407 E Prospect Street Red Oak, IA ^$ 122,500

407 E Prospect Street

^$ 122,500

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407 E Prospect Street

Red Oak, IA, 51566

^$ 122,500

Bedrooms4 Baths2.0 Sq 2,000

Monthly Estimate*

^$ 764

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Single Family Home for sale in Red Oak, IA

for $122,500 with 4 bedrooms and 2 full baths. This 2,000 square foot home was built in 1894.

This 4-bedroom, 2-bathroom home offers 2,000 sq. ft. of living space with recent updates. The upstairs bathroom has been completely redone, and there's a convenient main floor laundry room. The home features a newer roof, an updated front deck, newer windows, newer water heater and newer furnace. The basement/ foundation has been remasoned. With plenty of space and this home could be perfect for you. Make your appointment today!

Single Family Active

Price

^$ 122,500

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 724

Style

Year Built

1894

Town/City

Red Oak

County/Region

Montgomery

MLS | Web ID

6321864

Features

General

Sewer City Sewer/Connected

Heating Forced Air

Cooling Central Air

Garage Spaces 1

Construction Materials Vinyl Siding

Year Built 1894

Levels Two

Property Subtype Single Family Residence

Tax Year 2023

Accessibility None

County Montgomery

Property Type Residential

Contingency None

Full Baths 1

Status Active

Directions .

Association Name WCIR

Lot Size Units Acres

Tax Annual Amount 724

Living Area Units Square Feet

Standard Status Active

Legal Description NE ADD W 45' S 120' LT 4 BLK 94

Interior

Basement Partial

Total Fireplaces 0

Half Baths 0

1/4 Baths 0

3/4 Baths 1

Total Bedrooms 4

Total Baths 2

Exterior

Parking Features Detached Garage Gravel

Water Source Public

Lot Dimensions 45.00 x 120.00

* Excluded Features

List By

Ashley Allison

Listing Agent

Your Real Estate Choice Inc

Broker

realtorashleyallison@gmail.com

Affordability Calculator

$825

Per Month

Monthly Principal & Interest: $764
Monthly Property Taxes: $60
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Red Oak, IA

Average List Price ^$195,644

Percent of Sale Price 60%

About Red Oak, IA

5,417 Population

-13% Since 2002

^$34,167 Median Income

43.2 Median Age

29% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

2872932 Elementary School

2872966 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/3/2025	$122,500	-3.92%	Price Down
9/23/2025	$127,500	-7.27%	Price Down
7/14/2025	$137,500	-5.11%	Price Down
7/1/2025	$144,900	-3.34%	Price Down
6/3/2025	$149,900	-3.23%	Price Down
5/1/2025	$154,900	-3.13%	Price Down
3/24/2025	$159,900	-4.25%	Price Down
10/23/2024	$167,000		Listed Price

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407 E Prospect Street, Red Oak, IA, 51566 is a Single Family Home for sale at $122,500 with 2,000 sqft. 407 E Prospect Street has 4 bedrooms, 2.0 baths, and was built in 1894. The property's zip code is 51566 which is in Red Oak, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Association of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability. Data is updated as of 12/13/2025.

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407 E Prospect Street

Single Family Home for sale in Red Oak, IA

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