204 N Boca Bay Lane # B Surf City, NC $ 899,000
204 N Boca Bay Lane # B
$ 899,000
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204 N Boca Bay Lane # B

Surf City, NC, 28445
$ 899,000
Bedrooms4 Baths4.0 Sq 2,584

Monthly Estimate*

$ 5,609

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Townhouse for sale in Surf City, NC

for $899,000 with 4 bedrooms and 4 full baths. This 2,584 square foot townhouse was built in 2007 on a lot size of 0.17.

Just a short walk to public beach access, this beautifully updated 4-bedroom, 4-bathroom townhome offers marsh views from multiple angles and a layout designed for comfort and convenience. An elevator provides easy access to all levels. Inside, you'll find upgraded engineered luxury vinyl plank flooring throughout and enhanced insulation in the walls and attic. The kitchen features granite countertops and all appliances convey. The living room includes a gas log fireplace (not connected) with a new mantel and opens to a screened porch overlooking the marsh. Plantation shutters are installed in all rooms except the living and dining areas, and barn doors add a stylish touch in key locations. The spacious primary suite includes a sitting area, private porch with water views, garden tub, and separate shower. One guest bedroom is currently used as an office and includes built-in bookshelves and Ethernet connectivity. Outside, enjoy Trex decking, tongue-and-groove porch ceilings, an outdoor shower with a dog-washing accessory, a kayak holder, and generous storage, including a ground-level closet and under-stair area. Off-street parking and an EV plug add everyday ease. Unique touches include a path between units made of Megalodon shark teeth and whale bone, and eco-conscious drainage that redirects water back to the marsh. A termite bond, water softener, and a current flood policy of $1,029 provide peace of mind. Community amenities include a pool and clubhouse, rounding out this coastal property with features both practical and distinctive. All reasonable offers are welcomed and will be thoughtfully considered. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details.

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Townhouse Active

Price

$ 899,000

Bedrooms

4

Full Bath

4

Property Type

Townhouse

Taxes

$ 4,961

Style

Townhouse

Lot Size

0.17

Year Built

2007

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100498059

Features
General
Living Area 2584.0
Heating Heat Pump Electric Forced Air
Cooling Heat Pump
Utilities Sewer Available Water Available
Possession Close Of Escrow At Closing
Roof Architectural Shingle
Appliances Electric Oven Built-In Microwave Washer Refrigerator Dryer Dishwasher
Zoning R5M
HOA Fee 1740.0
Garage Spaces 0.0
Patio/Porch Features Covered Porch Screened
Construction Materials Fiber Cement
Year Built 2007
View Marsh Water
Stories Count 2
Levels Three Or More
Unit Number B
Property Subtype Townhouse
Tax Year 2023
Taxes 4961.24
Parcel Number 4245-55-3555-0000
Waterfront Features None
Accessibility Accessible Elevator Installed
HOA Fee 2 1016.4
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) N
Association Amenities Waterfront Community Clubhouse Community Pool Maintenance Common Areas Maintenance Grounds
HOA Y
Attached Garage N
Subdivision Name Palms At Boca Bay
Garage Y/N N
Other Structures Shower
Total Rooms 7
Full Baths 4
Status Active
Directions Cross over bridge to Surf City. Go around round a bout towards N New River Dr. turn left onto Pender Ave. take a right at end of the road & property is on the right.
High School Topsail
City Surf City
Association Name Palms @ Boca Bay HOA
Lot Size Units Acres
Lot Size Square Feet 7405.0
Carport Spaces 0.0
Carport Y/N N
Elementary School North Topsail
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Topsail
Lease Considered Y/N N
Virtual Tour https://sites.uniquemediadesign.com/204bnbocabaylane/?mls https://sites.uniquemediadesign.com/204bnbocabaylane
Structure Type Wood Frame
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 400101
Legal Description L3b Pb 48/140 Palms At Boca Bay Survey
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Interior
Interior Amenities Walk-in Closet(s) Entrance Foyer Bookcases Elevator Ceiling Fan(s) Pantry Walk-in Shower Blinds/Shades Gas Log Walk-In Closet(s)
Flooring LVT/LVP Tile
Water Heater Electric
Fireplace Features Gas Log
Master Bed Level Non Primary Living Area
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Laundry Features Laundry Closet
Total Bedrooms 4
Attic Features Floored - Partial Pull-Down Stairs
Room Type Living Room Dining Room Dining Area Bedroom 2 Master Bedroom Bedroom 3 Bedroom 4
Total Baths 4
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Exterior
Exterior Amenities Outdoor Shower
Exterior Finish Fiber Cement
Fencing None
Parking Features Concrete Off Street
Lot Features Cul-De-Sac
Water Source Public
Total Parking 0.0
Lot Size Area 0.17
Foundation Details Other Pilings
Spa N
Building Area Total 2584
Lot Dimensions 38x190x38x189
Lot Size Acres 0.17
Road Surface Type Paved
Waterfront Y/N Y
Road Frontage Type Private Road Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 204
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* Excluded Features
List By
The Cameron Team

Listing Agent

Coldwell Banker Sea Coast Advantage

Broker

CameronTeam@SeaCoastRealty.com

Email

Affordability Calculator

$6,022
Per Month
93%
7%
0%
Monthly Principal & Interest
$5,609
Monthly Property Taxes
$413
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4719113 Elementary School
3960140 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
9/11/2025$899,000 -3.85% Price Down
4/1/2025$935,000 Listed Price

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204 N Boca Bay Lane # B, Surf City, NC, 28445 is a Townhouse for sale at $899,000 with 2,584 sqft and a lot size of 0.17. 204 N Boca Bay Lane # B has 4 bedrooms, 4.0 baths, and was built in 2007. The property's zip code is 28445 which is in Surf City, NC