1 Cape Lane North Topsail Beach, NC $ 890,000
1 Cape Lane
$ 890,000
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1 Cape Lane

North Topsail Beach, NC, 28460
$ 890,000
Bedrooms3 Baths2.0 Sq 1,744

Monthly Estimate*

$ 5,480

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Single Family Home for sale in North Topsail Beach, NC for $890,000 with 3 bedrooms and 2 full baths. This 1,744 square foot home was built in 1999 on a lot size of 0.61.

Motivated seller! This is the most affordable island home in a true waterfront community in North Topsail Beach. Whether you're looking for a primary residence, second home, or investment opportunity, this property checks all the boxes. Enjoy ocean, sound, and ICW views from this charming coastal retreat. This 3BR/2BA home is located in the desirable Cape Island community and sits on a rare 0.6-acre corner lot featuring mature palm trees and established landscaping. The bright, open living area offers cathedral ceilings, abundant natural light, and access to a spacious deck perfect for relaxing and enjoying coastal sunsets. The kitchen includes a breakfast bar and dining area ideal for entertaining. The main level features two bedrooms, a full bath, and laundry area. Upstairs, the private primary suite offers water views, a sitting area, kitchenette, walk-in closet, private en-suite bath, and its own deck overlooking the sound for spectacular sunset views. Community amenities include private beach access, pool, and boat ramp. This property has not been used as a rental in recent years, but the seller recently listed it for the current season. A rental projection exceeding $70,000 annually is available, offering excellent income potential for investors. Conveniently located near local dining and coastal attractions, this island home is a must-see.

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Single Family Active

Price

$ 890,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Single Family Residence

Lot Size

0.61

Year Built

1999

Town/City

North Topsail Beach

County/Region

ONSLOW

MLS | Web ID

100558828

Features
General
Living Area 1744.0
Heating Electric Heat Pump
Cooling Central Air
Utilities Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof Metal
Appliances Electric Oven Electric Cooktop Built-In Microwave Washer Refrigerator Dryer Dishwasher
Zoning CD-R8
HOA Fee 950.0
Garage Spaces 2.0
Patio/Porch Features Open Covered Deck Porch
Construction Materials Fiber Cement Wood Frame
Year Built 1999
View ICW Ocean Sound
Levels One and One Half
Property Subtype Single Family Residence
Tax Year 2026
Parcel Number 775c-36.14
Waterfront Features Water Access Comm
Assoc Fee Paid Per Annually
County Onslow
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities Waterfront Community Beach Access Boat Dock Clubhouse Community Pool Maintenance Common Areas Ramp
HOA Y
Attached Garage Y
Subdivision Name Cape Island
Garage Y/N Y
Total Rooms 5
Full Baths 2
Status Active
Directions NC 210 - go over North Topsail Bridge turn left onto New River Inlet Road Turn left onto Cape ln house will be on the left
High School Dixon
City North Topsail Beach
Association Name cape island hoa
High School District Onslow
Lot Size Units Acres
Lot Size Square Feet 26572.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Coastal
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Dixon
Ok to Lease Weekly
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 862380
Legal Description L1 S2 CAPE ISLAND
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Interior
Interior Amenities High Ceilings Kitchen Island Ceiling Fan(s) Furnished Walk-in Shower Blinds/Shades Gas Log Tile Counters
Basement None
Flooring Carpet Tile
Furnished Y/N Furnished
Water Heater Electric
Fireplace Features Gas Log
Master Bed Level Non Primary Living Area
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Entry Level 2
Room Type Master Bedroom Bedroom 1 Bedroom 2 Living Room Dining Area Bathroom 1
Total Baths 2
Living Area Range 1600 - 1799
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Exterior
Exterior Amenities See Remarks
Exterior Finish Fiber Cement
Fencing None
Parking Features On Site Garage
Lot Features Open Lot Water Access Comm
Water Source Public
Total Parking 2.0
Lot Size Area 0.61
Foundation Details Other Pilings
Spa N
Building Area Total 1744
Lot Dimensions 47.36x30.54x69.96x120.37x100.63x92.49x55.91x356.81
Lot Size Acres 0.61
Road Surface Type Paved
Frontage Type See Remarks
Waterfront Y/N N
Road Frontage Type Maintained Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 1
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* Excluded Features
List By
Joann Marie McDermon

Listing Agent

Better Homes And Gardens Real Estate Treasure

Broker

joann@treasurerealty.com

Email

Affordability Calculator

$5,480
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Monthly Principal & Interest
$5,480
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735627 Elementary School
3959089 Middle School
Dixon High School High School
Pricing History
DatePricePrice ChangeDescription
5/2/2026$890,000 -6.22% Price Down
3/31/2026$949,000 -4.62% Price Down
3/7/2026$995,000 Listed Price

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1 Cape Lane, North Topsail Beach, NC, 28460 is a Single Family Home for sale at $890,000 with 1,744 sqft and a lot size of 0.61. 1 Cape Lane has 3 bedrooms, 2.0 baths, and was built in 1999. The property's zip code is 28460 which is in North Topsail Beach, NC