206 Swan Lk Drive
Coldwater, MS, 38618 $ 515,000
Bedrooms5 Baths3.0 Sq 3,850 Monthly Estimate*
$ 3,213
for $515,000 with 5 bedrooms and 3 full baths. This 3,850 square foot home was built in 2007 on a lot size of 2.85.
Welcome to 206 Swan Lake Drive in Coldwater, MS (Owner Financing Option) — a spacious home set on 2.85± acres in Tate County. Built in 2007, this 3,715± sq ft, two-story property offers 5 bedrooms and 3 full baths. One of the most impressive features of this home is its construction, designed with safety and durability in mind. Built using Hercules residential wall and floor systems along with StormPro 361 severe weather door and frame systems, the home offers superior protection against storms, earthquakes, fire, bullets, and termites. The windows on the first level are equipped with protective doors that can be closed to block flying debris during severe weather. The foundation was reinforced with rebar, which was embedded in the concrete. Over this, Eco-Block (Styrofoam) forms were installed, creating a highly insulated and storm-resistant structure. The second floor is secured by rebar, a solid concrete slab and styrofoam insulation, further enhancing the home's strength and stability. (Above the electric fireplace there is a opening for the TV where you can see the actual ECO-Blocks). The main level features an expansive open living area, an efficient kitchen, two bedrooms, two bathrooms, office, and laundry closet. Upstairs, a private apartment-style setup offers three more bedrooms, a full bath, a kitchen, and a laundry area — ideal for guests, extended family, or rental opportunities. The upstairs has a dedicated electrical panel. A three-car garage provides plenty of storage, while outside, the property overlooks a peaceful 4.5± acre pond and includes two outbuildings for lawn equipment and tools. The home is All electric, generator ready and there is a wood burning heater capable of heating either the lower or upper levels. Come see this remarkable engineering design today!
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FeaturesInteriorInterior Amenities Primary Downstairs
Flooring Tile Vinyl
Fireplace Features Gas Log Living Room
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Vinyl
Fireplace Y/N Y
Half Baths 0
Laundry Features Multiple Locations
Total Bedrooms 5
Total Baths 3
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GeneralSewer Waste Treatment Plant
Heating Central
Cooling Ceiling Fan(s) Central Air
Utilities Electricity Connected Water Connected
Roof Shingle
Appliances Dishwasher Electric Cooktop Electric Water Heater Refrigerator
Garage Spaces 3.0
Patio/Porch Features Patio Screened
Architectural Style Traditional
Security Features Other
Construction Materials Brick
Year Built 2007
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Waterfront Features Pond
County Tate
New Construction N
Property Type Residential
HOA N
Attached Garage Y
Subdivision Name Golden Pond
Garage Y/N Y
Other Structures Shed(s) Storage
Total Rooms 0
Full Baths 3
Status Active
Directions I-55 S to Exit 271 for Coldwater/MS-306 turn right onto Parks Rd turn left on Golden Pond Cr turn left onto Swan Lake Dr Home is on the right.
High School Tate
City Coldwater
High School District Tate CO Dist
Lot Size Units Acres
Lot Size Square Feet 124146.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Coldwater Attendance Center
Land Lease Y/N N
Tax Annual Amount 3140.0
Home Warranty Y/N N
Middle/Junior High School Coldwater
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/206-Swan-Lk-Drive-Coldwater-MS-38618/unbranded
Structure Type House
Standard Status Active
Year Built Source Owner
Legal Description LOT 87 GOLDEN POND S/D PHASE III FIRST REVISON PB 13/50
Senior Community None
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ExteriorExterior Amenities Private Yard
Parking Features Attached Parking Pad
Water Source Private Well
Total Parking 3.0
Lot Size Area 2.85
Foundation Details Slab
Spa N
Building Area Total 3850.0
Lot Size Acres 2.85
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByCrye-Leike HernandoBroker
seejanesell@janemassie.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,213
- Monthly Property Taxes
- $262
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Coldwater, MS
Average List Price $325,257
Percent of Sale Price 37%
About Coldwater, MS 1,648 Population
2% Since 2002
$ 33,042 Median Income
35.52 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
5348229 Elementary School
5348231 Middle School
Tate High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 12/4/2025 | $515,000 | -2.83% | Price Down |
| 4/19/2025 | $530,000 | | Listed Price |