1145 Ramsey Point Road Monticello, KY ^$ 220,000

1145 Ramsey Point Road

^$ 220,000

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1145 Ramsey Point Road

Monticello, KY, 42633

^$ 220,000

Bedrooms3 Baths2.0 Sq 1,352

Monthly Estimate*

^$ 1,373

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Single Family Home for sale in Monticello, KY

for $220,000 with 3 bedrooms and 2 full baths. This 1,352 square foot home was built in 2004 on a lot size of 0.3.

This beautifully updated, move-in ready 3bed, 2 bath home comes fully furnished, so all you need to do is unpack and enjoy! Featuring updated appliances and stunning floors, it blends modern style with comfort. Large laundry room to throw all the swim cloths after a fun day on the lake. Relax on the spacious front porch or enjoy the screened-in patio area for outdoor dining and lounging. Located within walking distance to Lake Cumberland, a public boat ramp, and dock, this home is perfect for water enthusiasts. Whether you're looking for a weekend getaway or a full-time residence, this property offers the ideal combination of convenience and cozy living. Don't miss out—schedule your showing today!

Single Family Active

Price

^$ 220,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 0

Style

Ranch

Lot Size

0.3

Year Built

2004

Town/City

Monticello

County/Region

Wayne

MLS | Web ID

25006311

Features

Interior

Interior Amenities Ceiling Fan(s) Eat-in Kitchen Primary Downstairs Walk-In Closet(s)

Flooring Vinyl

Total Fireplaces 1

Fireplace Features Living Room Wood Burning

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Window Features Blinds

Fireplace Y/N Y

Above Grade Finished Area 1352.0

Half Baths 0

Laundry Features Electric Dryer Hookup Main Level Washer Hookup

Total Bedrooms 3

Below Grade Finished Area 0.0

Total Baths 2

Heating-Heat Pump True

General

Sewer Septic Tank

Heating Heat Pump

Cooling Heat Pump

Possession Close Of Escrow

Roof Metal

Appliances Dishwasher Range Refrigerator

Patio/Porch Features Porch

Architectural Style Ranch

Construction Materials Vinyl Siding

Year Built 2004

View Neighborhood Trees/Woods

Levels One

Property Subtype Single Family Residence

Parcel Number 022-40-01-050.00

County Wayne

New Construction N

Property Type Residential

HOA N

Attached Garage N

Subdivision Name Ramsey Point

Garage Y/N N

Other Structures Shed(s)

Total Rooms 8

Full Baths 2

Status Active

Directions From Monticello Turn right onto HWY 92 left onto HWY 789 right onto Ramsey Point rd. Home will be on the left just before the boat ramp.

High School Wayne Co

City Monticello

High School District Wayne County - 70

MLS Area 070 - Wayne County

Lot Size Units Acres

Lot Size Square Feet 13068.0

Carport Y/N N

Elementary School Wayne Co

Land Lease Y/N N

Home Warranty Y/N N

Middle/Junior High School Wayne Co

MLS Area Minor 070 - Wayne County

Lease Considered Y/N N

Rent Control Y/N N

Structure Type Manufactured House

Standard Status Active

Senior Community None

Exterior

Parking Features Driveway

Water Source Public

Lot Size Area 0.3

Foundation Details Pillar/Post/Pier

Building Area Total 1352.0

Lot Size Acres 0.3

Lot Size Source Public Records

Waterfront Y/N N

Door Features Storm Door(s)

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 1145

* Excluded Features

List By

Re/Max Elite Lexington

Broker

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$1,373

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Monthly Principal & Interest: $1,373
Monthly Property Taxes: --
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Monticello, KY

Average List Price ^$273,267

Percent of Sale Price 24%

About Monticello, KY

6,475 Population

3% Since 2002

^$26,350 Median Income

39.69 Median Age

25% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3289568 Elementary School

3292849 Middle School

Wayne Co High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/16/2025	$220,000	-4.35%	Price Down
5/19/2025	$230,000	-8.00%	Price Down
4/1/2025	$250,000		Listed Price

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1145 Ramsey Point Road, Monticello, KY, 42633 is a Single Family Home for sale at $220,000 with 1,352 sqft and a lot size of 0.3. 1145 Ramsey Point Road has 3 bedrooms, 2.0 baths, and was built in 2004. The property's zip code is 42633 which is in Monticello, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of Bluegrass REALTORS.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Bluegrass REALTORS. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/6/2025.

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1145 Ramsey Point Road

Single Family Home for sale in Monticello, KY

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