4049 Cobia Drive Hernando Beach, FL $ 585,000
4049 Cobia Drive
$ 585,000
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4049 Cobia Drive

Hernando Beach, FL, 34607
$ 585,000
Bedrooms3 Baths2.1 Sq 2,017

Monthly Estimate*

$ 3,650

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Single Family Home for sale in Hernando Beach, FL

for $585,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,017 square foot home was built in 2002 on a lot size of 0.2.

Nestled along the tranquil shores of a picturesque water canal, this stunning three-story residence offers an unparalleled blend of coastal charm and luxurious living. With direct access to the Gulf, indulge in the ultimate waterfront lifestyle where every day feels like a vacation. The first floor crowns this coastal oasis with a versatile space ideal for an office, home theater room, or guest suite. Step outside to the terrace and behold panoramic vistas stretching across the canal and towards the Gulf horizon. Whether hosting gatherings under the stars or unwinding in solitude, this sanctuary promises moments of tranquility and inspiration. Upon entering the second floor, you're greeted by an elegant foyer that sets the tone for the home's ambiance. It boasts expansive living areas seamlessly flowing from room to room, each adorned with tasteful finishes and panoramic views of the canal. A gourmet kitchen, complete with top-of-the-line appliances and custom cabinetry, serves as the heart of the home, perfect for culinary enthusiasts and entertaining alike. Two guest bedrooms, media space, and laundry room complete the home for a comfortable living lifestyle. Ascend to the third floor where relaxation meets indulgence. Here, the primary suite awaits, featuring a private balcony overlooking the shimmering waters, a bathroom retreat, and ample closet space. It offers comfort and privacy, each thoughtfully designed to capture natural light and serene views. Outside, the property is located on 75 Feet of spring-fed saltwater canal frontage creating a private haven for outdoor activities. A private dock awaits boating enthusiasts, providing easy access to the Gulf of Mexico for fishing, leisurely cruises, or exploring nearby coastal treasures. This Home features hurricane-impact windows, an alarm system, and a house generator hookup.

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Single Family Active

Price

$ 585,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 3,663

Style

Traditional

Lot Size

0.2

Year Built

2002

Town/City

Hernando Beach

County/Region

Hernando

MLS | Web ID

2251792

Features
Interior
Interior Amenities Ceiling Fan(s) Pantry Primary Bathroom -Tub with Separate Shower Walk-In Closet(s)
Flooring Tile Wood
Furnished Y/N Unfurnished
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Total Baths 3
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General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Convection Oven Dishwasher Disposal Electric Water Heater Microwave Refrigerator Water Softener Owned
Zoning PDP
HOA Fee 245.0
Garage Spaces 2.0
Patio/Porch Features Covered Deck Rear Porch Screened
Architectural Style Traditional
Construction Materials Concrete Stucco Vinyl Siding
Year Built 2002
View Gulf
Stories Count 3
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2024
Current Use Residential
Waterfront Features Canal Front Direct Gulf Access
Assoc Fee Paid Per Annually
County Hernando
New Construction N
Property Type Residential
Association Amenities Boat Dock Boat Launch
HOA Y
Attached Garage N
Subdivision Name Hernando Beach Unit 13-B
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Active
Directions US19 & Spring Hill Dr left onto Osowaw Blvd right onto Shoal Line Blvd left onto Blue Fish Dr left onto Sea Bass Dr right onto Cobia house on right
High School Weeki Wachee
City Hernando Beach
Association Name Coastal HOA
Senior Community Y/N N
Zoning Description PUD
Lot Size Units Acres
Lot Size Square Feet 8712.0
Carport Y/N N
Elementary School Westside
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 3663.43
Home Warranty Y/N N
Middle/Junior High School Fox Chapel
Lease Renewal Y/N N
Lease Considered Y/N N
Standard Status Active
Tax Lot 003
Legal Description Hernando Beach Unit 13-b Blk 135 Lot 3
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Exterior
Exterior Amenities Boat Ramp - Private Boat Slip Dock Impact Windows Storm Shutters
Fencing Back Yard Wood
Parking Features Circular Driveway Garage Garage Door Opener
Lot Features Other
Water Source Public
Lot Size Area 0.2
Spa N
Building Area Total 2017.0
Lot Size Acres 0.2
Road Surface Type Asphalt
Waterfront Y/N Y
Crops Included Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 4049
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* Excluded Features
List By
PAID RECIPROCAL

Listing Agent

Paid Reciprocal Office

Broker

Affordability Calculator

$3,955
Per Month
92%
8%
0%
Monthly Principal & Interest
$3,650
Monthly Property Taxes
$305
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1951927 Elementary School
1951907 Middle School
Weeki Wachee High School High School
Pricing History
DatePricePrice ChangeDescription
12/9/2025$585,000 -2.34% Price Down
5/1/2025$599,000 -2.60% Price Down
2/28/2025$615,000 -5.38% Price Down
2/25/2025$650,000 Listed Price

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4049 Cobia Drive, Hernando Beach, FL, 34607 is a Single Family Home for sale at $585,000 with 2,017 sqft and a lot size of 0.2. 4049 Cobia Drive has 3 bedrooms, 2.1 baths, and was built in 2002. The property's zip code is 34607 which is in Hernando Beach, FL