HUD HOME CASE 63 (IE) INSURED WITH ESCROW. Ranch style house with detached garage offers living room with wood burning fireplace, eat in kitchen with newer cabinets, full bathroom, 3 bedrooms, hardwood floors , full basement for additional storage. : Property is NOT located in a FEMA Special Flood Hazard Area but is listed as a moderate to low flood risk. State law requires Smoke/ Carbon Monoxide detectors be installed for properties having combustible fuel heaters/furnaces, fireplaces, hot water heaters, clothes dryers, cooking appliances, or an attached garage, but seller (HUD) is exempt from this requirement as a Federal Entity, Has a heating oil storage tank located in the basement. Any required system repairs will be the buyer's expense. Repairs: Peeling paint on some exterior trim and garage siding. LBP Addendum. All info per FHA Appraiser.