10894 SW 185TH TERRACE
Dunnellon, FL, 34432 $ 899,000
Bedrooms2 Baths1.1 Sq 1,006 Monthly Estimate*
$ 5,609
for $899,000 with 2 bedrooms and 1 full bath, 1 half bath. This 1,006 square foot home was built in 2023 on a lot size of 0.73.
Stunning Custom-Built Home on the Rainbow River – Dunnellon, Florida Located in the desirable Rio Vista subdivision on the west side of the Rainbow River, this exceptional 2-bedroom, 1.5-bathroom custom-built home offers the perfect combination of luxury, modern comfort, and lasting durability. Completed in 2023, this meticulously crafted home features high-end materials and exceptional design for an unparalleled living experience. The exterior boasts foam-filled split-faced block construction, providing superior durability and energy efficiency. The 26-gauge metal roof is designed to withstand Florida’s elements, while R-30 insulation ensures the home stays comfortable year-round. Energy-efficient Simonton windows allow natural light to fill the interior, and the home is equipped with a Carrier 16 SEER heat pump HVAC system for optimal comfort in all seasons. Inside, the home is thoughtfully designed with premium finishes throughout. The gourmet kitchen features sleek stainless steel appliances, and the open-concept living and dining areas create a spacious, inviting atmosphere, perfect for both relaxing and entertaining. The oversized shower in the primary bathroom adds a touch of luxury, offering a perfect retreat to unwind. Step outside to experience the beauty of this riverfront property. The custom-built dock, completed in 2024 with Weardeck composite decking, provides direct access to the pristine waters of the Rainbow River—ideal for swimming, kayaking, or simply relaxing by the water. The outdoor shower, equipped with hot water, offers a refreshing way to clean off after a day on the river. The porch and exterior ceilings are finished with cement fiberboard, combining sophistication and durability, while LED recessed lighting adds a modern touch throughout. The home also includes a single-car garage and a carport for extra storage, providing plenty of space for all your gear and toys. The programmable WiFi thermostat allows you to easily control the home’s temperature, ensuring comfort year-round. Plus, the porch is equipped with pet screen, making it a pet-friendly space for your furry friends to enjoy the outdoors. As a resident of the Rio Vista community, you'll enjoy exclusive access to a 4-acre park, featuring a boat ramp, picnic pavilions, and restrooms—perfect for outdoor activities and social gatherings with family and friends. This remarkable home offers a rare combination of luxurious living, riverfront access, and a vibrant community setting. Don’t miss the opportunity to own this stunning property in one of Florida’s most desirable locations!
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FeaturesInteriorInterior Amenities cathedral ceiling(s) living room/dining room combo open floorplan solid surface counters solid wood cabinets
Flooring bamboo ceramic tile
Total Stories 1
Air Conditioning Y/N yes
Heating Y/N yes
Fireplace Y/N no
Half Baths 1
Laundry Features inside
Total Bedrooms 2
Total Baths 2
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GeneralSewer public sewer
Heating central electric
Cooling central air
Utilities cable available public sewer connected water connected
Roof metal
Appliances dishwasher disposal dryer electric water heater microwave range refrigerator washer
Zoning r1
Garage Spaces 1
Construction Materials block stucco
Year Built 2023
Levels one
Property Subtype single family residence
Tax Year 2024
Ownership fee simple
Waterfront Features river front
County marion
New Construction no
Property Type residential
HOA N
Attached Garage no
Subdivision Name rio vista
Facing Direction north
Garage Y/N yes
Total Rooms 6
Full Baths 1
Status active
Directions from us 41 head east on sw 99th pl follow across railroad track and continue straight until road turns into sw 186th ave turn left on sw 185th ter to address
City dunnellon
Body of Water rainbow river
Senior Community Y/N no
MLS Area 34432 - dunnellon
Lot Size Units square feet
Lot Size Square Feet 31799
Carport Spaces 1
Carport Y/N yes
Listing Terms cash conventional
Land Lease Y/N no
Tax Annual Amount 3848.75
Additional Parcels Y/N no
Lease Considered Y/N yes
Virtual Tour https://www.youtube.com/watch?v=lhv2e4vbwto
Building Area Units square feet
Living Area Units square feet
Standard Status active
Occupancy Type owner
Tax Lot 30
Legal Description sec 30 twp 16 rge 19 plat book k page 046 rio vista replat blk a lot 30
Water View river
Water Access Type river
Minimum Lease no minimum
Water Access Y/N yes
Water View Y/N yes
Flood Zone Code x
DockY/N yes
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ExteriorExterior Amenities french doors outdoor shower
Water Source public
Lot Size Area 31799
Foundation Details slab
Building Area Total 1348
Lot Dimensions 180 x 177
Lot Size Acres 0.73
Road Surface Type asphalt
Private Pool no
Waterfront Y/N yes
Covered Spaces 2
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* Excluded FeaturesList ByEquity Realty SuncoastBroker
Affordability Calculator
- Monthly Principal & Interest
- $5,609
- Monthly Property Taxes
- $321
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Dunnellon, FL
Average List Price $370,283
Percent of Sale Price 59%
About Dunnellon, FL 1,852 Population
0% Since 2002
$ 28,078 Median Income
54.89 Median Age
13% Households with Children
Trends Information provided by ATTOM Data Solutions.
266288 Elementary School
265661 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/10/2025 | $899,000 | -10.01% | Price Down |
| 6/19/2025 | $999,000 | -9.18% | Price Down |
| 6/18/2025 | $1,100,000 | -8.33% | Price Down |
| 4/1/2025 | $1,200,000 | | Listed Price |