216 & 218 Saratoga Street
Cumberland, MD, 21502 $ 189,500
Bedrooms5 Baths0.0 Monthly Estimate*
$ 1,182
for $189,500 with 5 bedrooms. This home was built in 1914 on a lot size of 0.1.
Charming Historic Duplex in the Heart of Cumberland, MD Full of history and nestled in the beautiful mountains of Western Maryland, this charming artsy duplex offers the perfect blend of old-world character, unique and modern updates. Located in a picturesque historic neighborhood, you're just a short walk from the vibrant town center of Historic Cumberland, the scenic Great Allegheny Passage biking trail, and convenient access to I-68. WESTSIDE neighborhood of Cumberland, 218 New floors, new carpet, appliances less than 5 years old, Each unit has been thoughtfully updated in recent years, including electrical upgrades, new windows, and a new roof all while preserving the home's historic charm. 216 Side:3 bedrooms, 1.5 bathrooms. newer kitchen addition with exposed brick, beautiful, original parquet floors from the 1920's, Rents for $1,050/month with tenants covering all utilities. Great layout for long-term tenants. 218 Side: 2 bedrooms, 2 full bathrooms. Upstairs laundry room. Whether you're an investor looking for a strong income-producing property, or a homeowner wanting to live in one unit and rent the other, this is an incredible opportunity. Use 216 for steady long-term rental income and take advantage of the fully equipped 218 side for Airbnb or other rental options. Additional Highlights: Off-street parking, Located in a walkable, historic neighborhood with tons of character, Turnkey setup for both short-term and long-term rentals, There may be an additional strip of land available in the future next to 218. Dont miss out on this versatile and charming duplex in one of Marylands hidden gems! Motivated seller due to recent health concerns as well as seller assistance considered.
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FeaturesGeneralLiving Area 2574
Sewer Public Sewer
Heating Radiator
Cooling None
Possession Subject to Existing Lease
Roof Composite
Appliances Refrigerator Oven/Range - Electric Dishwasher Washer Dryer - Electric
Zoning R
Architectural Style Side-by-Side Traditional
Construction Materials Brick
School District ALLEGANY COUNTY PUBLIC SCHOOLS
Year Built 1914
Property Subtype Duplex
Tax Year 2024
Ownership Fee Simple
Cool Fuel None
Municipality Cumberland
Accessibility None
County ALLEGANY
New Construction N
Property Type Multi-Family
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Status ACTIVE UNDER CONTRACT
Directions Cumberland St right on Saratoga property on the left.
City CUMBERLAND
Number Of Units Total 1
MLS Area W Cumberland - Allegany County (MDAL3)
Lot Size Units Square Feet
Lot Size Square Feet 4360.00
Number of Units Leased 1
Tax Annual Amount 1068.0
Home Warranty Y/N N
Property Condition Average
Two Bedroom 1
Structure Type Twin/Semi-Detached
Price Per Sq Ft Total AG 73.62
Vacation Rental Y/N N
Lease Type Month to Month
Standard Status Active Under Contract
Year Built Source Assessor
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InteriorHeating Fuel Natural Gas
Basement Connecting Stairway
Flooring Hardwood
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Central Air Y/N N
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ExteriorPool No Pool
Lot Features Additional Lot(s)
Water Source Public
Type of Parking Off Street
Foundation Details Stone
Water View Y/N N
Lot Size Acres 0.10
Lot Size Source Estimated
Waterfront Y/N N
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList ByCharis Realty GroupBroker
steve@charisrealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,182
- Monthly Property Taxes
- $89
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Cumberland, MD
Average List Price $142,226
Percent of Sale Price 25%
About Cumberland, MD 19,806 Population
-9% Since 2002
$ 33,685 Median Income
41.47 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
3534976 Elementary School
3534179 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/25/2025 | $189,500 | -5.20% | Price Down |
| 9/18/2025 | $199,900 | -3.66% | Price Down |
| 7/3/2025 | $207,500 | -3.49% | Price Down |
| 4/25/2025 | $215,000 | | Listed Price |