364 Mccarthy Avenue Oceano, CA $ 2,400,000
364 Mccarthy Avenue
$ 2,400,000
New Construction
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364 Mccarthy Avenue

Oceano, CA, 93445
$ 2,400,000
Bedrooms4 Baths3.1 Sq 2,772

Monthly Estimate*

$ 14,777

Listed by Home & Ranch Sotheby's Intl
364 Mccarthy Avenue, Oceano, CA 93445 - Image 1
364 Mccarthy Avenue, Oceano, CA 93445 - Image 2
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364 Mccarthy Avenue, Oceano, CA 93445 - Image 9
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364 Mccarthy Avenue, Oceano, CA 93445 - Image 18
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Single Family Home for sale in Oceano, CA

for $2,400,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,772 square foot home was built in 2025 on a lot size of 0.0987.

Experience the pinnacle of coastal luxury in this brand-new custom home, just steps from the ocean. Built by the renowned Beach Front Builders, this masterpiece is located in an exclusive neighborhood at the gateway to Pismo State Beach with beach access just down the street. Act quickly to customize your finishes and make this dream home truly your own. Situated on an oversized 4,300 sq. ft. lot with an impressive 43 feet of road frontage, the property offers ample space for parking—including room for recreational vehicles. A dedicated side parking area is equipped with an RV waste line for added convenience. The thoughtfully designed floor plan features an open-concept layout on the main level, with a spacious living room, dining area, and gourmet kitchen. Highlights include bar seating, a large walk-in pantry, a cozy fireplace, and sliding glass doors that open to the backyard—perfect for entertaining. Also on the first floor are a guest bath, laundry room, and a private en-suite bedroom. Upstairs, discover three additional bedrooms, including a luxurious primary suite with a private balcony, dual closets, and a coffee bar. A family room with its own wet bar and balcony provides a versatile space for relaxation or gatherings. Access the expansive third-story rooftop deck from the family room, offering panoramic views, peekaboo ocean views, and endless possibilities for outdoor enjoyment. This home is designed for modern living with owned solar and is elevator-ready. Delivered with an approved vacation rental license, it offers the potential for both personal enjoyment and investment. Located just minutes from Pismo Beach, shopping, golf courses, and the Central Coast’s world-class wineries, this home is the ultimate coastal retreat. Don’t miss this rare opportunity to own a stunning property in a prime location.

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Single Family Active

Price

$ 2,400,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.0987

Year Built

2025

Town/City

Oceano

County/Region

San Luis Obispo

MLS | Web ID

NS25018230

Days on Market

371

Features
General
Living Area 2772
Sewer Public Sewer
Heating Central
Cooling None
Utilities Cable Available Electricity Connected Natural Gas Connected Phone Available Sewer Connected Water Connected
Possession Close Of Escrow
Roof Composition
Appliances Dishwasher Gas Range Microwave Refrigerator Tankless Water Heater
HOA Fee 0
Garage Spaces 2
Pool Features None
Year Built 2025
View Neighborhood Ocean Peek-A-Boo
Levels Three Or More
Property Subtype Single Family Residence
Waterfront Features Beach Access Ocean Access Ocean Side Of Freeway
Community Features Biking Fishing Golf Hiking Water Sports
County San Luis Obispo
New Construction true
Property Type Residential
HOA false
Attached Garage true
Garage Y/N true
Full Baths 3
Special Listing Conditions Standard
Status Active
Directions From hwy 1 Take Pier Ave left of Lakeside right on McCarthy
City Oceano
Entry Location Side
Senior Community Y/N false
High School District Lucia Mar Unified
Number Of Units Total 1
MLS Area OCNO - Oceano
Lot Size Units Square Feet
Lot Size Square Feet 4300
Listing Terms Cash Cash to New Loan
Property Attached Y/N false
Land Lease Y/N false
Property Condition Under Construction
Additional Parcels Y/N false
Lease Considered Y/N false
Structure Type House
Living Area Units Square Feet
Builder Name Beachfront Builders
Standard Status Active
Occupancy Type Vacant
Year Built Source Owner
Tax Lot 43
Virtual Tour https://chandler-homes.com/364mccarthy
Property Sub Type Additional Single Family Residence
Expected Active Date 2025-01-31
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Interior
Interior Amenities Beamed Ceilings Wet Bar Breakfast Bar Balcony High Ceilings Open Floorplan Pantry Recessed Lighting See Remarks Bedroom on Main Level Entrance Foyer Walk-In Pantry Walk-In Closet(s)
Fireplace Features Family Room Gas Living Room
Total Stories 3
Common Walls No Common Walls
Air Conditioning Y/N false
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Inside Laundry Room
Total Bedrooms 4
Entry Level 1
Main Level Bedrooms 1
Main Level Bathrooms 2
Total Baths 4
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Exterior
Fencing Vinyl
Parking Features Driveway Garage Faces Front
Lot Features Rectangular Lot
Water Source Public
Total Parking 2
Lot Size Area 4300
Foundation Details Slab
Lot Size Acres 0.0987
Private Pool false
Lot Size Source Assessor
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* Excluded Features
List By
Home & Ranch Sotheby's Intl

Broker

ian.chandler@sothebysrealty.com

Email

Affordability Calculator

$14,777
Per Month
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Monthly Principal & Interest
$14,777
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/25/2025$2,400,000 Listed Price

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364 Mccarthy Avenue, Oceano, CA, 93445 is a Single Family Home for sale at $2,400,000 with 2,772 sqft and a lot size of 0.0987. 364 Mccarthy Avenue has 4 bedrooms, 3.1 baths, and was built in 2025. The property's zip code is 93445 which is in Oceano, CA