40 ANDOVER DRIVE Palm Coast, FL $ 399,000
40 ANDOVER DRIVE
$ 399,000
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40 ANDOVER DRIVE

Palm Coast, FL, 32137
$ 399,000
Bedrooms2 Baths2.0 Sq 1,006

Monthly Estimate*

$ 2,457

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Single Family Home for sale in Palm Coast, FL

for $399,000 with 2 bedrooms and 2 full baths. This 1,006 square foot home was built in 1987 on a lot size of 0.12.

Experience coastal living at its finest in this charming pool and spa home located in the highly sought-after gated oceanfront community of Sea Colony. This inviting 2-bedroom, 2-bath residence offers the perfect blend of privacy, comfort, and beachside lifestyle. Step outside to your own private oasis featuring a sparkling pool and relaxing spa—ideal for unwinding after a day at the beach or entertaining family and friends under the Florida sun. The home also features a new roof installed in 2021, offering peace of mind and added value. Sea Colony is known for its beautifully maintained grounds and low HOA fees, while offering resort-style amenities including an oceanfront pool and clubhouse, basketball court, shuffleboard, sidewalks, underground utilities, and the security of a gated entrance. Residents enjoy private beach access and a welcoming coastal atmosphere that makes every day feel like a vacation. Perfect as a full-time residence, seasonal retreat, or vacation getaway, this home is ideally located just a short drive from the rich history, dining, and charm of St. Augustine—the nation’s oldest city. Enjoy the best of Florida’s coastal lifestyle where relaxation, recreation, and ocean breezes await. Call now for your private showing!

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Single Family Active

Price

$ 399,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 1,814

Style

Cape Cod

Lot Size

0.12

Year Built

1987

Town/City

Palm Coast

County/Region

Flagler

MLS | Web ID

FC308297

Features
General
Sewer Private Sewer
Heating Central Heat Pump
Cooling Central Air
Utilities Cable Available Electricity Available Electricity Connected Fire Hydrant Phone Available Sewer Connected Underground Utilities Water Available Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer
Zoning PUD
HOA Fee 250
Garage Spaces 2
Association Fee Includes 24-Hour Guard Common Area Taxes Community Pool Escrow Reserves Fund Fidelity Bond Insurance Maintenance Grounds Manager Pool Maintenance Private Road Recreational Facilities Security
Patio/Porch Features Covered Deck Enclosed Patio Rear Porch Screened
Architectural Style Cape Cod
Pool Features Gunite In Ground Tile
Security Features Gated Community Security Gate
Construction Materials Wood Frame
Pets Allowed Cats OK Dogs OK
Year Built 1987
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Waterfront Features Gulf/Ocean Front Lake
Community Features Fishing Gulf/Ocean Front Lake Buyer Approval Required Clubhouse Gated Community - Guard Pool Wheelchair Access
Accessibility Accessible Approach with Ramp Accessible Bedroom Accessible Entrance Visitor Bathroom Accessible Washer/Dryer
Assoc Fee Paid Per Monthly
County Flagler
New Construction false
Property Type Residential
Association Amenities Clubhouse Gated Pool Recreation Facilities Shuffleboard Court Spa/Hot Tub Wheelchair Access
Attached Garage true
Subdivision Name SEA COLONY SUB
Facing Direction East
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Active
Directions Palm Coast Pkwy NE go over the Hammock Dunes Bridge to Left on Camino Del Mar Right on A1A North about 4 miles to Sea Colony gate right on to Sea Colony Dr and a left on to Andover Dr
High School Matanzas High
City PALM COAST
Association Name Lori Pheiffer
Senior Community Y/N false
MLS Area 32137 - Palm Coast
Lot Size Units Square Feet
Lot Size Square Feet 5184
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Spa Features Heated In Ground
Elementary School Old Kings Elementary
Land Lease Y/N false
Tax Annual Amount 1814
Middle/Junior High School Indian Trails Middle-FC
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://photos.mazziottiartworks.com/idx/270770
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 26
Legal Description SEA COLONY SUBDIVISION PHASE II LOT 26 OR 348 PG 288
Water Access Type Gulf/Ocean
Minimum Lease 1 Month
Water Access Y/N true
Monthly HOA Amount 250
Water View Y/N false
Flood Zone Code AE
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen High Ceilings Open Floorplan Primary Bedroom Main Floor Solid Wood Cabinets Split Bedroom
Flooring Carpet Porcelain Tile
Furnished Y/N Negotiable
Air Conditioning Y/N true
Heating Y/N true
Window Features Aluminum Frames Drapes Rods Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup In Garage Washer Hookup
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Private Mailbox Rain Gutters Sliding Doors Sprinkler Metered
Vegetation Mature Landscaping
Parking Features Driveway Garage Door Opener Off Street
Lot Features Landscaped Level Private Unincorporated
Water Source Public
Lot Size Area 5184
Foundation Details Slab
Spa true
Building Area Total 1573
Lot Size Acres 0.12
Road Surface Type Paved
Private Pool true
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved Private Road
Road Responsibility Private Maintained Road
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* Excluded Features
List By
Realty Executives Oceanside

Broker

kathryndepalma1@gmail.com

Email

Affordability Calculator

$2,608
Per Month
94%
6%
0%
Monthly Principal & Interest
$2,457
Monthly Property Taxes
$151
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Matanzas High High School High School
Pricing History
DatePricePrice ChangeDescription
3/13/2026$399,000 -5.34% Price Down
12/19/2025$421,500 Listed Price

Map


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40 ANDOVER DRIVE, Palm Coast, FL, 32137 is a Single Family Home for sale at $399,000 with 1,006 sqft and a lot size of 0.12. 40 ANDOVER DRIVE has 2 bedrooms, 2.0 baths, and was built in 1987. The property's zip code is 32137 which is in Palm Coast, FL