103 E 12th Street Loveland, CO $ 390,000
103 E 12th Street
$ 390,000
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103 E 12th Street

Loveland, CO, 80537
$ 390,000
Bedrooms3 Baths1.0 Sq 1,119

Monthly Estimate*

$ 2,433

Listed by Coldwell Banker Realty-NOCO
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Single Family Home for sale in Loveland, CO

for $390,000 with 3 bedrooms and 1 full bath. This 1,119 square foot home was built in 1901 on a lot size of 0.23.

MOTIVATED SELLER! Perfect for first time buyers! Charming turn-of-the-century cottage with an open main living layout on a nearly quarter acre lot shaded by mature trees in a quiet, tucked away neighborhood close to downtown, and loads of character! A large picture window in the living room floods the home with natural light. Much of the original trim remains and could be restored to its original glory. The large kitchen has ample counter space and is open to the expansive dining area. Mini-splits installed in 2023 provide cooling and heating, and there's also a wall-mount furnace for "breakthrough" heat. Off-street parking in front and plenty of room for your toys! Fully fenced yard with cute white picket fencing in front and wooden and chain link around the back yard, which includes a fire pit for outdoor living. About half the property is not fenced and faces Railroad Ave, making access for large vehicles easy! A pad for a future garage already exists. Home has a 5 year old roof and brand new sewer system. Don't miss this one-of-a-kind home!

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Single Family Active

Price

$ 390,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 1,707

Style

Cottage

Lot Size

0.23

Year Built

1901

Town/City

Loveland

County/Region

Larimer

MLS | Web ID

IR1046143

Features
Interior
Interior Amenities Open Floorplan
Basement None
Basement (Y/N) N
Window Features Window Coverings
Above Grade Finished Area 1119
Half Baths 0
3/4 Baths 0
Laundry Features In Unit
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Main Level Bathrooms 1
Total Baths 1
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General
Heating Heat Pump Wall Furnace
Utilities Cable Available Electricity Available Internet Access (Wired) Natural Gas Available
Possession Closing/DOD
Roof Composition
Appliances Dishwasher Dryer Oven Refrigerator Washer
Zoning R3E
Architectural Style Cottage
Construction Materials Frame
Exclusions Seller's personal property.
Year Built 1901
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Individual
County Larimer
Property Type Residential
HOA N
Subdivision Name Loveland Heights
Facing Direction South
Possible Use Residential
Full Baths 1
Status Active
Directions South on N Cleveland Ave to E 12th St turn right. Home is on the corner of E 12th St and Railroad Ave north side of the street. If coming from the south Take Lincoln Ave or Garfield Ave to Eisenhower
High School Thompson Valley
City Loveland
High School District Thompson R2-J
Lot Size Square Feet 10173
Listing Terms Cash Conventional FHA VA Loan
Elementary School Truscott
Tax Annual Amount 1707
Middle/Junior High School Other
Concessions No
Structure Type House
Standard Status Active
Occupancy Type Owner
Elementary School District Thompson R2-J
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Exterior
Vegetation Wooded
Parking Features RV Access/Parking
Lot Features Corner Lot Level
Water Source Public
Total Parking 4
Building Area Total 1119
Lot Size Acres 0.23
Road Surface Type Alley Paved Paved
Road Frontage Type Public
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Internal Only
Street Number 1 103
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* Excluded Features
List By
Coldwell Banker Realty-Noco

Broker

(970) 779-0397

Phone

Affordability Calculator

$2,575
Per Month
94%
6%
0%
Monthly Principal & Interest
$2,433
Monthly Property Taxes
$142
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3168071 Elementary School
3043800 Middle School
Thompson Valley High School High School
Pricing History
DatePricePrice ChangeDescription
11/18/2025$390,000 -1.27% Price Down
11/13/2025$395,000 -1.25% Price Down
10/22/2025$400,000 Listed Price

Map


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103 E 12th Street, Loveland, CO, 80537 is a Single Family Home for sale at $390,000 with 1,119 sqft and a lot size of 0.23. 103 E 12th Street has 3 bedrooms, 1.0 baths, and was built in 1901. The property's zip code is 80537 which is in Loveland, CO