640 GULF LANE #4 Captiva, FL $ 1,580,000
640 GULF LANE #4
$ 1,580,000
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640 GULF LANE #4

Captiva, FL, 33924
$ 1,580,000
Bedrooms2 Baths2.0 Sq 1,124

Monthly Estimate*

$ 9,857

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Condo for sale in Captiva, FL

for $1,580,000 with 2 bedrooms and 2 full baths. This 1,124 square foot condo was built in 1986 on a lot size of 0.04.

A luxury beach-front condo doesn't get better than this! Welcome to North Captiva Island, your private oasis offering a magical island lifestyle with clear turquoise waters, beautiful natural wild life, and gorgeous sandy beaches! North Captiva Island is a private island accessible only through private aircraft with access to the island's air strip, or you can access via ferry or private boat. Please contact the listing agent if you're interested in purchasing a private boat slip located at the first spot on the Island Water Club marina. The condo has been completely renovated and updated with new appliances and furniture which convey with the sale. For your convenience, there are are two suites, both of which are spacious, bright, and the bathrooms are beautifully outfitted with tile, solid countertops in the bathrooms, and the home boasts waterproof luxury vinyl plank throughout. The kitchen is made out of solid wood in white shaker style, the island sets a gorgeous tone with Calacatta Quartz, and the views of the ocean are mesmerizing! The island is also home to the Clubhouse which features restaurants, bars, pool, retail shops, and membership in the HOA grants the owner discounted rates for these amenities as well as the ferry. Whether you want to rent this property as an Air BnB or occupy it as your vacation home, this gorgeous condo has been meticulously remodeled to impress even the most selective buyers!

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Condo Active

Price

$ 1,580,000

Bedrooms

2

Full Bath

2

Property Type

Condo

Taxes

$ 11,014

Style

Coastal

Lot Size

0.04

Year Built

1986

Town/City

Captiva

County/Region

Lee

MLS | Web ID

G5097858

Features
Interior
Interior Amenities ceiling fan(s) thermostat window treatments
Flooring luxury vinyl
Furnished Y/N furnished
Fireplace Features electric living room
Total Stories 2
Air Conditioning Y/N yes
Heating Y/N yes
Window Features double pane windows low-emissivity windows
Fireplace Y/N yes
Half Baths 0
Laundry Features corridor access
Total Bedrooms 2
Total Baths 2
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General
Sewer septic tank
Heating central
Cooling central air
Utilities electricity available propane water connected
Roof metal
Appliances dishwasher disposal dryer electric water heater microwave range refrigerator washer water filtration system water softener
Zoning res
Garage Spaces 0
Association Fee Includes community pool
Patio/Porch Features patio
Architectural Style coastal
Security Features security system smoke detector(s)
Construction Materials hardiplank type
Pets Allowed cats ok dogs ok
Year Built 1986
View water
Levels two
Unit Number 4
Property Subtype condominium
Tax Year 2024
Ownership fee simple
Waterfront Features bay/harbor front waterfront
Community Features bay/harbor front boat slip dock fishing marina private boat ramp water access waterfront airport/runway clubhouse golf carts ok pool restaurant
County lee
New Construction no
Property Type residential
Association Amenities clubhouse pool
HOA Y
Attached Garage no
Subdivision Name beach villas/upper captiva
Facing Direction west
Garage Y/N no
Total Rooms 4
Full Baths 2
Status active
Directions because of restricted island access contact realtor for ferry pick up site information to schedule showing. agent must be present for showing and will direct all visitors to the property.
City captiva
Body of Water gulf of america
Association Name hoa
Senior Community Y/N no
MLS Area 33924 - captiva
Lot Size Units square feet
Lot Size Square Feet 1848
Carport Spaces 1
Carport Y/N yes
Listing Terms cash conventional fha va loan
Land Lease Y/N no
Tax Annual Amount 11014.81
Additional Parcels Y/N no
Lease Considered Y/N yes
Building Area Units square feet
Living Area Units square feet
Standard Status active
Occupancy Type owner
Tax Lot 4
Legal Description beach villas of upper captiva or 1897/4721 unit 4
Water View gulf/ocean - full
Water Access Type beach
Minimum Lease 1-7 days
Water Access Y/N yes
Monthly Condo Fee Amount 1667
HOA Monthly Maintenance 0
Water View Y/N yes
Flood Zone Code ae
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Exterior
Exterior Amenities balcony sliding doors
Lot Features coastalconstruction control line
Water Source well
Lot Size Area 1848
Foundation Details stilt/on piling
Building Area Total 1124
Lot Size Acres 0.04
Road Surface Type dirt
Private Pool no
Waterfront Y/N no
Covered Spaces 1
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Internal Only
Street Number 1 640
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* Excluded Features
List By
Engel & Volkers Clermont

Broker

victor.berriel@evusa.com

Email

Affordability Calculator

$10,775
Per Month
91%
9%
0%
Monthly Principal & Interest
$9,857
Monthly Property Taxes
$918
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
266288 Elementary School
265661 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/30/2025$1,580,000 -16.84% Price Down
6/3/2025$1,900,000 Listed Price

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640 GULF LANE #4, Captiva, FL, 33924 is a Condo for sale at $1,580,000 with 1,124 sqft and a lot size of 0.04. 640 GULF LANE #4 has 2 bedrooms, 2.0 baths, and was built in 1986. The property's zip code is 33924 which is in Captiva, FL