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A good sign. While you've probably heard that it's hard to find a mortgage these days, that simply isn't true at Weichert. Our affiliate, Weichert Financial Services, which is among the top 30* lenders nationally, has safe, secure mortgage money available for you.
Rates near 50-year-low**. Today's conditions — attractive home prices and interest rates at historic lows — have combined to make the current housing market one of the most affordable in decades. If buying a home is in your future, let Weichert help you take advantage of this once-in-a-lifetime opportunity right away.
Downpayments as low as 3.5%. Weichert Financial Services offers hundreds of mortgage options you can choose from - including both fixed-rate and adjustable-rate mortgages. They offer government-backed mortgages through Fannie Mae, Freddie Mac and the Veteran's Administration (VA). We also provide Federal Housing Administration (FHA) mortgages, which are particularly appealing to first-time buyers, including one that requires only a 3.5% downpayment.
Government-guaranteed mortgages with no money down.++ The USDA Guaranteed Rural Housing loan program - backed by the federal government - can help you purchase a primary residence in a designated rural area. It's a unique opportunity to qualify for an affordable, fixed rate loan of up to 100% of the home's value and a maximum of $417,000. As an example, a $200,000 conventional mortgage with a 30-year term at 4.0% with 0 points (4.20% APR) with financing fees of $5,000 would have monthly payments of $983.88 (principal and interest).+

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*"Inside Mortgage Finance", based upon sales to Fannie Mae and Freddie Mac® for the first nine months of 2011.** As of 3/1/12; rates subject to change without notice.

***For loan amounts up to $417,000 monthly mortgage payments quoted are to qualified buyers.

+Figures used herein are approximate and do not include property taxes, condo/association fees, or hazard insurance and the actual payments will be higher.

++Designated rural area is defined by the U.S. Department of Agriculture Rural Development Housing Loan program. Although Weichert Financial Services tries to provide accurate and complete property eligibility guidance based on The Rural Development (RD) Guaranteed Rural Housing (GRH) Program, Weichert Financial Services does not guarantee the accuracy, or completeness of any information, product, process or determination provided by the USDA. Final determination of property eligibility is made by the USDA. Loan programs are subject to certain terms and conditions including credit and income restrictions. Contract of sale may require a deposit. Although loan program allows you to finance up to 100% of the value of the home, it is likely that the seller may require you to provide a deposit and you may be responsible for certain fees and costs of the lender and other third parties. Maximum loan amount is $417,000. Limited to primary residences that are no greater than one unit.

Subject to qualified buyers. Subject to terms and conditions. Company NMLS # 2731. Mortgage Access Corp. d/b/a Weichert Financial Services, Executive Offices, 225 Littleton Road, Morris Plains, NJ 07950. 1-800-829-CASH. Licensed by the NJ Dept of Banking and Insurance. Licensed Mortgage Banker with the State Dept of Banking in NY and CT. Licensed by the Pennsylvania Department of Banking, Mortgage Lender 21042. Licensed Lender in AK, AR, DE, MD, D.C., GA, ME, MN, WI, IA, IN, LA, VT, FL, WV, KY, NC, ID, NE, WY, OK, TN, MI. Licensed by the Virginia State Corporation Commission, License #MC297. Licensed Mortgage Lender in the Commonwealth of Massachusetts. License #ML1713, Certificate #43155. Certificate of Authority to transact business in CO. To check the license status of your mortgage loan originator, visit http://www.dora.state.co.us/real-estate/index.htm. Licensed Lender in SC. Licensed Mortgage Lender in TX. Licensed with the Financial Institutions Division in New Mexico, License # 01297. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. Licensed Mortgage Broker and Lender Ohio. Licensed Loan Broker and Lender Rhode Island. Kansas Licensed Mortgage Company, License #MC.0001229. Licensed by the New Hampshire Banking Department, License # 8714-MB. Licensed Oregon Mortgage Lender License #ML2528. Illinois Residential Mortgage Licensee, License #MB.0006377. Mississippi Licensed Mortgage Company, License #357/2008. Washington Consumer Loan License # CL-2731. Alabama Consumer Credit License #21213. Weichert Financial Services arranges loans with third-party providers. Equal Housing Lender