402 W Commerce St Loretto, TN ^$ 249,900

402 W Commerce St

^$ 249,900

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402 W Commerce St

Loretto, TN, 38469

^$ 249,900

Bedrooms3 Baths1.0 Sq 1,444

Monthly Estimate*

^$ 1,539

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402 W Commerce St, Loretto, TN 38469 - Image 8

402 W Commerce St, Loretto, TN 38469 - Image 9

402 W Commerce St, Loretto, TN 38469 - Image 10

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402 W Commerce St, Loretto, TN 38469 - Image 12

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Single Family Home for sale in Loretto, TN

for $249,900 with 3 bedrooms and 1 full bath. This 1,444 square foot home was built in 1940 on a lot size of 0.35.

***Reduced Price. Bring us an offer!*** Nestled in the heart of downtown Loretto, this newly renovated home is the definition of small town charm. Perfect for a first time home buyer, downsizing, or starting a new family. This cozy 3 bedroom is fully updated, featuring all new appliances, and a shop for storage. Move in ready homes in this price range are not available regularly, so call us today!

Single Family Active

Price

^$ 249,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 565

Style

Lot Size

0.35

Year Built

1940

Town/City

Loretto

County/Region

Lawrence

MLS | Web ID

2794954

Features

General

Living Area 1444

Sewer Public Sewer

Heating Central Natural Gas

Cooling Central Air

Utilities Natural Gas Available Water Available

Possession Immediate

Roof Asphalt

Appliances Oven Range Dishwasher Microwave Refrigerator Stainless Steel Appliance(s)

Garage Spaces 0

Patio/Porch Features Patio Covered Porch

Construction Materials Frame Stucco

Pets Allowed Yes

Year Built 1940

Stories Count 2

Levels One

Property Subtype Single Family Residence

County Lawrence County TN

New Construction N

Property Type Residential

Attached Garage N

Subdivision Name Hayes Addition

Garage Y/N N

Full Baths 1

Status Active

Buyer Financing Conventional FHA USDA VA

Directions From Hwy 43 turn onto W Commerce St and continue for 0.6 miles & the house will be on the left.

High School Loretto High School

City Loretto

Senior Community Y/N N

Lot Size Units Acres

Elementary School South Lawrence Elementary

Property Attached Y/N N

Year Built Details Existing

Tax Annual Amount 565

Middle/Junior High School South Lawrence Elementary

Building Area Units Square Feet

Living Area Units Square Feet

Standard Status Active

Interior

Interior Amenities Ceiling Fan(s) High Speed Internet

Basement Partial Unfinished

Flooring Carpet Tile Vinyl

Air Conditioning Y/N Y

Heating Y/N Y

Above Grade Finished Area 1444

Half Baths 0

Laundry Features Electric Dryer Hookup Washer Hookup

Total Bedrooms 3

Main Level Bedrooms 2

Below Grade Finished Area Unit Type Square Feet

Below Grade Finished Area Source Assessor

Above Grade Finished Area Source Assessor

Above Grade Finished Area Unit Type Square Feet

Total Baths 1

Exterior

Water Source Public

Total Parking 0

Lot Size Area 0.35

Building Area Total 1444

Lot Dimensions 100X150

Lot Size Acres 0.35

Lot Size Source Calculated from Plat

Waterfront Y/N N

Covered Spaces 0

Internal Only

Street Number 1 402

* Excluded Features

List By

Orton Realty Group

Broker

wes@ortonrealtygroup.com

Affordability Calculator

$1,586

Per Month

Monthly Principal & Interest: $1,539
Monthly Property Taxes: $47
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Loretto, TN

Average List Price ^$266,081

Percent of Sale Price 6%

About Loretto, TN

1,733 Population

11% Since 2002

^$45,161 Median Income

42.16 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

244268 Elementary School

244268 Middle School

Loretto High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/9/2026	$249,900	-7.41%	Price Down
7/10/2025	$269,900	-3.57%	Price Down
5/13/2025	$279,900	-1.76%	Price Down
2/23/2025	$284,900		Listed Price

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402 W Commerce St, Loretto, TN, 38469 is a Single Family Home for sale at $249,900 with 1,444 sqft and a lot size of 0.35. 402 W Commerce St has 3 bedrooms, 1.0 baths, and was built in 1940. The property's zip code is 38469 which is in Loretto, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of RealTracs Solutions. Real estate listings held by firms other than Weichert Realtors are marked with the Internet Data Exchange logo or thumbnail logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 1/28/2026.

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402 W Commerce St

Single Family Home for sale in Loretto, TN

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