492 Pear Tree Point Road Chestertown, MD $ 875,000
492 Pear Tree Point Road
$ 875,000
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492 Pear Tree Point Road

Chestertown, MD, 21620
$ 875,000
Bedrooms3 Baths2.0 Sq 3,720

Monthly Estimate*

$ 5,459

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Single Family Home for sale in Chestertown, MD

for $875,000 with 3 bedrooms and 2 full baths. This 3,720 square foot home was built in 2001 on a lot size of 0.91.

Welcome to 492 Pear Tree Point Road: an exceptional Chester River waterfront home with unique upriver views. Spacious rooms, gorgeous cherry hardwoods, a back deck to die for, private setting, and with space to add; this home has it all! Good water depth for a dock and center console. Nearly an acre of elevated land - out of the flood zone - that backs to picturesque horse pasture. The main floor features a huge open-concept kitchen and living/dining room space which naturally flows onto the unmatched second-story wrap-around deck; perfect for crab feasts, bbq, and watching summer sunsets. Perched on the second floor is the primary suite with private Romeo and Juliet style balcony high above. Ensuite bath is unfinished but is plumbed and ready for tile and final fixtures. Walk down the sunroom to the oversized two-car garage with workshop behind and the massive unfinished loft above. With electric and insulation already in place, this space is a blank canvas ready to be turned into a fantastic rec room or 4th bedroom. Finishing the loft and primary bath would make the home over 3,000 square feet of finished space and 3/4 bedrooms and 3 fun baths. Add the final touches to make this space your own. Walkout basement has tons of storage for outdoor equipment and has a bedroom and full bath. Open House Saturday October 18, 10:00 - 2:00. Come join us.

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Single Family Contingent

Price

$ 875,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 6,142

Style

Coastal,Traditional

Lot Size

0.91

Year Built

2001

Town/City

Chestertown

County/Region

Queen Annes

MLS | Web ID

MDQA2015126

Features
General
Living Area 3720
Sewer On Site Septic Private Septic Tank
Heating Heat Pump(s)
Cooling Heat Pump(s) Central A/C
Possession Settlement
Roof Architectural Shingle
Appliances Built-In Microwave Dishwasher Washer Dryer Oven/Range - Electric Refrigerator Stainless Steel Appliances
Zoning NC-20
Garage Spaces 2.00
Patio/Porch Features Deck(s) Wrap Around
Architectural Style Coastal Traditional
Construction Materials Stick Built
School District QUEEN ANNE'S COUNTY PUBLIC SCHOOLS
Year Built 2001
View River Scenic Vista Trees/Woods Pasture
Levels 3
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County QUEEN ANNES
New Construction N
Property Type Residential
HOA N
Subdivision Name PEAR TREE POINT
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Total Rooms 11
Full Baths 2
Status ACTIVE UNDER CONTRACT
Directions 213 to Roundtop Road. Left to Pear Tree Point Road. Go to the cul-de-sac and keep going down the private road. Property first right marked at sign.
City CHESTERTOWN
Body of Water Chester
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 39728.00
Tax Annual Amount 6142.0
Property Condition Very Good
Structure Type Detached
Condo/Coop Association Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 336.54
Acceptable Financing Cash Conventional FHA VA USDA Other
Lease Considered Y/N N
Vacation Rental Y/N N
Location Type River
Standard Status Active Under Contract
Year Built Source Assessor
Tax Lot 5
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Interior
Interior Amenities Entry Level Bedroom Bathroom - Tub Shower Breakfast Area Combination Kitchen/Living Floor Plan - Open Family Room Off Kitchen Kitchen - Gourmet Recessed Lighting Wood Floors
Heating Fuel Electric
Basement Connecting Stairway Daylight Full Improved Interior Access Outside Entrance Walkout Level Windows
Flooring Hardwood Luxury Vinyl Plank
Total Fireplaces 1
Hot Water Propane
Total Stories 3
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2600
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 1120
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Laundry Type Basement
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Exterior Amenities Extensive Hardscape Exterior Lighting Secure Storage
Pool No Pool
Lot Features Front Yard Landscaping Level Not In Development Partly Wooded Private Rear Yard Rural Secluded SideYard(s) Trees/Wooded
Water Source Well
Garage Features Garage - Front Entry Additional Storage Area Oversized
Type of Parking Attached Garage
Foundation Details Block
Water View Y/N Y
Lot Size Acres 0.91
Water Body Type River
Lot Size Source Assessor
Waterfront Y/N Y
Door Features Insulated Sliding Glass
Land Assessed Value 389100.00
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 492
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* Excluded Features
List By
Coldwell Banker Chesapeake Real Estate Company

Broker

jciganek@cbchesapeake.com

Email

Affordability Calculator

$5,971
Per Month
91%
9%
0%
Monthly Principal & Interest
$5,459
Monthly Property Taxes
$512
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534667 Elementary School
3535740 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/7/2025$875,000 -4.89% Price Down
10/7/2025$920,000 Listed Price

Map


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492 Pear Tree Point Road, Chestertown, MD, 21620 is a Single Family Home for sale at $875,000 with 3,720 sqft and a lot size of 0.91. 492 Pear Tree Point Road has 3 bedrooms, 2.0 baths, and was built in 2001. The property's zip code is 21620 which is in Chestertown, MD