4464 SAGEFIELD DRIVE Harmony, FL $ 395,000
4464 SAGEFIELD DRIVE
$ 395,000
New Construction
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4464 SAGEFIELD DRIVE

Harmony, FL, 34773
$ 395,000
Bedrooms3 Baths2.0 Sq 1,970

Monthly Estimate*

$ 2,432

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Single Family Home for sale in Harmony, FL

for $395,000 with 3 bedrooms and 2 full baths. This 1,970 square foot home was built in 2025 on a lot size of 0.14.

Own More Home for Less | Estimated Payments from $2,600 with a Fixed 3.99 Rate In today’s market, finding a brand-new home with an affordable payment is rare—finding one that also delivers space, privacy, and long-term value is even rarer. This brand-new, spacious 3-bedroom, 2-bath home offers an exceptional opportunity to lock in a fixed 3.99 30-year FHA interest rate, with estimated monthly payments as low as $2,600, making home ownership both achievable and smart right now. From the moment you step inside, the home invites you to slow down and enjoy the space. Ten-foot ceilings throughout create an airy, open feel, while the thoughtfully designed floor plan balances everyday comfort with effortless entertaining. The large living area naturally brings people together, whether you’re hosting friends or enjoying a quiet night in. The primary suite feels like a true retreat, featuring vaulted ceilings and direct access to the covered lanai, where you can start your mornings overlooking peaceful conservation views and end your evenings surrounded by nature. This setting offers privacy and tranquility that can’t be replicated. At the heart of the home, the kitchen is designed for connection, anchored by a large center island overlooking the living area and a cozy breakfast nook for casual meals. A separate formal dining room adds flexibility and can easily serve as a home office or additional living space. Generously sized secondary bedrooms provide comfort and privacy for family members or guests. Beyond the beauty, this home delivers confidence and value with a 1-year builder warranty and a 10-year structural warranty, offering peace of mind long after move-in. Located in Harmony Central, residents enjoy NO CDD fees, a low HOA, and a community designed for relaxed Florida living. With closing costs available when using the preferred lender and the ability to secure this home with just a $1,000 deposit, the path to ownership is clearer than ever. Why wait? Opportunities like this—combining a low fixed rate, brand-new construction, and serene surroundings—are limited.

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Single Family Active

Price

$ 395,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 698

Style

Single Family Residence

Lot Size

0.14

Year Built

2025

Town/City

Harmony

County/Region

Osceola

MLS | Web ID

O6276985

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Roof Shingle
Appliances Dishwasher Disposal Microwave Range
Zoning RES
HOA Fee 825
Garage Spaces 2
Construction Materials Block
Pets Allowed Yes
Year Built 2025
Levels One
Property Subtype Single Family Residence
Tax Year 2023
Ownership Fee Simple
Community Features Clubhouse Dog Park Pool
Assoc Fee Paid Per Annually
County Osceola
New Construction true
Property Type Residential
Attached Garage false
Subdivision Name HARMONY CENTRAL PH 1
Facing Direction South
Garage Y/N true
Total Rooms 8
Full Baths 2
Status Active
Directions Take 192 towards St. Cloud continue to go pass Harmony High-school you will shortly see the community on the left hand side of 192 following Harmony Main
High School Harmony High
City HARMONY
Association Name Beth Connor
Senior Community Y/N false
MLS Area 34773 - St Cloud (Harmony)
Lot Size Units Square Feet
Lot Size Square Feet 6098
Carport Y/N false
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Elementary School Harmony Community School (K-5)
Land Lease Y/N false
Tax Annual Amount 698
Middle/Junior High School Harmony Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name ADAMS HMS OF NW FLORIDA INC
Standard Status Active
Occupancy Type Vacant
Tax Lot 36
Legal Description HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK F LOT 36
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 68.75
Water View Y/N false
Flood Zone Code X500
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) In Wall Pest System Tray Ceiling(s) Vaulted Ceiling(s)
Flooring Carpet Ceramic Tile
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Sidewalk
Lot Features Conservation Area
Water Source Public
Lot Size Area 6098
Foundation Details Slab
Building Area Total 2482
Lot Size Acres 0.14
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Builder Model 1970A
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* Excluded Features
List By
Adams Homes Realty, Inc.

Broker

livingourdreamsrealty@gmail.com

Email

Affordability Calculator

$2,490
Per Month
98%
2%
0%
Monthly Principal & Interest
$2,432
Monthly Property Taxes
$58
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Harmony High High School High School
Pricing History
DatePricePrice ChangeDescription
12/31/2025$395,000 -1.23% Price Down
12/19/2025$399,900 Listed Price

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4464 SAGEFIELD DRIVE, Harmony, FL, 34773 is a Single Family Home for sale at $395,000 with 1,970 sqft and a lot size of 0.14. 4464 SAGEFIELD DRIVE has 3 bedrooms, 2.0 baths, and was built in 2025. The property's zip code is 34773 which is in Harmony, FL