3820 Cottage Avenue Mishawaka, IN $ 670,000
3820 Cottage Avenue
$ 670,000
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3820 Cottage Avenue

Mishawaka, IN, 46544
$ 670,000
Bedrooms4 Baths2.0 Sq 3,520

Monthly Estimate*

$ 4,125

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Single Family Home for sale in Mishawaka, IN

for $670,000 with 4 bedrooms and 2 full baths. This 3,520 square foot home was built in 1974 on a lot size of 0.38.

This beautiful home sits on a double lot featuring a inground pool with composite decking that overlooks amazing views of the St. Joseph River (180' River Frontage). Main level features: two main-floor bedrooms, formal dining room, family room, full bathroom, main-floor laundry & an abundant hidden storage area. As you enter the kitchen you will love the gourmet island kitchen perfectly designed for culinary enthusiasts. The kitchen flows into the large Great Room w/ floor-to-ceiling windows that frame the peaceful river views from every angle, FR features a cozy gas-starter wood fireplace. Upstairs: two additional bedrooms, including one with walk-in closet & private balcony overlooking the river. A full bath. Unfinished area with opportunity to customize this space. Upgrades made in 2012 including: a dual furnace/AC system, a new roof, water heater, water softener, heated garage, hard-wired alarm system, new sprinkler pump under the river deck for irrigation, updated kitchen with a stone backsplash, a hard surface countertop, slip-resistant ceramic tile floors, FR-hard wired surround sound, pool freshly repainted (2024), newly added solar cover w/professional snap on winter cover (2024), maintenance-free dual decking & balcony, enhanced gutter and drainage systems and a beautifully modernized kitchen and Great Room addition, both bathrooms updated. Step outside to a real oasis, beautiful landscaping that frames the river views. Come take a look today!

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Single Family Pending

Price

$ 670,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 7,695

Style

Traditional

Lot Size

0.38

Year Built

1974

Town/City

Mishawaka

County/Region

St Joseph

MLS | Web ID

202506025

Features
General
Sewer City
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Water Access Type Frontage Lot
Garage Attached
Amenities Attic Storage Balcony Breakfast Bar Built-In Bookcase Ceiling-Cathedral Ceiling Fan(s) Ceilings-Beamed Ceilings-Vaulted Closet(s) Walk-in Countertops-Solid Surf Deck Open Deck on Waterfront Disposal
Status Pending Pending
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 1974
New Construction No
Subdivision None
Style One and Half Story
Township Penn
Class RESIDENTIAL
Type Site-Built Home
Age 52
REO No
Status Detail 0
Dining Room Level Main
Area St. Joseph County
Location Rural Subdivision
High School Mishawaka
City Mishawaka
School District School City of Mishawaka
Architctural Style Traditional
Total Sq Ft 3520
Elementary School Twin Branch
Middle School John Young
Legal Description Lot 34 & 20' W side of Lot 35 Dittmans Add and Lot 43 Ex 23.07'W Side Willow Bend 3rd Add
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202506025
Agent First Name Patricia
Agent Last Name Graham
DOM 295
Tax Year 23/24
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Interior
Basement Crawl
Fireplace(s) 1
Beds 4
Total Rooms 12
Dining Room Length 18
Dining Room Width 11
Fireplace Family Rm Wood Burning Gas Starter
Family Room Width 14
Living Room Width 16
Family Room Length 27
Living Room Length 25
Full Baths Main 1
Full Baths Upper 1
Above Grade Bedrooms 4
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Upper
1st Bedroom Width 14
2nd Bedroom Length 12
2nd Bedroom Level Main
2nd Bedroom Width 12
3rd Bedroom Length 12
3rd Bedroom Level Main
3rd Bedroom Width 12
4th Bedroom Length 15
4th Bedroom Level Upper
4th Bedroom Width 12
Basement Material Poured Concrete
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Exterior
Exterior Cedar
Water Frontage 180
Pool Yes
Waterfront River
Pool Type Below Ground
Garage Length 26
Garage Width 24
Lot Size Area 16553
Lot Dimensions 70x112 and 73x116
Lot Description Level Waterfront 0-2.9999
Water Features Pier/Dock
Garage Capacity 2
Waterfront Y/N Yes
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* Excluded Features
List By
Patricia Graham

Listing Agent

Keller Williams Realty Group

Broker

pat.graham@kw.com

Email

Affordability Calculator

$4,767
Per Month
87%
13%
0%
Monthly Principal & Interest
$4,125
Monthly Property Taxes
$641
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1236981 Elementary School
1235856 Middle School
Mishawaka High School High School
Pricing History
DatePricePrice ChangeDescription
8/27/2025$670,000 -0.74% Price Down
6/11/2025$675,000 -3.56% Price Down
2/27/2025$699,900 Listed Price

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3820 Cottage Avenue, Mishawaka, IN, 46544 is a Single Family Home for sale at $670,000 with 3,520 sqft and a lot size of 0.38. 3820 Cottage Avenue has 4 bedrooms, 2.0 baths, and was built in 1974. The property's zip code is 46544 which is in Mishawaka, IN