21 Cherry Street Oneonta, NY ^$ 170,000

21 Cherry Street

^$ 170,000

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21 Cherry Street

Oneonta, NY, 13820

^$ 170,000

Bedrooms3 Baths2.0 Sq 1,288

Monthly Estimate*

^$ 1,047

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Single Family Home for sale in Oneonta, NY

for $170,000 with 3 bedrooms and 2 full baths. This 1,288 square foot home was built in 1900 on a lot size of 0.06.

Three Bedroom, Two Bathroom house with a NEW roof available in the City of Oneonta. Full bath on each floor, with hardwood floors throughout the house. Garage in the back for easy access and convenience. Great starter house or for someone downsizing, or if you are looking for something that is an easy walk to downtown and all of Oneonta's amenities. If you are looking to add to your rental portfolio, this house has tenants lined up for the '25-'26 school year.

Single Family Pending

Price

^$ 170,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,510

Style

HistoricAntique

Lot Size

0.06

Year Built

1900

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1583589

Features

Interior

Interior Amenities SolidSurfaceCounters

Basement Full

Flooring Hardwood Varies

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 0

Total Bedrooms 3

Main Level Bedrooms 0

Main Level Bathrooms 1

Total Baths 2

General

Heating Gas ForcedAir

Utilities SewerAvailable WaterAvailable

Possession CloseOfEscrow

Appliances ElectricOven ElectricRange GasWaterHeater Refrigerator

Garage Spaces 1.0

Patio/Porch Features Enclosed Porch

Architectural Style HistoricAntique

Construction Materials Cedar

School District Oneonta

Year Built 1900

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype SingleFamilyResidence

County Otsego

Property Type Residential

Attached Garage Yes

Garage Y/N Yes

Total Rooms 8

Full Baths 2

Status Pending

City Oneonta

Senior Community Y/N No

High School District Oneonta

Number Of Units Total 0

MLS Area Oneonta-City-361200

Lot Size Units Acres

Lot Size Square Feet 2614.0

Year Built Details Existing

Tax Annual Amount 3510.0

Property Condition Resale

Standard Status Pending

Middle/Junior School District Oneonta

Elementary School District Oneonta

Tax Assessed Value 95000

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 5

Exterior

Exterior Amenities GravelDriveway

Parking Features Attached Garage

Lot Features Rectangular RectangularLot ResidentialLot

Water Source NotConnected Public

Lot Size Area 0.06

Foundation Details Stone

Building Area Total 1288.0

Lot Dimensions 40X66

Lot Size Acres 0.06

Waterfront Y/N No

Road Frontage Type CityStreet

Internal Only

Street Number 1 21

* Excluded Features

List By

Oneonta Realty Llc

Broker

(607) 434-2112

Phone

Affordability Calculator

$1,339

Per Month

Monthly Principal & Interest: $1,047
Monthly Property Taxes: $293
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Oneonta, NY

Average List Price ^$290,976

Percent of Sale Price 71%

About Oneonta, NY

22,554 Population

4% Since 2002

^$48,532 Median Income

29.25 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4122763 Elementary School

4122830 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/8/2025	$170,000		Listed Price

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21 Cherry Street, Oneonta, NY, 13820 is a Single Family Home for sale at $170,000 with 1,288 sqft and a lot size of 0.06. 21 Cherry Street has 3 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 13820 which is in Oneonta, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Brokers Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Weichert Realtors shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright 2026 All rights reserved.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Data is updated as of 1/30/2026.

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21 Cherry Street

Single Family Home for sale in Oneonta, NY

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