 347,000

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408 Lake St

Spirit Lake, IA, 51360

^$ 347,000

Bedrooms2 Baths2.0 Sq 4,294

Monthly Estimate*

^$ 2,165

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Single Family Home for sale in Spirit Lake, IA

for $347,000 with 2 bedrooms and 2 full baths. This 4,294 square foot home was built in 1915 on a lot size of 0.29.

YOU KNOW YOU'RE "AT THE LAKE" IN THIS UNIQUE HOME FOR ALL-SEASONS! YES! VIEWS OF LAKE AND MEMORIAL PARK with the benefits of a lovely 1 1/2 story home with wonderful spacious addition offering 20' wall of windows facing East Lake Okoboji and great greenspace of Memorial Park. Sweet home offering awesome potential for additional bedrooms...has 5 decks in this special location. Great memory-makin' home and lake related location...for ALL seasons!

Single Family Active

Price

^$ 347,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,244

Style

Lot Size

0.29

Year Built

1915

Town/City

Spirit Lake

County/Region

Dickinson

MLS | Web ID

250459

Features

Interior

Interior Features 2nd Floor Laundry Ceiling Fan(s) Kitchen Center Island Tiled Floors Washer/Dryer Hkups Window Coverings

Furnished Y/N No

Fireplace 1

Total Baths 2

Full Baths 1

Bath Description Main Floor 3/4 Bath Upper Level Bath

1/4 Baths 0

Basement Features Unfinished

Basement Material Other Rock

Basement Style Partial

General

Sewer Public Sewer

Construction Stick Built

Heating Forced Air

Cooling Central

Roof Asphalt

Appliances Cooktop Dishwasher Exhaust Fan/Hood Indoor Grill Microwave Wall Oven

Flood Zone No

Number of Garage Spaces 0

School District Spirit Lake

Electric Breakers

Architctural Style Other

Stories Count 1.5

Class RESIDENTIAL

Assessments Unknown

Levels One and One Half

Type Single Family Residence

Total Lots 1

Terms Cash Conventional

Yearly Taxes 3244

Property Condition Updated/Remodeled

Tax Year 2024

Fuel Natural Gas

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 12600

Construction Materials Wood Siding

Primary City Spirit Lake

Year Built 1915

Directions Lake St next o the lakeside park

City Spirit Lake

Disclosures Lead Based Paint Disc Property Condition Disc

Total Sq Ft 5310

Virtual Tour https://www.tourfactory.com/idxr3202572

DOM 236

Secondary City Dickinson County

Postal Code 51360

Price Per Sq Ft Total AG 80.81

Public Remarks YOU KNOW YOU'RE AT THE LAKE IN THIS UNIQUE HOME FOR ALL-SEASONS! YES! VIEWS OF LAKE AND MEMORIAL PARK with the benefits of a lovely 1 1/2 story home with wonderful spacious addition offering 20' wa

Exterior

Exterior Features Deck

Lot Features Lake View Landscaped Level Paved Street(s) Tree Cover-Medium

Waterfront 0

Garage Type None

Lot Size Source Assessor

Water Source Public/City

* Excluded Features

List By

Marilyn Strickland

Listing Agent

Hoien Realty

Broker

(712) 320-7070

Phone

marilyn@hoien.com

Affordability Calculator

$2,435

Per Month

Monthly Principal & Interest: $2,165
Monthly Property Taxes: $270
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spirit Lake, IA

Average List Price ^$668,835

Percent of Sale Price 93%

About Spirit Lake, IA

5,191 Population

15% Since 2002

^$58,432 Median Income

43.82 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883280 Elementary School

1883298 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/22/2025	$347,000	-3.21%	Price Down
4/29/2025	$358,500		Listed Price

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408 Lake St, Spirit Lake, IA, 51360 is a Single Family Home for sale at $347,000 with 4,294 sqft and a lot size of 0.29. 408 Lake St has 2 bedrooms, 2.0 baths, and was built in 1915. The property's zip code is 51360 which is in Spirit Lake, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 12/26/2025.

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408 Lake St

Single Family Home for sale in Spirit Lake, IA

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