81 Stark Street Waterloo, NY $ 249,900
81 Stark Street
$ 249,900
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81 Stark Street

Waterloo, NY, 13165
$ 249,900
Bedrooms4 Baths2.0 Sq 2,392

Monthly Estimate*

$ 1,559

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Single Family Home for sale in Waterloo, NY

for $249,900 with 4 bedrooms and 2 full baths. This 2,392 square foot home was built in 1850 on a lot size of 0.5.

Welcome to 81 Stark Street, a beautifully preserved classic farmhouse nestled on a spacious ½-acre lot in the heart of Waterloo. This historic gem combines timeless character with thoughtful updates throughout. From the moment you step onto the inviting covered front porch or relax on the expansive rear deck, you’ll feel the charm and privacy this property offers. The backyard is perfect for both relaxation and play, featuring a dedicated children’s play area and plenty of green space for gardening or entertaining. Inside, the home showcases original wide plank hardwood floors, stunning floor-to-ceiling windows, and original woodwork that add warmth and authenticity to every room. The large front living room features a cozy wood stove and connects to a versatile office/den or potential 5th bedroom. The spacious eat-in kitchen is ideal for gatherings, offering ample cabinetry, a built-in coffee bar, and a walk-in pantry. Just off the kitchen, a generous rear foyer provides extra storage and functionality. The first floor also includes a fully renovated master suite complete with a custom vanity, built-in laundry, a clawfoot soaking tub, and even a charming built-in pet bath — all highlighted by beautiful stained-glass accents and a window overlooking the front gardens. Upstairs, you’ll find three large bedrooms filled with natural light and original detail. This home is a rare blend of historic charm and modern convenience — a true village treasure!

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Single Family Pending

Price

$ 249,900

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 7,963

Style

TwoStory

Lot Size

0.5

Year Built

1850

Town/City

Waterloo

County/Region

Seneca

MLS | Web ID

R1640901

Features
Interior
Interior Amenities DiningArea Den SeparateFormalDiningRoom EntranceFoyer EatInKitchen SeparateFormalLivingRoom WalkInPantry MainLevelPrimary PrimarySuite
Basement Full
Flooring Hardwood LuxuryVinyl Tile Varies
Total Fireplaces 1
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Window Features ThermalWindows
Fireplace Y/N Yes
Half Baths 0
Total Bedrooms 4
Main Level Bedrooms 1
Main Level Bathrooms 2
Total Baths 2
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General
Sewer Connected
Heating Gas ForcedAir
Utilities CableAvailable HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Asphalt
Appliances FreeStandingRange GasWaterHeater Oven Refrigerator
Garage Spaces 0.0
Patio/Porch Features Deck
Architectural Style TwoStory
Construction Materials VinylSiding
School District Waterloo
Year Built 1850
Stories Count 2
Township Waterloo-Village
Levels Two
Property Subtype SingleFamilyResidence
County Seneca
Property Type Residential
Garage Y/N No
Total Rooms 12
Full Baths 2
Close Price 226000.0
Status Pending
Buyer Financing Conventional
Directions Take Main Street to Stark Street property just north of the cemetery with sign on premises.
City Waterloo
High School District Waterloo
Number Of Units Total 0
MLS Area Waterloo Village-Waterloo-453801
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 7963.0
Property Condition Resale
Standard Status Pending
Middle/Junior School District Waterloo
Elementary School District Waterloo
Tax Assessed Value 165300
TaxOtherAnnualAssessmentAmount 0.0
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Exterior
Exterior Amenities Deck GravelDriveway PrivateYard SeeRemarks
Parking Features NoGarage
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.5
Foundation Details Block Stone
Building Area Total 2392.0
Lot Size Acres 0.5
Waterfront Y/N No
Road Frontage Type CityStreet
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Internal Only
Street Number 1 81
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* Excluded Features
List By
Century 21 Steve Davoli Re

Broker

(315) 719-4045

Phone

Affordability Calculator

$2,223
Per Month
70%
30%
0%
Monthly Principal & Interest
$1,559
Monthly Property Taxes
$664
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3323573 Elementary School
3323092 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/26/2025$249,900 Listed Price

Map


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81 Stark Street, Waterloo, NY, 13165 is a Single Family Home for sale at $249,900 with 2,392 sqft and a lot size of 0.5. 81 Stark Street has 4 bedrooms, 2.0 baths, and was built in 1850. The property's zip code is 13165 which is in Waterloo, NY