631 E 12th Street Loveland, CO $ 439,000
631 E 12th Street
$ 439,000
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631 E 12th Street

Loveland, CO, 80537
$ 439,000
Bedrooms3 Baths1.0 Sq 935

Monthly Estimate*

$ 2,739

Listed by Group Mulberry
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Single Family Home for sale in Loveland, CO

for $439,000 with 3 bedrooms and 1 full bath. This 935 square foot home was built in 1920 on a lot size of 0.15.

Charming Bungalow in Historic Downtown Loveland. Just minutes from downtown, this beautifully remodeled bungalow perfectly blends vintage character with modern comfort. Inside, an inviting open floor plan features three bedrooms, newer stainless-steel appliances, washer and dryer, hot water heater, updated cabinetry, and granite countertops that combine style and function. Custom finishes, accent walls, and upgraded fixtures make this home truly one of a kind. The outdoor spaces are just as impressive, with multiple outbuildings including a temperature-controlled building for flex space - ideal for guests, a home office, or a recreation room. The property has been completely refreshed with new landscaping and a sprinkler system designed for easy Colorado living and outdoor enjoyment. Relax in the sunroom off the oversized one-car garage, garden in the spacious backyard with alley access, or tinker in the workshop and garden shed - there's a space for every passion. A newly installed solar-powered electric gate provides secure driveway and garage access, enhancing privacy and adding an executive feel to this backyard sanctuary. The garage also features an upgraded electrical system, perfect for hobbies or toys. Mature apple trees and colorful flower beds add to the charm of this generous lot, offering the perfect blend of downtown convenience and relaxed neighborhood living. This home is a must-see!

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Single Family Active

Price

$ 439,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 1,781

Style

Cottage

Lot Size

0.15

Year Built

1920

Town/City

Loveland

County/Region

Larimer

MLS | Web ID

IR1046982

Features
Interior
Interior Amenities Open Floorplan Walk-In Closet(s)
Basement None
Flooring Wood
Basement (Y/N) N
Above Grade Finished Area 935
Half Baths 0
3/4 Baths 0
Laundry Features In Unit
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Main Level Bathrooms 1
Total Baths 1
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General
Sewer Public Sewer
Heating Forced Air
Cooling Evaporative Cooling
Utilities Electricity Available Natural Gas Available
Possession Closing/DOD
Roof Composition
Appliances Dishwasher Dryer Microwave Oven Refrigerator Washer
Zoning Res
Garage Spaces 1
Architectural Style Cottage
Construction Materials Frame
Exclusions Personal Property
Year Built 1920
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Individual
County Larimer
Property Type Residential
HOA N
Subdivision Name Highland Park
Possible Use Residential
Full Baths 1
Status Active
High School Thompson Valley
City Loveland
High School District Thompson R2-J
Lot Size Square Feet 6534
Listing Terms Cash Conventional VA Loan
Elementary School Truscott
Tax Annual Amount 1781
Middle/Junior High School Other
Concessions No
Structure Type House
Standard Status Active
Occupancy Type Vacant
Elementary School District Thompson R2-J
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Exterior
Fencing Fenced
Parking Features Oversized RV Access/Parking
Lot Features Level
Water Source Public
Total Parking 1
Building Area Total 935
Lot Size Acres 0.15
Road Surface Type Paved
Road Frontage Type Public
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Internal Only
Street Number 1 631
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* Excluded Features
List By
Group Mulberry

Broker

(970) 481-5689

Phone

Affordability Calculator

$2,887
Per Month
95%
5%
0%
Monthly Principal & Interest
$2,739
Monthly Property Taxes
$148
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3168071 Elementary School
3043800 Middle School
Thompson Valley High School High School
Pricing History
DatePricePrice ChangeDescription
11/21/2025$439,000 -1.35% Price Down
11/6/2025$445,000 Listed Price

Map


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631 E 12th Street, Loveland, CO, 80537 is a Single Family Home for sale at $439,000 with 935 sqft and a lot size of 0.15. 631 E 12th Street has 3 bedrooms, 1.0 baths, and was built in 1920. The property's zip code is 80537 which is in Loveland, CO