540 Silver Saddle Road SE Rio Rancho, NM $ 380,000
540 Silver Saddle Road SE
$ 380,000
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540 Silver Saddle Road SE

Rio Rancho, NM, 87124
$ 380,000
Bedrooms3 Baths2.0 Sq 2,101

Monthly Estimate*

$ 2,371

540 Silver Saddle Road SE, Rio Rancho, NM 87124 - Image 1
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Single Family Home for sale in Rio Rancho, NM

for $380,000 with 3 bedrooms and 2 full baths. This 2,101 square foot home was built in 1983 on a lot size of 0.22.

Beautifully maintained 3 bed, 2 bath home + office with in-ground pool and paid-off solar in the desirable Western Hills area of Rio Rancho. Over 2,100 sq ft with an open layout, granite kitchen countertops, and an oversized primary suite with updated bath. Recent upgrades include newer dishwasher, hot water heater, and 2025 swamp cooler. Backyard features a well-kept in-ground pool and a large detached shed ideal for storage or workspace. One of only two homes under $500K in ABQ/Rio Rancho with a pool. Appraised at $410K in October strategically priced at $380K to encourage strong early activity. Conveniently located near Southern & Unser, close to schools and shopping, yet tucked in a quiet established neighborhood.

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Single Family Pending

Price

$ 380,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,713

Style

Lot Size

0.22

Year Built

1983

Town/City

Rio Rancho

County/Region

Sandoval

MLS | Web ID

1093775

Features
General
Sewer Public Sewer
Heating Central Forced Air
Cooling Evaporative Cooling
Utilities Cable Available Electricity Connected Natural Gas Connected Sewer Connected
Possession Closing & Funding
Roof Shingle
Garage Spaces 2
Architectural Style A-Frame
Construction Materials Brick Brick Veneer Frame Stucco
Year Built 1983
Stories Count 1
Levels One
Property Subtype Detached
Accessibility None
County Sandoval
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name Western Hills
Facing Direction South
Garage Y/N true
Green Energy Generation Solar
Full Baths 1
Status Pending
Directions From Unser & SouthernNorth on Unser to Zaragoza Rd SE. Right on Zaragoza. Left on Campfire Rd SE. Left on Silver Saddle Rd SE to property.
City Rio Rancho
Disclosures RANM 2100 Disclosure
Zoning Description R-1
MLS Area 150 - Rio Rancho MiD
Lot Size Square Feet 9583
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 2713.6
Property Condition Resale
Virtual Tour https://my.matterport.com/show/?m=MhqW35sLEga& https://my.matterport.com/show/?m=MhqW35sLEga&
Builder Name Unknown
Standard Status Pending
Year Built Source Assessor
Property Sub Type Additional Detached
Expected Active Date 2025-10-31
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Interior
Interior Amenities Ceiling Fan(s) Main Level Primary
Flooring Laminate Tile Wood
Total Fireplaces 1
Fireplace Features Gas Log
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows Insulated Windows
Fireplace Y/N true
Half Baths 0
3/4 Baths 1
Laundry Features Electric Dryer Hookup
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Fence Private Yard
Fencing Back Yard Wall
Parking Features Attached Garage
Lot Features Lawn Landscaped Planned Unit Development
Water Source Public
Building Area Total 2101
Lot Size Acres 0.22
Road Surface Type Paved
Private Pool true
Lot Size Source Appraiser
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* Excluded Features
List By
Christopher Valdez

Listing Agent

Elevate New Mexico Realty

Broker

Inspire.chris@gmail.com

Email

Affordability Calculator

$2,597
Per Month
91%
9%
0%
Monthly Principal & Interest
$2,371
Monthly Property Taxes
$226
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/31/2025$380,000 Listed Price

Map


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540 Silver Saddle Road SE, Rio Rancho, NM, 87124 is a Single Family Home for sale at $380,000 with 2,101 sqft and a lot size of 0.22. 540 Silver Saddle Road SE has 3 bedrooms, 2.0 baths, and was built in 1983. The property's zip code is 87124 which is in Rio Rancho, NM