20373 Kern Road
South Bend, IN, 46614 $ 630,000
Bedrooms4 Baths4.2 Sq 4,790 Monthly Estimate*
$ 3,879
for $630,000 with 4 bedrooms and 4 full baths, 2 half baths. This 4,790 square foot home was built in 1992 on a lot size of 4.65.
Start Showing Date: 6/18/2026 Professional pictures to be added by no later than June 17. Showings to begin Thursday, June 18 with an Open House 4:30 - 6p. Tucked away from the road and surrounded by 4.65 acres of mature woods, this home offers a rare sense of privacy and peaceful living while still being just minutes from everything you need. Whether you're enjoying a quiet morning coffee on the wrap around porch, watching deer pass through the trees, or listening to birds singing from the screened-in porch, the natural setting makes it easy to slow down and appreciate the moment.Inside, the home was designed to bring the outdoors in. The dramatic two-story living room features soaring 17-foot ceilings and a floor-to-ceiling window that frames the wooded views year-round. Hardwood floors, natural wood trim, and crown molding add warmth and character throughout the main level.With approximately 4,790 finished square feet, its a spacious floor plan. The main-level great room, kitchen, primary suite and bonus room offer comfort and convenience. Three additional bedrooms are upstairs (including a second suite) and a loft to provide flexibility. The kitchen is designed for both everyday living and hosting, featuring an eat-in area, a butlers pantry & prep space complete with a prep sink, beverage refrigerator, appliance storage, and convenient outlets for small kitchen essentials. The formal dining room will be an inviting setting for special occasions. The basement offers a large recreation room and two additional finished rooms without egress windows that could serve as office, fitness, or guest spaces. While the basement needs some updating, it has tremendous potential to create the space you've always envisioned.A large four-car garage has direct basement access through a 15' x 17' storage room with a second utility sink. Even with its secluded feel, this property is just minutes from major routes, shopping, dining, and downtown South Bend, making it easy to enjoy both privacy and accessibility. If you've been searching for a home that offers space, tranquility, and a connection to nature without sacrificing convenience, this one is worth a closer look.
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Single Family Coming Soon
FeaturesGeneralSewer Septic
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Garage Attached
Amenities Ceiling-9+ Ceiling-Cathedral Ceiling Fan(s) Central Vacuum System Closet(s) Walk-in Countertops-Laminate Countertops-Solid Surf Countertops-Stone Crown Molding Deck Open Disposal Dryer Hook Up Gas Ea
Status Active Listed Coming Soon
Full Baths 4
Half Baths 2
Bathrooms 6
Year Built 1992
New Construction No
Subdivision None
Style Two Story
Township Centre
Class RESIDENTIAL
Type Site-Built Home
Age 34
REO No
Status Detail 8
Common Amenities None
Dining Room Level Main
Upper Upper
Area St. Joseph County
Location City/Town/Suburb
High School Riley
City South Bend
School District South Bend Community School Corp
Architectural Style Traditional
Total Sq Ft 5110
Elementary School Monroe
Middle School Jackson
Legal Description To be inserted on deed by title company
Agent First Name Tamara
Agent Last Name Harke
DOM 0
Tax Year 2025 pay 2026
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InteriorBasement Full Basement Finished
Fireplace(s) 1
Flooring Hardwood Floors Carpet Tile
HVAC High Efficiency Furnace
Beds 4
Total Rooms 12
Dining Room Length 13
Dining Room Width 12
Fireplace Living/Great Rm
Living Room Width 17
Other Room 1 Description Storage w/Garage access
Other Room 2 Description Office/Bedroom
Living Room Length 23
Full Baths Main 1
Full Baths Upper 2
Above Grade Bedrooms 4
Below Grade Baths 1
Below Grade Bedrooms 0
Full Baths Below Grade 1
Half Baths Below Grade 0
Half Baths Main 2
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 15
2nd Bedroom Length 12
2nd Bedroom Level Upper
2nd Bedroom Width 13
3rd Bedroom Length 13
3rd Bedroom Level Upper
3rd Bedroom Width 13
4th Bedroom Length 13
4th Bedroom Level Upper
4th Bedroom Width 15
Extra Room Description Office/Bedroom
Extra Room Length 13
Extra Room Level Basement
Extra Room Width 13
Rec Room Length 27
Rec Room Level Basement
Rec Room Width 22
Basement Material Poured Concrete
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ExteriorExterior Vinyl
Driveway Asphalt Concrete
Pool No
Garage Length 23
Garage Width 49
Lot Size Area 202554
Lot Description 3-5.9999 Wooded
Fence None
Water Features None
Garage Capacity 4
Waterfront Y/N No
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* Excluded FeaturesList ByTamara HarkeListing Agent
Coldwell Banker Real Estate GroupBroker
THarke@coldwellhomes.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,879
- Monthly Property Taxes
- $393
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in South Bend, IN
Average List Price $325,016
Percent of Sale Price 48%
About South Bend, IN 102,817 Population
-6% Since 2002
$ 37,136 Median Income
35.25 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
1236922 Elementary School
1235598 Middle School
Riley High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/8/2026 | $630,000 | | Listed Price |