639 Settlers Lane
Bandera, TX, 78003 $ 525,000
Bedrooms4 Baths2.0 Sq 2,316 Monthly Estimate*
$ 3,275
for $525,000 with 4 bedrooms and 2 full baths. This 2,316 square foot home was built in 2010 on a lot size of 0.49.
Hill Country Perfection in Bandera River Ranch, Discover the epitome of Texas Hill Country living in this meticulously maintained home nestled within the prestigious Bandera River Ranch community. 4 Bedrooms, 2 Full Baths | 0.49 Acre Built in 2010 by renowned Regal Construction, this 2,316-square-foot residence sits gracefully on a half-acre corner lot and redefines low-maintenance luxury living. Zero Lawn Care, Maximum Living Imagine never mowing again! The professionally xeriscaped grounds showcase stunning crushed granite pathways, decorative river rock, and impressive boulders, all thoughtfully arranged among drought- and deer-resistant plants, a striking variety of cacti, and majestic mature oak trees. This isn't just landscaping-it's an artfully designed outdoor sanctuary that practically cares for itself, giving you more time to enjoy what truly matters. Outdoor Paradise Spend your evenings where memories are made: entertaining guests on the fabulous covered patio with its charming gazebo, or gathering family and friends around the cozy in-ground fire pit as the Hill Country sun sets. The outdoor living spaces are nothing short of spectacular, designed for the Texas lifestyle you've been dreaming of. Interior Excellence Step inside to discover a thoughtfully designed floor plan that combines elegance with everyday functionality. The spacious great room captivates with soaring vaulted ceilings and an inviting corner wood-burning fireplace-perfect for those crisp Hill Country evenings. The gourmet kitchen is a chef's delight, featuring pristine granite countertops, a convenient center island, a breakfast bar for casual dining, and an impressively large walk-in pantry that will transform your meal preparation experience. The intelligent split floor plan ensures optimal privacy, separating the luxurious primary suite from the two additional bedrooms. The primary bath is a true retreat, complete with a separate soaking tub and shower, an elegant double vanity, and an expansive walk-in closet. The dedicated office space provides the perfect setting for remote work or quiet study, while the formal dining room and breakfast area offer flexibility for every occasion. Premium Features & Amenities Quality is evident in every detail, from the ceiling fans throughout to the custom cabinetry and included appliances. The convenient side-entry two-car garage keeps your vehicles protected from the elements. But the property's true treasure lies in the backyard compound: two additional buildings ideal for storage with electricity, workshop projects, or creative pursuits, plus a dedicated greenhouse for gardening enthusiasts. The updated 50-AMP RV service with septic access makes hosting visiting friends and family a breeze, while privacy fencing ensures your personal oasis remains just that-private. Resort-Style Community Living, Bandera River Ranch isn't just a neighborhood, it's a lifestyle. This stunning 800-acre Hill Country community, home to approximately 350 custom homes, offers resort-caliber amenities that rival those of any vacation destination. Enjoy lazy afternoons at the sparkling community swimming pool and gazebo, challenge neighbors to tennis or basketball at Overview Park, let the kids play at the well-equipped playground with nearby grills and picnic tables, or reserve the large covered pavilion with its outdoor kitchen and grill for your special celebrations. The crown jewel of the community is the breathtaking 24-acre River Park along the pristine Medina River. Three dedicated camping sites with newly renovated tables and grills invite you to experience overnight adventures right on the riverbank-it's like having a private Hill Country resort in your backyard. Two convenient mail centers on River Ranch Drive and Settlers Lane serve as natural community gathering spots, fostering the friendly, connected atmosphere that makes this neighborhood truly special.
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FeaturesGeneralLiving Area 2316
Construction Pre-Owned
Heating Central
Cooling One Central
Half Baths 0
Bathrooms 2
HOA Fee 200
Subdivision BANDERA RIVER RANCH
Builder Regal
Class Single Residential
Type Single Family Detached
Green Features Drought Tolerant Plants
Style One Story
Roof Composition
Miscellaneous Virtual Tour
Status Pending
HOA Frequency Annually
Attached Garage N
HOA Name BANDERA RIVER RANCH
Neighborhood Amenities Pool Tennis Clubhouse Park/Playground BBQ/Grill Basketball Court
Area 2400
Year Built 2010
High School Bandera
School District Bandera Isd
Proposed Terms Conventional FHA VA Cash Investors OK
Elementary School Alkek
Middle School Bandera
Legal Description Bandera River Ranch 5 Blk 1 Lt 32 0.5 Acres
Potential Short Sale No
Taxes 6634
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ExteriorExterior Brick 4 Sides Masonry Stone/Rock
Foundation Slab
Pool (Y/N) N
Exterior Features Patio Slab Covered Patio Privacy Fence Double Pane Windows Storage Building/Shed Gazebo Mature Trees Workshop
Pool None
Lot Size 0.49
Water/Sewer Water System Septic
Lot Description Corner
Inclusions Ceiling Fans Washer Connection Dryer Connection Microwave Oven Stove/Range Disposal Dishwasher Water Softener (Leased) Smoke Alarm Electric Water Heater
Lot Improvements Street Paved
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InteriorTotal Bedrooms 4
Full Baths 2
Interior Features One Living Area Eat-In Kitchen Island Kitchen Breakfast Bar Walk-In Pantry Study/Library Shop Utility Room Inside Secondary Bedroom Down High Ceilings Open Floor Plan High Speed Internet All Bedrooms
Stories 1
Dining Room Length 14
Dining Room Width 17
Flooring Carpeting Ceramic Tile
Living Room Width 29
Heating Fuel Electric
# of Fireplaces 1
Living Room Length 16
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* Excluded FeaturesList ByKelly CameronListing Agent
At Home Texas RealtyBroker
kellyanncameron@hotmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,275
- Monthly Property Taxes
- $553
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Bandera, TX
Average List Price $451,818
Percent of Sale Price 14%
About Bandera, TX 1,055 Population
6% Since 2002
$ 48,571 Median Income
51.13 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
745148 Elementary School
745527 Middle School
Bandera High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/13/2025 | $525,000 | -4.55% | Price Down |
| 10/26/2025 | $550,000 | | Listed Price |